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201201691 <br /> required by RESPA, and Borrowes•shall pay tio Lender the ainonnt neoeseary to malce up fhc deficicncy in <br /> �tecordance wiCl�RESPA, bnt in no more tl�an 12 montl�ly paymmits. <br /> Upon payment in full of a11 sums sectued Uy 11iis Securitg Inst��mnent, ].ender s1�a11 promptly rof�md to <br /> Borrower auy I'unds held Uy I_,ender. <br /> 4. ChaPges; Liens. Borrower ehall pay all taxes, �ssossmcnts, chargcs, fincs, and iniposiCions altributa6le to <br /> the Prope��ty which oan artain priurity oner Chis Securihy Inelruinent, leasehold pa}nnents or ground rents on <br /> tho ProperCy, iP a�y, aud Conununity Association Dttes, Fees, and flssessinents, if any. To tl�e extent that <br /> tliese iten�s [u•e Escrow Items, Borrowar shall pay tbem in the manner provided in Sccrion 3. <br /> Borrowex shall prornpHy disol�arge any lien which l�as priority ovar Chis Sectuity Insteumeirt un1ess <br /> Borrower. (a)a�ees in wtiting to thc payment oP Ihe o6ligation seciired by the li�en in�mnmier acceptable <br /> to Lencler, but only so long as Borrower is performing such agreement; (b) contesfs the lien in good�faith by, <br /> or defende against enPoroement of the lieu in, legal proceedings which in L ender's opinion operate to prcvcnC <br /> fl�c cnforceis�enl of the lien while those proceedings are,pending, but o�ily until such procccdings are <br /> concluded; or{c) secures fi�om the holder of the lien an abnco�vcnt�atisfacEory fo Lender siibordineting tlie <br /> lien to this Secm•ity Instrume�rt. [f Lcnde� determines that any part of the Propeity is sub,ject to a lien wl�ich <br /> can attain priority over Chis SecuriCy Insh•utnent, Lender inay give Bon�ower anotice idontifying the lien. <br /> Wilhin 10 daos of the clate on wl�ich that notice is given, Bc�rrciwcr�hall sa�isfy Lhe lien or take one or mora <br /> oPthe acCions set Port1� �bove in thiti Scotion 4. <br /> Lender may require Borrower fo�ay a ono-Nmc uhu�ge lor n real esc�te ta�c verificaYion and/or reporting <br /> servica used by l.euder iit oonncction wiCh tlua Lo�n. <br /> 5. Property InBUYanCe. Barcower 9ha111ceep thc improvemenCs uow existing or hereafler ereeted on tlie <br /> Property nism�ed against 1oss by firq hazards included within the tertn"extendad coverage," and any othcr <br /> hazards inc1Liding, UuC not limieed to, earthquakes and floods, for which I,ender requires insurancc. Tlus <br /> insiu��nce ahn11 be mvntained iu tha ainounts (including deducfiblo lcvels) and PAr Che periods that Lender <br /> requires. What Lender reqLw es pursuant to Lhe prececting senteuees can change dm'ing Che tenn of t]ie Lynn. <br /> The uisurancc carrier providiug flie nisurance sha11 be chosen by Borrowe�'subjeof to Lender's righC ho <br /> disapprave Dorrower's choice, wluch right shall not Uc cxcrcised iuu�easonably. Lender may require <br /> Borrower Yo pay, in coimection with'thie Loan, eiCher: (a) a one-time charge for Rood zone determination, <br /> ccrtifioaCion€�nd ttacking servicas; or(b) a one-time cliarge for flo��d zone deCenninnlioi�i and cerCificotion <br /> servioes end aubsequent cluages each time remappings or similar ch�nges occiu which reason�bly might <br /> affect such detiermuiation or certificaNw�. I3orrower shall<nlso be responsible for the p�yment of saiy fees <br /> hnposed Uy the Pederal Lincrgcncy Management Agency in coimectiou wi{h the review of any floocl zone <br /> detenninafion residCing fiom an objection by T3orrov�er. <br /> If Borrower fails Co maniCflin any of the coverages described aUove, T,ender i�ay oUtain iivsm�ni2ce coverage, <br /> aC Lender's option aud 13orrower's expense. I,ender in undcr uo obligltion tio purchase any pnrticulaa�type or <br /> tuiiount of wverage. 7'hc��afore, such coverage shnll cover Lender, bat might or nught not piatect Rorrower, <br /> Ron ow�n-'s equily in the Proparty, or the eontents o4'the Property, against any rislc, ha�zrcl or liabilit�end <br /> migJit provide greater or lesser covetage t11an wzs previously in efPeoh. IIon•ower nclniowledges Yhat the cost <br /> af the nisurance coverage so oUtaincd inight sigiut"ioantly exoeed the cost of instu'ance tliat Borrower could <br /> have obtained. Any an�ouufs disUm�aed by Lender under tlus Section 5 s1�a11 become additional debt of <br /> Borrowe�'sccurcd I�y Chis Seonrity Ineh•utnent. These ainowits�shall bear intetest r�it tl�c NoCe rate G�om the <br /> datc nf diel�ursement and ehall be p�yable, with such interest, iipo�i noticc fron�Lei�icier to Borrower <br /> requesting payment. <br /> snaoo•ta� <br /> NEBHASKA-Single Fnmlly-Fennie A4 aclFroAdle Mac UWFORM INSTRUM ENT Form 3 02 11 110 1 <br /> VM P O^� VM PB�N�(110b1 <br /> Wnitelw Kluwnr Flnnnciel Servicea PegeB oi 17 <br />