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<br /> TOGETHaR WI'CH�ll the irupravenknG9 mw ur herufter etectecl on the pro{xrty,wrd�11 oiurnxat�a��ppurtentwces.uxl
<br /> fiature9 naw or hereAfter a �wn of tt►e pmperty. All repl�cenxnt� ancl �tdidony shs�ll �Isa be caverod by this Secudty
<br /> 1►uuuu�ent. All uf ti�e fu��goi��Is rcf:Jrcc;d to li�iha.:3ecudry lnttn:nteni as Ghe"Ptuperty." �-'
<br /> BORROW6Et COV�NANTS th�t f��mowar la�iwfully s�isixl of the esnte heteby eomcyed rnd da�the r��ht to gr�nt�o�d
<br /> couvey the Properry and th�e the Pt�e�ey (s une►x:unzbered� except far encumbruica af recunl. Horrower war[ants aad wiil
<br /> defend gonenily the pde W thd P�r�ecty Ag�inst nll c:Itllfa4 YA(I fIC7llalld9,subjat to�ny enciunbru�ces of rccoM.
<br /> 'CH[S SSCURITY 1NS'i'RUr4ENT combio�unifo[m covcwnts for t�doual use�nd non•uniform covca�nts wlth Ilmltod
<br />� vuiatioav by jurisdtcdon to c:onsdluto a unifotm security u►suwnent covering real propecty.
<br /> UNIFORM COVBNAti1TS.Borrower and I.cndcr covanant uxl agm as follo�xs: —
<br />' 1. Payme�t of Princip�l and Intereat: P�xp�yma�t �nd LNe Cbs►=es. Bortower st�all promptlY PAY wt�ea dne the
<br />: pdncipal of ancl iateresc on the debt evidencai by thC Nate�i�ny prep�ymeat and l�te charges due under the Nou;.
<br /> 2.Flunds for Taxes and Insucana. Subject to applicr�le lAw or ta a written waiver by Lender,Borrovver slnll pa�y to
<br /> Leaies on th�day monthly payn�ents are due�u�der the Nato,untll lhe Note is paid Ia full,w sum("Fuads")for. (�)yarly pucr.s
<br /> wd essessments which m�y attain priority over this Socurity linwment�s a lieu oa tbe Propaity:(b)Yarly lasebold piymeuta
<br /> or grounl nnts oa the Property,if nay:(c)Yeuly harxrd or property imvrsace pnmiums:(d)Yeuly flood imura�e premiums,
<br /> if any: (e) Yearty n�ortg�gc insurance pnmiums. if�ny; and (�any s�ims piyaible by Borrower to Lender.In�itiiruyoe wiW
<br /> tLe provisioas of puagraph 8. in lieu of tho ps►yment of mattgage iasunwce premiu�.'Tbese Items are cRllod"Bsarow Iteme."
<br /> Lender roay,at any drae,collect and holcl Funds in an unowu not to�xcad ttx muimum a�wunt a tender for a fedr,ctlly
<br /> nLted mortgsge loxn mAy require for Bomower's escrow account under the fakral Real Estate S�ttlement Pruceduna Act of
<br /> 1974 as unenc3od&om dme to time, 12 U.S.C. Secdon Z601 a sr.q. ('RESPA"),unless anotLer law Ilu�t �pplies W the Punds
<br /> sets s lesser�mount. If so, Lender m�y, at any time, cotlecs wd hold Funds in aa Amount not to exceod the lesser tmount.
<br /> Lenc{cr ms�y estimate the amaunt af Funds due on tbe basis of ciurcnt data and reasonable esdmates of�xpendituces of futus+e
<br /> Escrow Items or otherwise in accordance w�th applicibla law.
<br /> The FuzWs s1�11 bc held ln �ta insdtudoa wlwse dcposits u� iati�ured by a fodeial agency. iastcument�lity. or e�tty
<br /> (i�ludlag Lender,if I.ender is such an insdtutian)or in any Feder�l Home Lo�n Bank.Lender sh�tll apply the Punds W pay tbe
<br /> F.s�,�row Itca�s. Lenckr may not clsuge Borrower for holding and applying the Funds,ancw�lly xmlyzing the escrnw�ccaunt,or
<br /> vedfying the Escrow ltc�s.unless I.,encier pxys►tarrowtr iaeaesc on uwc Fu�is wou�ppL'uwlc Liw�,�� L�;,�,.:,,;,;�w�
<br /> a charge. Howevcr, I.ender may require Borrower w pay s crne-time chuge for an i�pendenc real esute puc nportin8 sezvlce
<br /> used by Leader in connxdon with thlo loaa, unlass appin�able law provides otheiwise. Udess an ignement is mado or
<br /> • �plicable liw requires intcrest to T�pwid,L�:ndor s1�aU not be reyuirod w�uy Boirower any inurest or eamings on tLe Funls.
<br /> � Aorrovrer and I.ender muy a$ree in writing,howrver, tlut interrat skall be paid oa tLe I�ads. Lender sb�all give to Borrow�tr,
<br /> witliout chuge, an anmul accounting c�f the Fumin. showiqg credits and�ebits to tlu:Funds swd the puxpose for which aic�
<br /> �. deblt to t6e Fw�La was mado. Tt�s Funds ue pladged�s�ddia�l security for all avms savc�ed by this Sxurlty I�tnuneat.
<br /> i Tf the Punds held by i.e:nder r_xcx�d the amounts peimirted to be held by�pplicable law.Lenckr s1W1 sccount to B�rrow+a
<br /> � for the excas Funds in�►►000cdana.with tlus rtquiremems a7 appllcable law.If the amowu of the Funds held by I.ender at�ay
<br /> 'r time is not suffici�nt ta pny tha L's�.mw itarus vvt+�n due.Lender may so nc,t;�fy Born►wer in writing,xnd,in soch cave Bomower
<br /> 4 siWl pay W I.enc�:r Ihc xmount•�er,ossary to make up We deficiency. Borroaer s1�xU mske up the de8ciency in no more than
<br /> '; twelve monthly payments,at i.�nder's sole discredoa
<br /> Upon pnyment ln full of�ll svms secural by tlris Seciuity Instiument. L.ender s7iW promptly refund to Bormwer�ny
<br /> � Punds held by Lenckr.If,uMer pxragraph 21, Le�ler st�all�cqaire or sell tl►e Property,L.ender�prioi w the acquisition or sale
<br /> of tLe Propecty,s�na11 apply any Funds held by Lernler at the dme of�ccjui�idon or sxle as Y crodit agaiast the sunas seeured by
<br /> � this Securiry In��.uent.
<br /> 3.Appllcatbn nf Ryma�t�.Unless applicab�e law prwides othecwlse,all payimnts received by Lenckr u�er p�ngn�s
<br /> 1 aud�shall be a.pplied:first,to any pre�ayment charges ctae w�der the Note; second, w amounts payible under patagcap6 2;
<br /> third. to intecest du�;fourth� to principal due;and last,to any ltte charges due under tLe Note.
<br /> 4.Clar�;Uem.Borrower shall pay a!l taaes, assessnients, iAargrs, fines and impostdoas sttuibutable to the Property
<br /> ' which may atbin priority over this Security Invt[ument,and leasehold pnyments or grow�d rents, if any. Dorrower shall pay
<br /> thae obligadca9 in the nLVU�er provided in paragraph 2,or 5B not pa3�D in tt�at manner,Bonovv�r s6all p�y them on time dirocdy
<br /> to tLe person owcd payment. Borrower shell pmmptly Pur�ish to Lender all nodccs of amo�nts to be p�id under thia p�ragr�.
<br /> If Borrower makes these p�yments directly,Borrower ahall pzompdy fwmisb to Le�iet receipts�vIdencing tLe payments.
<br /> • Borrower s*�aDl promptly discLarge any lien whir,�hAS priority ov�t�his Security Inshumeni unless Borrower: (a)agrees an
<br /> writing to tLe payment of the obligadon secured by the lien in a mwnea acaptable to Le�ler;(b)contests in goad faith the lien
<br /> by, or defends against enforcement of the lieo in, Iegal proceedings whtch in the Lender's opinion operxte to prevent tl�e
<br /> . enf�cemant of the lien; or(c)secures from the holder of the lien w eg[eement satisfactory to Le�der subordiniting tLs lien to
<br /> this Securiry Intsaument. If Lender determines that any put of the Property is subjxt to a lien wluch mny attain priority over
<br /> tt�is Sauriry Insttumcnt,Lender may givc 8orrc�wer a notice identifying the lien.Borrower shall satisfy the lien or take ot�e ot
<br />-; more of the actions set fotth above within 10 days of thc giving of notice.
<br /> Fam 802Q B/90
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