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<br />_ �° '° TAQATHFiR WITH all the imprc�vam�nt,s now or her�ftnr erecu:d c+n tho pro�.rcy, and ult ea.gcmcntn,�p{x�r�%nenexs�and
<br /> ' `� flxq����nnw or hereaftrr n p�rt ot the property.All replxcemRms and addid�nn shnp ulro 6e covered by thls Secutl.ty Inhtrumen�» �
<br />:-` •t�: All of the[oregoin�i�raferred w in this Socurlty lnsaument e.c the"Prapeny."
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<br /> �.:,; ' BORR0INAR CQVENANTS that Banowu is lawfuAy seised of thn cstnta hcreby canvcyud and hns thc right to grun u�d _
<br />---. - comey the Property �nd thu tho Property is unencumhared, except for encumbranr,es af record, Borrawer warrants and wiU
<br />� ._y�, dcfend genenlly the title to the Proputy agalnst aU claims and demunda,subjcct ta any encum6ranr,cs of record. _
<br /> TH1S SECURITY IIVSTRUMBNT combines unlform covenants fQr nationnl usa end non-unif�arm cavenants with limitr,d
<br /> �' variedons by Jurisdicdon ta constitute a uniform securlty instrumcnt covcri,ng real pro�crty. _
<br /> i,JNIFiORM CQVENAIVTS.Borrower and Lender covcnant anA egtee as foUaws:
<br /> „`�••":� 1.Paymeat of Principal�nd Interest;Prepaymeat and Late Char�es. Barrowor shall promptly pay when due thc
<br /> ,,t principal of and inurest on thc debt eviduiced by the Notc and any prepaymant and latc charges due under the Note.
<br />';:_�;�`� 2.Fhnds for Taxes and Iasurance. Subject to applicable law or us a wriuen wutver by Lender, Borrower shall pay W
<br /> `'��� Lender on the day monL'�ly paymcnts are duc under thc Notc,until the Natc is paid in fu11.a sum("Funds")for.(a)yearly taxes
<br /> ��"`�' and assessments which ma auai�� riori over this Securi Instrument as a llen on the P1ro
<br />-�_--.,,,�„ Y P tY �Y P�Y�@)Ycarly Icaseh4ld payments
<br />°`�'���3`� or und renta on the Pro if an (c)yearly hazard er ro inswartce remiums;(d?y�ly iFlldod insuranr,e runiums,if
<br /> •��� Sr'� P�Y. Y: P PenY� P P .
<br />`�••_;;r,;,,;� any;(e)yearly mortgage insurance promiums, if any; and(f)any sums payable by Borrower tQ Iender,in accordance w9th tha
<br /> - -` provisions of paragraph 8, in liw of tbe paymant of moctgege insuranr,e prcmiums.These Ircros are called "Escrow It�ems."
<br /> `��;�� I.ender may.at any time.collect and hold Funds in an amount not ro eaceed the mnaimum ame+�nt a Icnder for a federally rclated
<br />-J--'�-" mortg�ge lwm may require fa Borrowcr's escrow accauit undu the federal Rea]Estuas Sealune�c Procedur�s Act of 1974 as
<br />°� :'�'" artrr,nded from time to time.12 U.S.C.Secrion 2601 et seq. ("R�SPA"},unless anotl�ar luw that apn6es to tha Funrls sets a Iesser
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<br /> —z,�.,�::• amount If so,I,enda may,et any time, collect�nd hotd Fua�s in an wnouni r,ot to eacceed tlie 71e�srr unount Lenda may
<br /> ----- -___ esticcrnata ttk�unount of Funds due on the baqis af cu�rent dam and nasonar3e esdmates of oxpeadi�°.��f future Bsccow Iwns or
<br /> __ otherwIse in�ccardance with applicable law.
<br /> 'R�e�nds shall be held in an 3nspwrion whose dcposits mrs insi:�:d 9y a fedcral agcncy.iris�entelity,or enri.ty(including
<br /> -=� Lender.ff La�der is such an institudon) or in any Federa4 I�1ome L�aa�,ank.Ler�du shatl appty a�z Funds to pay tbe F3saow
<br />-- - Irems.Lmdrs mav not charae Bfvrower fer holding and applving the i'���s,annually annlyzina t�e esec�w�r,count,a vaifying
<br />— � the Bscmw Iums.unless Lender pays aorrawr,r intuest on the FLnds aadl�,glicabla law peimits Len�er tn make such a chacge.
<br /> �s-x�' Howevet.I.endes may r�gutre acurowa to pay a onc-dme charge fa��niependcnt real esta4e tax �oNng savia used bg
<br /> l.�des ln connecbon with this loan.unless applicabin]uw provides otherwise.Unle�an agnemtnt is made a epplicable hw
<br /> ioquire�intenst to be paid,LenSer shall not be required tc>pay Bormaer any interast or eamings on the fi�nds.Bcurowa wd
<br /> Lrender may�graa in writing,however,thai intorest shell be paid oa tho fi�nds.Lendcr shell give tn�o¢rowa.without chuge,�n
<br /> � annual acco�ndng of tha Fiuida.showing credit�and debim ta tha�ncf�and the purpose for which each deblt to the Funds au
<br /> m�de.Ttie Fw�ds�re pledgod�s additional sx�rtty for�ll sums socured by this Sectuity Inadt�ment.
<br /> If the Funds held by Lender eaceed the�noun[s parmivad to be held by applic�bk law.Lender Ehall account to Bo:roa+a for
<br /> ' the eacoess Funds in accordana with the requi�+ements of applicable law.If t!u amount of the FLnds hWd by Lendu at any dme is
<br /> � not tufficknt to pay the Fscrow Items when duo,Lcndcr may so notiffy Borrower in wribng.and,in tuch case Barower shill p�Y
<br /> ; a� La�der the unount necessuy oo make up the daficlency. Hutrower shall nake up the deficiency in no more thm twelve
<br /> '« momhly pRynkats.it Lender's sole discreaon.
<br /> • Upon paym«�t in full of ill sums axund by thJs Securiry Insuument�Lender shall promptly nfund oo Bormwcr any Fonds
<br /> ' ho3d by I,ender.If.under pangraph 21,Lendar shnll acquirG or sell►ha Propc�ty.Lender.pria tu the�cquttition a atle o�the
<br /> : Propaty.shall apply any Funds haki by Lendor at tho ame of acquisiaon or sale a4 a crodit against the wcns secured by t1�
<br /> Secu�ity Iastrummt
<br /> 3.Applfation of t4ymenta, UNoss epplicablo luw provides othcrwlse.all paytnenu raxived by I�der ander p�tagraphs
<br /> 1 md Z shW be appUad: firat,to anY P�A�Y�ont chargos duo under the Not+e:socond�to amonna Fayable�nda p�aph 2;
<br /> t�+d,to int�areu dne;fourth.w pcinci�u dua:�nd lea,to an��leta chmges doe uuder the Note.
<br /> �.Charta�Lieo�.. Borrowcr shan pay nll ta�cas. as�essmcnts.rharges� f,nes and imposicio�s atm'but�ble to tha Propaty -
<br /> which may awin priority ovu tliis Sectuiey Ins�umonG and letvdx�td paumr�►ts or grannd rents,if xay.Hocrnwer shell pay thae
<br /> oblipt�as ia dse.mmnar providnd in peragxaph 2.or if not paid in that manner.Hormwu shall pay ahrm on time diracdy to the
<br /> pasoa oaai�e;�nc►:nt Bwrowcr shall promptty fumish m Lender all naaces of�cnounu to be paid unda this par�graph.If
<br /> Bcxx�ver ma1�a�1x�e paymeats di�cdy,Bo�rower shall prompdy fumish to Lender receipts evidencing the paymans.
<br /> �arowa•s{am�.promptly dis�hargo any leen whic6 has priority ovrs th3s Security Insa�uma►t ucic.�Bon�ower.(s)s�ees in
<br /> wrimig w tho pa�tr,nait of tbn obligadan tv�uc�by the Ilen in a manncr aa�eptabk to Lender:(b)co�n2asts in good faith thc lia�
<br /> ___'� .' by. or defcnds a�ainst enfnrcemont of tho tiexa in, kg�l proceedings a•yich in the Lender's opuu�n operatc to prevent the -
<br /> __''� enfoncemau of Uie lion; or(c)s�umr from the holdv of U�e Gen an agreement savsfsctory to I.ender subordinating the licn w
<br /> - - = this Securiry Ins�umcnG Yf i.endar dttamines that any pa�t ef the Proputy is subject to a liea which ntay apain priority ovcr this -
<br /> - .__ Securiry Insuument,I.endar may give Bomower a notia idcntifying the lien.Socrowct shull sadsfy the 6en or take one or more
<br /> -.:- of the acdons sa fnrth abo��o u7�hin 10 days of the giving of nodce.
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