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<br /> , If the amounte t►eld by Lender for Fscrow Items excced the amounte permitted to be held by RESP'A� ;�-
<br /> �;_:� � Lender sheSl account ta Bonower for the oxcas fu�da es roquiced by RESPA.I�tho emounta of funct��h�ld by ,::
<br /> I.snder at eny time are not sufficientto pay thaE�crow Items when due. Londor mny natify tho�nQw�r end �Y.�
<br /> require�Barrower to make up the shortsge a�permitt�d by�t]E5PA• ,;_-
<br /> ;�t;;':. The Fscrow l�unds arc plodgcd as uddi=npnal security for all eume socured by thia Security Instrume�t.If =.
<br /> ,''' ':`�:��: Barrawer tendere to Lender tha full payment of:sU such sume,Borrower's account shell he crediteJ with the -_
<br /> bnlancc remaining for all installment itams(a),(b),snd(c)and eny mortgtga insuranco premium installment
<br /> •" V ;.;� thst Lend�r hes not become obligated to paY to the Socretary,end I.ender ehall promntly refund any excese
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<br />__,_,. �.; ..- tunde to Borrowa. Immodi�tely prior to a foreclosure sile of tho Property or its scquisition by Lender,
<br /> '"'� � Borrowcr'e account ehall b�credited with sny balinco rem�inin�for all inetellrnenta tor items(�), (b)�and 6
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<br /> -.,,.:r,, , {� (c).
<br /> � � 3. Appiic�tion of Paymeute. All p�ym�nts unde� pua�riphe 1 �nd 2 eh�lt be �ppliod bY I.ender ts
<br /> . follawe:
<br /> • .�"�•�� 1?iret,tn the mart���e insunnco premiam tu be pdd by I.endor m tho Socrot��y or to the monthly charQo
<br /> by the Secrct�ry inetad ot tt►o monthly mortQ��o ineur�nce premium;
<br /> • � Secund,tU any uxae,epeci�l �aeoeemonu,leaeohold paymente or�round rontn,md tire,Ilood nnd other
<br /> " . '' haurd ineur�nce promiume,�e roquired;
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<br />- 'Third,w interoet due undar the Note;
<br /> ��''�: �•�<; Fourth,to emortiution of tho princIpal ot the Note;snd
<br /> .�'' ; '. t iiiu�2'v�ot:.�rof�L.°L�'�Ll!lrtw!thn Nnte.
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<br /> .,;,,,,. 4.Fire.Flood aad Other H�z�rd Ineur�nce.Borrowor shall insuro all improvoments on tae Property�
<br /> '':.:.�;.;y•: whether now in oxietence or eubeequently erected,egainat any hntnrds,caeualtiea,end c�ntingencies,including
<br /> ����'� "' fire,for which I,ender requirea ineurance. This inaurance shell be maintainod ia the amouats ind for tt�e
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<br /> -='.=�___w�_�_`_ pe�YOds that Lcnder requirea. Borrowar shall nlso insure nll improvemonte on tha Property.whethor now in
<br /> ��:.'.': existence or subsequently erected.against lose by floode to the extent roqutred by the Secr�terY.A�1 insurance
<br /> -�y`���-�~� sha11 be carried with compenies approved by Lender.Tho insuranco policiea�nd eny renewals shall bo held by
<br /> __ �,.��i� Lend�r end ehnll include loss peyable cleuaes in lavor of,and in e torm accepteble to,I.ender.
<br /> Ia the ovent of lose, Borrower ehall give Lender immediate notice by meil.Lender msy meko proot of
<br /> -�-��^� loes if not made promptly by Borrower.Each ineurance compeny concerned ie heroby nutborized end directed
<br /> ��:,�. to meke payment for such lose directly to Lender,inetead of to Borrower and to L.ender jointl�.All or any
<br /> --_- psrt of tho insuranco proceeda mey be ap�liod by Lendor, at its option. aither(a) to tho reduct�on of the
<br /> :1�� � . indebtsdnese undor the Nou and thie Sxurity lnetrument,tiret to any dolinquont nmounte applied in tho order
<br /> ";�� in paragraph 3. and then to prepayment of principel, or (b) to the restoration or repnir of the demagcd
<br /> -----__= property. Any application of the proceede to the principel shnll aot oxtend or poetpono tho duo date of tho
<br /> monthly payments which aro nferred to in peraBraph 2,or chenge the amount ot suoh paymente.AnY exceae
<br /> - � insurance proceede over an amount requirpd to paY all outstanding indebtcdn�se under the Note end ttds
<br /> � Security Insuument shnll bo peid to the entity legally entitlod theroto.
<br /> __�-_��;a�, In tho event oi foreciosur� ut this Sccurity Inetrument or other transtor o! title to tho Property thet
<br /> ,��--- extinguishes the indebtednesa,all right,title end intereat of Borrower in and to insurance policles in forco ahall
<br /> —• pase to the purchaser.
<br /> �j S. Occupaacy, Preservition, Maintonance and Pcatectioa ot tho Pcoperty; Horrawar'e Lo�a
<br /> "a"'�� Ap�lication; Le�eeholds. Banower ehall occupy, establish,nnd use tho Property ae Borrower'e principel
<br /> r�denco within sixty daYa niter the eYecution of ttue Sxurity Instrument(or within aiYty days of a later eale or
<br /> .-�::,,� � tranater of tho Property)nnd shal]wntinue to occupy the Property es Borrower'e ptincipal r�sidonco for et leas't
<br /> - =��-� ono year afte�'the dnte of occu�ancy,unlesa Lender detormines thst requiroment will cause undue hardehip for
<br /> =,�;-i�-� Borrower, or unlesa oxtenuat�ng arcumeunces exiet which are boyand Borrower's contml. Borrower shall
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<br /> - -�:„�;q aotify Lender of any eYtnnuating circ�ms�tanhesp'Bo��r��eer o�rtete1reason b rewes aend�tear�x pted.
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<br /> .��'y''"�:'�' I,o n d e r m e y�n e p e c t t h o P c o p e r t y it the Pro p ert y ie vacant or ebaadoned or tho loan ie in default.Lender may
<br /> '�"'``""'�� take rensonnble ect�on to protect and preserve such vacent or ebandoned Property.B orcower s h e l l a l s o t x i n
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<br /> '��_'��`�.1� > detavlt if Borrower, during the loan applicntion process,gave matorially faloe or inacourate intormntion or
<br /> �;�`r�;��-,,,' etnwmenteto L.ender(or tai1�3 to provido Lender with any meteriel iniormation)in connxtion with t toan
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