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' <br /> g?— �,o�.��:s �_.,:, <br />� 'IY)Ct�1HER WITH all Uie impmvernen�s nnw oe he►zai'ter cr�ctcd on tttic prap:,rty, a��d all c:s:rncnis,uppurtcnancrs,�:nd � <br /> fixturd naw o�M�xfter a p�t of 1he propaty.A�1 repLCement�end additions ahall also bc covuod by thls Socurity Insuumcr►t. <br /> AU of�he focegoing is refared to In this Security Inswmer►t�the"Pcoperty." _. <br /> HURROWFR COV�NANT'S that Bocrowu is lawfully seised of thc estace hereby comeyed and has tha right to grant ar�d =: <br /> convey the Propaty a�ut lhat the ProprrtY is nnencumbued, except for encumtxances�f record. Borrowu wartanis and witl <br /> defa�d ger�aa�iy the titk to tbe Property against aU claims and demands,subject to any c,ncumbrances of record. <br /> '1'I�DS SE�URTTY INSTRUMF3NT combines unifeim covenants for national use and non-uniform covenants with limited _ <br /> varl�tions by jurisdiction w consawte a iu►iform security instrument covuing rwl property. _ <br /> UNIE�RM COVBNAIV'I'S.Bomowu and Lendu wveru�nt and agree ag folbws: <br /> i.Payment of Priacipal and Iaterest;Prep�yment and Late C6sr�es. Borrowu shall promptly pay whcn dua tha <br /> principl of md inuxest on tho debt ovlde�cod hy the Note and any prepaymmt end late charges due unda the Note. <br /> 2.Fuod�[or T�acea a�d Inaur�nca Subject w epplicabk law or to a writun waivu by Lender,Bocrower shall pay to <br /> Lenda on the day monthlY pYmaits aro due un�er the Note,undl the Note is paid in fuA,a sum("Funds")for:(a)yearly taxes <br /> and a�ses.wnu�ts which may �aain priaicy over this Securiry Instmment as a Ikn on the Property:(b)Yearly teacehold payments ' <br /> or grouid rents on the Property. if anY�(c)Yearly hauud or propaty insnrnnce premiums�(d)Yearly fload insurance premiums.if <br /> any; (e)yearly mortgage insurarce premiums.if any;and(� any sums payable by Borrowu to Lendu,in eccordance with the <br /> proviston.s of paragraph 8, in lieu of the payment of mortgage insurence prcmiums.'It�cse iums arc callod "Escrow Items." <br /> I,snder msty,at aay time,calkct and hold Funds in arx amouat�ot to cxcad the msximum emount a lenda for a fodaally relatod <br /> mortgage loon may roquire fa Bn�wu's escrow acconnt urni4�r the fateral Real Estate SeWenx�t Procedures Act af 197A as <br /> emendod frpm time to da�e. 12 U.S.C.Soction 2601 et seq. ("RESPA").unless enotha law U�a►applies W the Funds sets a kss,sa <br /> artaunG If so. I.ender may.u any dme. colloct and hold Funds in an amc�vnt not w ezcood the lessa amoun�Lender may <br /> estima�e the�nount of Fund�due on the basis m€swrent data and reasonablc esnmaY,s of expa�diaues of futuro�SCmw Items or <br /> otherwi�c in ac:cordance with�pplicab�e law. <br /> The Funds shall bo held in an irastituaon whose deposits are insurod by a federal egency.instrumentolity.or endry(including <br /> - L,end�er,if La�dex is sueh an insda�tion)a in any Federal Home 1.oan ttaotc.i.en�a shaii apply rne r�ds a pay ino Esc�ow <br /> Iwns.I.enda may not cbuge Sarower far holding end applying the Fw�ds,�nnually analyzing the�scrow saount,or vaifying <br /> the F�crow Items,unkss L�ender pays Borrower interest on the Funds and applicabk law peimits L,c,nder u�ii,ii:a such a ch«:6t. — <br /> Howeva. Lenda m.ay reqnire Bamwer to pay a one-time charge for sn independent real estata tax reporting servica used by — <br /> I,er�det in connoction with this loan,unkss applicable law p�+ovides otherwise.Unkss an egreernent is msde or applicabk law <br /> • �q�,p intacst to be paid, Lu�d�r shsii oot be requirod to puy Bcxrowex ar►y intaest a e�mings on the Funds. Borrowa and <br /> �, I�ender may agree in writing,howevrr,that intcrest shall be paid on the Funds.I.c�der shall give to Bomower,witbont chfrge.an <br /> ` �nmeal�ccamting of the Fwds,al�owing craiits and debits w the Funds and the pucpose for which each debit w the Funds wa� <br /> m�de.'lt�e Funda�ce pledged sc additional security for all s�uns securod by this Socurity Insuvmcn� _ <br /> � If the Funds held by I,�nd�r eacacd the amounts pcmiiu�ed to be held by applicabk l�w,Lender shall eccount w Bc�rrowa for <br /> :� the excess Funds in eccordance with the reqoinm�nts of epplicable law.If ihe amount of t4e Funds held by Lender at a�y tune is <br /> �; not sufticient ta�pay the Sscrow Items when due.i,enda may so notlfy Sorrower in wribng.end.in s�ch casa Bvrrowu s1uiU paY <br /> , p�I,ender the amouat necess�ry to maice up the deficiency. Borrower sturll make up the deficiency in no moro than twelva <br /> ' ��Y PaY►nenb.at I.�der'e sak discrc-tion. <br /> • Upon piymart in full of�ll sums sec�rod by this Socurity Instrument,Lcnder shall promptly nfund to Bmrowu any Funds <br /> j held by I.�endr.t.8.under perog�aph 21�Lenda shall acquire or sell the Propaty.Lender,Prior to tha acquisidon ot salo of tho <br /> propaty� ehA1y app�y any Funds held by Lender at the tin►e of acquisition or sak as s credit against the sums socural by thb <br /> Socsuity Inswment. <br /> 3.AppMcados of Paymata. Unkss applicnbk law provides otherwise.all payments roceivod by I.�ndrr unda psregraphs <br /> 1 md 2 sh�ll be applled:Cirst, to enY P�P�Yme�t charges due under the Note;socond to emou�ts paYabb under Q�graph Z; <br /> thicd,to intaest due;fourlh,w principal due;and Iast,to any late chArges due undor the Noto. <br /> • 4.Cltsrses:Lie�e. Barower shall pay a11:taxes, asses.wnents.ct�ges,fines at►d imposiLions atuibunb3e to t1►a property <br /> which may aaain p�ioricy ova this Seciuity Insuaiment,and leasehold payrt�is or gawnd rents.if any.Sorrowrr sh�il pay thoso <br /> obligations in the manner prnvidod in paragraph 2.or if not paid in that mannu,Borrowcr shall pay Uxm on timme diroctly w Ihe <br /> . peraon owed payment Borrowcr shall prompdy fumish w Lender all nodces of amoants w be paid undtr this puragra�►h. If <br /> BomoMa makes these p�ymaits dirxqy.Bomowu shall pro�n�Ay fumish to Lender roceipu eviclencing the paymenu. <br />- Borrowa ehaU P�P�Y dischargo any lien which has�?riority over this Sociuity Instrument unkss Sorrower:(a) agcoes in <br /> writnng to the paymeot of the obligation securod by the lien in a manner acceptabk to Lender;(b)contests in good faith tho lien <br /> by, or defaKis Against enfacement of the licn in. legal procxdings which in the Lender's opini�n ope:ato to pmvent tho _ <br /> enfo�►t of the lien: a (c) secuns 6rom tha holda of tha lkn an agroenxnt satisfactory W L.er�sut�ordLuujng the lien to <br /> this Security InsvurtunL If Lendu d�etamines that any port of the Proputy is subject to a lien which m�y auain priority ovpr thie <br /> Security Inswment,I.ender roay glve Borrower a no6ce identifying the ikn.Borrowu shall sa6sfy the licn or tako ona or moro <br /> of the�ctjons set forth above within 10 days of the giving of notice. <br /> Form�OZ� O/Q0 <br /> � �•{R(NE)co21��.0� Pap�2ole inuw.: . <br /> ----- ------�_�.-- . . _ _ ,7�� <br /> '�� r '. _�_ _ __ ' •- . 1 ����7r�C h����(.i . - +/'I�f�'Y�!^I��r ���R�7 0 `a' _. <br /> SJA ' . . . .� _ � ' .s�yr�vJ`i �4U '�► '.11 : .- .V� t��.� <br />.����.. . �. . . � . . . . � . � ' � ...�`Orwa •!�.: 1T \� •_, iT r'L d ' <br /> ,., ' f• f� „ ��� f:. � .�;;.:•,W,�,'. , .. :'�,� <br /> �`jJ �, . �.,�. , �, ..� .., q•.• _• - <br /> • ,.r^ ���,'� ;w,.: <br /> ��� , .. . , . :'�_.ra. �` , .� ' .,. ,�, r;n,�., <br />'.:�y.1-�i: �i'..� ., � ��� .�t"�, • ,.";�� <br /> �y.y � .. . , - .. ,. . �..� :y :r i�::: <br /> — __ '�3 � .. , . . . . i�,.���.. 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