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201201751
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Last modified
3/14/2012 1:54:24 PM
Creation date
3/6/2012 2:48:49 PM
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DEEDS
Inst Number
201201751
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. 201201751 <br /> Borcower shall promptly discharge any lien which has priority over this Security Instrument unless <br /> Borcower. (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to <br /> Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or <br /> defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the <br /> enforoement of the lien while those proceedings are pending, but only until such proceedings are concluded; or(c) <br /> secures from the holder of the lien an agreement satisfactory [n Lender subordinating the lien to this Security <br /> Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this <br /> Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which <br /> that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section <br /> 4. <br /> Lender may require Borrower to pay a ono-time charge for a real estate tax verifica[ion and/or reporting <br /> service used by Lender in connection with this Loan. <br /> 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on <br /> the Property insured against loss by fire, hazards included wi[hin the term "extended coverage," and any other <br /> hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance. This insurance <br /> shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What <br /> Lender requires pursuant to the preceding sentences can change during Ihe term of the Loan. The insurance carrier <br /> providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, <br /> which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this <br /> Loan, either: (a) a one-time charge for flood zone determination, certification and uacking services; or (b) a one- <br /> time charge for flood mne determination and certification services and subsequent charges each time remappings or <br /> similar changes occur which reasonably might affect such determination or certification. Borrower shall also be <br /> responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection <br /> with Che review of any flood wne determination resulting from an objection by Borrower. <br /> If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, <br /> at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or <br /> amount of coverage. Therefore, such coverage shall cover Lender, but might or mi�ht not protect Borrower, <br /> Borrowcr's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might <br /> provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the <br /> insurance coverage so obtained might significanHy exceed the cost of insurance thaY Borrower could have obtained. <br /> Any amounts disbursed 6y Lender under this Section 5 shall become additional debt of Borrower secured by this <br /> Security Insvument. These amounts shall bear interest at fhe Note rate from the date of disbursement and shall be <br /> payable,with such interest,upon notice from Lender to Borrower requesting payment. <br /> All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right <br /> to disapprove such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as <br /> an additional loss payee. Lender shall have the right to hold the policies and renewal certificates. If Lender <br /> requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borcower <br /> obtains any form of insurance coverage, not othenvise required by Lender, for damage to, or destruction of, the <br /> Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an <br /> additional Ioss payee. <br /> In the event of loss, Borzower shall give prompt notice to the insurance carrier and Lender. Lender may <br /> make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing any <br /> insurance proceeds,whether or not the underlying insurance was required by Lender, shall be applied to restoration <br /> or repair of the Proper[y, if the restoration or repair is economically feasible and LendePs security is not lessened. <br /> During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender <br /> NEBRASK4-Single Pamily-Fannie MaelFreddie Mac UNIFORhf INS'IRUMENT WITH MERS Form 3028 1/01 <br /> Pagc 6 of 16 �,r� <br /> Initials: /�//i <br />
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