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<br /> DE�D�F TE3UST WlTH EUTUEtE AD!lANCES � -
<br /> o,
<br /> THIS DEED OF TRUST,is made as of the 13 th day of .T un e , 19�9L_,by and among �
<br /> theTrustor, Steven E. Koeineki and Tina ti. Kosiaeki. hueband and wife
<br /> whose mailtng address Ea 4 2 0 J o hn e o n D r. , G r a n d I s 1 a n d N E 6 8 8 0 3(herein"Trustor",whether one or rtwre),
<br /> theTrustee F�ve Points�gnk a Nebraeka Gorpo a �
<br /> whose m�lUng address is P 0 B o x 15 0 7. G r an d I s 1 an d N E 6 8 8 0 2 (herein'Tnistee'),end
<br /> theBeneflclary, g,j,.•.+ p��.++Q RA�ti
<br /> whosemailingeddressis 2015 N. Broedwell, Grand Island NE 68803 (herein'Lender).
<br /> FOR VALUABLE CON3IDERATION,including Lenders extension of credit identffled herein to
<br /> Staven E. Koeineki and Tina M. Koeinski
<br /> (herein'Borrower,"whether one or more)and the trust herein created,the receipt
<br /> of v�h�h ia hereby ecknowledged, Trustor hereby irrevocably grents, transfers,cunveys end assigns to Trustee. IN TRUST,WITH
<br /> F�W��Gf Sisc,ivi i1�e��aflt ar�f as�:rity aS Lo�rlsr,und�r�nd r:sb;r t:c fhs tssms snd xn�4x�n��afs_in,aMfts►�cwt fiuih,ft�n.Anr
<br /> property described as follows:
<br /> I.ot Fifty—Pour (54) � Wolfe Subd3vieion, City of Grand Zeland, Hall County
<br /> Nebraska
<br /> Together wfth aN bulklinqs,improvementa,flxturea,aVeets,alleya,pasaegeweya,eaaementa,rights,privilepes and appurtenaixxe
<br /> bceted tFwreon or in anywite pertalnlny thereto,and the ronta,lasues and proflte,roverslona and romalndero fheroof, and�uCh psr-
<br /> sonal propsrty that ts attactied to the improvemente eo ee to conatitute a flxture,InGuding,but not Ilmited to,heaUng and cooliny equip-
<br /> ment;end Wpether with the homettsad or marital Interest�,if eny,which Intereste ere hereby releaaed and waived; atl ot wF►�h,k►dud-
<br /> tng roplecemenb and eddltbns thereto,Is hereby dedared to be e part oi the real estate secured by the ibn of thi�s Deed oi Trust end
<br /> all Ai fhe forepoinp being referred to herein as the'Propertyr.
<br /> Thia Dsea oi Trust shali securo(e)the payment of the p�incipal sum end Interost evldenced by e promisaory note or crodit egroo-
<br /> �t��. J u n e 9, 19 9 7 ,having e maturity data of .t ,�,,,�,� � �n n� ,
<br /> In the oripinat princlpal amount of S 1 q;414.24 ,end any and afl modiflcatbnn, extenslone and renew�is
<br /> thareof or therato and any end eil future edvences and readvances to Borrower(or any oi them If more than one)hereunder pu►suant
<br /> to one or more prixnissory notes or credit egreements(herein called'Note'); (b)the peyment of other sums advanced by Lender W
<br /> protect the security of the Note;(c)the performance of all covenants and egreements of Trustor set forth herein;and(d)all preaent end
<br /> future indebtedness and obligations of Borrower(or any oi them H more than one)to Lender whether direct,Indirect.absoiute or oontln-
<br /> gent and whether adsing by note,guaranty,overdraft or otherwise.The Note,this Deed of Trust and any and all other documenta that
<br /> secure the Note or othen�vise executed In connectlon therewith, Inciuding without Ilmftation guarentees, security egreements and
<br /> essignments of leases and rei rts,shail be referred to hereln as the"Loan InsVuments'.
<br /> Trustor covenants end egrees with Lender as fdiows:
<br /> 1. Payment oi ind�bt�dn�ss.All indebtedness secured hereby shall be paid when due.
<br /> 2. Ttd�.Trustor Is the owner of the Property,has the right and authority to convey the Property,and warrants thet the Ilen creat-
<br /> ed hereby Is a flrst end prbr Ilen on the Property, except for Ilens and encumbrancea set forth by Trustor in wriHng end delivered to
<br /> Lender before executbn of this Deed oi Trust,and the executlon end del(very ot thls Deed of Trust does not violate eny contract or
<br /> other obligatbn to whlch Trustor Is subject.
<br /> 3.Tax�s,As�ssmonb.To pay before delinquency all taxes,speclal assessments end all other cherges agalnst the Property
<br /> now or hereaRer Ievied.
<br /> 4.Insurance.To keep tha Property Insured agafnst demege by flre,hazerds included withln the term "�xtended coverage',and
<br /> such olher hazsrds as Lender Enay requlre, In emounts end wlth companles acec�ptable to Londer, naming Lender as en addltional
<br /> named Insured,with loss payable to the Lender. In case of loss under such pol�les,the Lender Is authoNzed to edJust,coliect and
<br /> compromise,ell clalms thereunder end sheB have the opNon of appiying ail or part of the Insurance proceeds(I)to any Indebtedness
<br /> secured hereby and in such order es Lender may detertnlne,(ii)to the Trustor to be used for the repair or restoratlon oi tho Property or
<br /> (ill)for any other purpose or obJect sattsfectory to Lender without eifecting the Ilen of thls Deed oi Trust for the full enwuni secured
<br /> hereby before suah payment ever took pince.Any app8cattons of proceeds to Indebtedness shall not extend or postpone the due date
<br />_ Ot any paymenis u�oer ine ivoie,or curo nny ubiauic mvioiiiwcP vP n8iauiwBP.
<br /> 5. F�crow. Upon written demand by Lender,Trustor shall pny to Lender,In such menner as Lender may designate, sufficient
<br /> sums to enable Lender to pay as they become due one or more of the following:(i)a!I texes,assessments and other charge�agalnst
<br /> the Property, (ii) the premtums on the properly insurance requlred hereunder,and (ili) the premlums on any mortgage Insurance
<br /> required by Lender.
<br /> 6. M�fnt�nancs. Rspalrs and Compltance wlth Laws. Trustor shall koep the Property In good condition end repair; shalt
<br />� promptly repair,or replace eny improv�ment which may be damaged or destroyed;shell not commit or perrnit any wasto or deteriora-
<br /> tion of the Property;shall not remove,domolish or substentlally aiter eny ot the improvements on the Property;shall not commit,suffer
<br /> or pormit any ect to be done In or upon tho Property in violatlon of any law,ordlnance,or regulatfon; a�d shall pay and prompUy dis-
<br /> charge at Trustor's cost and expenso ail Ilens,encumbrances and charges levfed, Imposed or accessed agalnst the Propertyr or any
<br />_ part thereot.
<br />-- 7. Eotihe�ryt Dotneln. Lender la herehy essigned all compensatlon, awards, damages and othor payments or reliof(horolnafter
<br />- rec s.sr n+o�.�naa�.r o..a�w.eAe
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