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<br />'` in the Properiy and: rights under this Security Instr�ment; and (d) �s such action as Lender may
<br />reasanably require #o assnre t�iat Lender's interest in fhe Property and rights under this Security Instrument,
<br />and Barrower's obligafion to pay the sums secured by this Security In.sirumeni, shall continue unahanged.
<br />Lender may require that Bozrower pay such reinstatement snms and e�enses in one or more of the following
<br />fozms, as selected by Lender: (a) cash; (b} money order; (c) certified check, bank check, treasurer's check or
<br />cashier's check, provided aay such check is drawn upon an insritution whose deposits are insured by a
<br />federal agency, insfinimentality or entity; or (d) IIectronic Funds Transfer. Upon reinstatement by Borrower,
<br />this Security Instivment and obligations secured hereby shaIl remaiu fully effective as if no acceleration had
<br />occurred. Howeaer, this right to rein.state shall not apply in the case of acceleration under Section 18.
<br />20. Sale o'f Note; Change of Loah Servicer; No'tice of Grievance. The Note or a partial interest in the
<br />Note (together with this Secw'ity Instrument} can be sold one or more times without prior notice to
<br />Boaower. A sale might result in a change in the entity (l�awn as the "Loan Servicer'� that callects Periodic
<br />Payments due under the Note and this Securiiy jnstrument and performs other mortgage laan servicing
<br />obligatiuns under fhe Nats, this Security Insirument, and Applicable Law. There also might he one or more
<br />ehanges af the Loan Servicer unrelated to a sale of the Note. If there is a c}aange of the Loan Servicer,
<br />Barrower will be given wrilten �otice of the change which will state the name and address of the new Loan
<br />Sezvicer, the address to which pa�ments should be made and any other inforntafion RESPA requires in
<br />connection wrth a notice of transfer of servicing. If tha Note is sold and thereafter the Loan is serviced by a
<br />Loan Servicer other than the purchaser of ttce Note, the mortgage loan servicing obligations to Borrower will
<br />remain witb. the, Laan Servicer or be transferred to a snccessor Loan Servicer and are nat assunned by the
<br />Nate purahaser unless otherwise gaovi,ded by the Note purchaser.
<br />Neither Bonower nor Lender may co�ence, join, or be joined ta any judicial aetion (as either an
<br />individnal Iitigant ar the member of a class) that arises from fhe other party's actions pursuant to this
<br />Security Instrument or that alleges that the other pariy has breached any proeision of, ar azry duty owed by
<br />reason of, this Security Instl.vment, unf.il such Borrower or Lender has notified the other party (with snch
<br />notice given in. compliance with the requirements of Section 15) of such alleged. breach and afforded the
<br />other party hereto a reasonable period after the giving of such z�odce to take corrective action. If Applicable
<br />Law provides a time period which must elapse before certain action can be taken, tha.t tim.e period will be
<br />deemed to be reasonable for purposes of this paragraph. The notice af acceleration and opportunity to cnre
<br />given to Borrower puxsnant to Section 22 and the notice of acceleration given to Borrower pursuant to
<br />Section 18 shall Ue deemeci to satisfy the notice and oppoxLunity to take carrective action provisions of this
<br />Section 20.
<br />21. Hezardous Substanaes. As used in this Section2l: (a) "Hazardous Substarcces"are thase subsFans�R
<br />defined as toxic or hazardous substarsces, pollutanTs, or wastes by Eneironmental Law and the following
<br />substauces: gasoline, kerosene, other flam�nable or toxic getroleum products, toxic gesticides and herbicides,
<br />volatile solvents, materials containing asbestos or formaldehyde, and radioacrive ma.teriaLs; (b)
<br />"Etzvironnzental Law" means federal laws and laws of the jurisdiction where the Propexty is lacated that
<br />relate ta health, safety or environmenYal pratecfion; (c) "Ercvirorunent'al Clennttp " i�ludes any zesponse
<br />action, ramedial action, or removal action, as defined in Environmental �,a.w; and (d) an "Ettvit'onmental
<br />Cottdition " means a condition that can cause, contribute to, or otherwise trigger au Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, dispos�.l, storage, or release of any Hazardous .
<br />Substances, or ttueaten to release any Hazardous Substances, on ar in the Property. Borrower shall nat do,
<br />nor aTlow anyone else to do, anything affecting the Property (a) tha.t is in violation of any Fnvironmental
<br />Law, (b) which creates an Enviro�ental Co�ition, ox (c) which, due to the presence, use; or release of a
<br />HazarQous Snbstanee, czeates a condition that adversely affects the value of the Property. The pxeceding two
<br />��6KA-Sirtgla FamBy-Farnde Mae/Freddie Mm UNIFOAM kNSTRUMEN'! Form 3028 1101
<br />VMPB{P14111061.00
<br />Wc11�ra Kluyvar Flrmnalal Sarvicas Paga 13 af 17
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