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<br /> 'I'0013TNBR W11N dl tho irnproverr�►ts now ur hereatter erected on the propd �,a d all easements.ePpurtenances�end
<br /> }ixpu,e��eow or heratter�prrt af�tho propaty.All replacema�ts and additions shail also be covuod by th�i Sacurity InswmenG
<br /> AU af tttc forcgaing!s rcfcmd ro in thi�Secnriry Instn�mem es thc"i'rc��erty." �
<br /> BORROWSR CAVSNAN'1'S that Barowu is I�wfuUy seisod of tha estata bereby conveyed and has the dght to grant end
<br /> Convoy Ih� PropertY w�c1 that the ProP�'.rtY is une��cumbered, except for encumbranccs of rccard.Bqrrowcr wartants and wlll
<br /> �f�gc�er�lly�ho dtb to iha Prt►pextyr agafnst sU claimy end dema��ds,sub,}�xt to eny encumbranccs of record.
<br /> 'I'HIS SECURITY INSTRUMBNT Combines unifortn wvenants for nadonal usc and non•uniform wvenants with limited
<br /> vadrtbna by jurisdkdon w constitutc a unifprm socurity insvumcnt covcring rcal property.
<br /> [1NIE�(.1RM CUVBNANI'S.Bort'owu and Les�dtt covenent end agroe as follows: _
<br /> 1.P�yaoeat of PriocipN�ad Interesti Pl'eP��nnent�nd Late C�r�es. Borrowu shall pmmPaY PaY when duc the
<br /> p�inCip�1 of�nd inkrest on�ho debc evidcnced by the Kota and anY pr�paYmcat and lata charges due under tho Note.
<br /> 2.It'ut�for Tiuces�nd In�ur�nce. Subjoct W epplkable law or w a wrlttui walva by I.,etider. Borrowu shall pay to
<br /> l.endu on tho day monthlY PaYmen�aro duo unda the Nou,undl tht Nota is paid in full.a sum ("Funds")for. (a)Yearly taxas
<br /> �nd�eseaurknta which mny attaln priority ovcr this Securlty Inst:umcnt as a 8en on the Property: (b)Yearly IeaselwW payments
<br /> or Rround renu on tho Property�if pny;(c)Ye�uly hazard or property insuranca premiums:(d)Yearly flood insurance premiums.if
<br /> �y�(e)yqk�y mac[g�go inswance Nrremiun�s.if any; and (�any sums puyable 6y Bnsrower to Lendra,in t��eorclance with the
<br /> prp„iaion� of p�r�rq►h S. in Iku of the pstyment of mortgago insuranco premiums.'I1use items ate calkd "Escrow Items." �
<br /> i,��x m�y,et�ny dma,colloct end hold FY�nds in an smount�ot to eacted the maximum amount a lendu for a fode:ally relatai —_
<br /> mott�e ian cnay roquite for Bormwa's escrow account und�tha federal Real Estatc Seplunent Procedures Act of 1974 ag
<br /> �n�er�ded from time to time. 12 U.S.C.Scctbn 26U1 et seq. ("ItESPA").unkss anotha!aw that applies to the Funds sets a iesser
<br /> rn�un� If eo, L�ender may, u enY time�colbct and hold Funds in en arnount not w excoed the Icsser amar�nG Lendu may
<br /> quLnMo the Mnount of Fund�Quo on tho h�si�s of cwrent data end reasonabla esWnates of eapaidipues of fuwre Sscrnw Items or
<br /> otf�ecwl�e in�ocord��ce with applicabb law.
<br /> The Fund�s1uU be heW in An inadtution whose deQosits are ins�rc�d by a fedual agency,ins�uuer►tality�or endty(including
<br /> l,p�der,u L.ender u such en insdwtion) a in ony Fedual Home I.oan Banic.Lendu shall apply the Funda to pay the Sscrow
<br /> Ikmr,l�a�da�rru�y not chuge Somowa for hoiding an4 applying the Funds�annually analyzing the escrow account,a vcr�fY�B
<br /> ���i��W�����v��y���.���F������ti�Ah�law;km�l�a Lender to matce such a charRe.
<br /> tlowever.L�ender m�y require 8arower w pay a onadcrx charge for an independe,nt real estate tax npnning sexvke usod by
<br /> l,qKkx i�n connection with ihis loan.unless applicablo law provldes otherwi.ge.Unless an egreement is made or ePPlicable 1aw
<br /> rcqui�intaea W bo pe{d.Londer stWl no+t be nQuirod co PaY Burrnwer any Interest or earnings on thc Funds.Borrowar and
<br /> � �,p�r nuy�eo in vvridrtg,hawova,thAt intrrt.tt shall be paid on the Funds.Lender shall give to Borrowa,without charge,an
<br /> � rpnu�l aeoountin�of the Funds,ahowin8 c�odits and debits to tho Funds and the puc�wse for which each debit w the Funds was
<br /> � py�lO.'[1�O Fund�x�e pledged�additional exurity for aU sums secured by this Security Instrumen�.
<br /> i If the Funds held by I.endtr eacood the amounu Pamiued to be held by appllcabk law,L.ender shaU account to Barrower fa
<br /> � the exoas Funds in�cc�xdance with the roquiremenw of�ppllcable law.If the er�wunt of dk Funds held by Lender at any time ia
<br /> : not pr((icieM b p�y the Excaw Itana when du�:,I.�nda may so nodfy Bonowu in wridng,end,in such ca9e Borrnwa ahall paY
<br /> ' q I,pKkr the amount neces,ury, t,o m�lCa up the def�ciency. Borrowcr shaU make up the defickncy in no more thsn twelve
<br /> � ��Y P�Y�u�at l.endab sc�b discretbn.
<br /> _ Upon p�yma�t in fuU of a11 sums socurod by this Seciuity Inawma►t,Lenda shall prompdy nfund to Borrowcr any Funds
<br /> � he{6 by L�+nder. If.undtt pwcagrapl►21.Lertder qhail arquire or sall the Froperty,I.ender,prla w the acquisiHon or salo of the
<br /> prc�eety� rh�ll �ly�ny Funds heW by I.endcr ec the ame of acquisidon or sale aa a cralit against the snms secured by this
<br /> ' Security lnNruma��
<br /> �.A�plfaiNme ot Ps�naeab. Unbess applicabb l�w provides otherwis6.all payments recdval by Lender under paragniphs
<br /> 1 ar�d 2�IWI bo�pplbd:fint, w�►Y P�Yment charges dun under the Noce�socond� W anwumte payabb onda garegraph 2;
<br /> th�rd�lo�du0.«�to principd duo:and 4u.to niy lane clu�rgcs due nnda ttk Note.
<br /> 4.Cl�r�i�� Bonowa sh�il psy �ll tud.as.geasma�v. charges, Cuies and impositions amibuu►blc to the Propecty
<br /> ' which m�,y MWn pdonity ovet thi�Socuriry Instrumcnt,end leatehold payments a�ound renta,if eny.Borrower ehail pay these
<br /> obtiptjonr in the mmnet provldad in per�g�ph 2�a if na paid in tbet mannex.Borrotvcr shall pay ttum on dme direcdy to tho
<br /> ' pet�owod p�ytnp�� Barower�fWl promptly fumtsh W I.endcr all notk.�s of amonnts w be paid undu this paragraph. If
<br /> ' B�re�anrar m�kt�Ihe�o pyma�u dirocdy.Bocrower shaU promPily fumish to L.ender receipte evidencing the payments.
<br /> ' gorruwet thdl promp�lY diAChargo any lien whlch has prioriry over this Security Inswmait unkss Bocrowa:(a)agcees in
<br /> writ�y b IhC p�ymari of tho obllYation nxuna by the lien in a manner ecceptabk w L.ender;(b)conusts in good faith the lien
<br /> � b�r� p� d�i'q�ds �Inq enfotoanent of the lien in. kgal pcocadinge which in the L,e,�tder's opinion operate to preva►t the
<br /> onfnrcdnan of the Ila�;or(c) eocure�[rcm tho taWu of the llen en agrament satisfecWry w L.endu subordinapng tha l�en w
<br /> thi�Socwrity In�trumee4 If I.ender detem�inos that my pert of the Property is subjoct to a llen which may susin pricrriay over this
<br /> So�utity Uqrumait,Lq�der rtuy Qivo Bcxrawcr�nodcc idcntifyi�g thc lien.Borrower shell satisfy the licn or take one or more
<br /> ��p���,y fatl�abovo withie 10 daya of tho giving of naticc.
<br /> ` • Fo�m 302� 9/00
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