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201201689 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured b}� this Security Instrument.These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writiug. 10. M ortgage InSUrdnGe.If Lender required Mortgage Insurance as a condition of making the Loan,Borrower shall pay the premiums required to maintai�l the Mortgage Insurance in effect.If,for any raason,the I�tortgage Insurance coverage required by Lender ceasesto be available from the mortgage insurer that previously provided such insurance and Borrov,�er was required to make separately designated payments toward the premiums for Mortgage Insurance,Borrower shall pay the premiums required to obtain coverage substantially equivatent to the Martgage Insurance previously in effect,at a cost substantially equivalent to the cost to Borrower of the Mortgage Tnsurance previously in effect, from an atYernate mortgage insurer selected by Lender. If substantialty equivalent'Vtortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated payments that were due when the insurance coveraae ceased to be in effect.Lender will accept,use and retaii�these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refundable, notvuithstanding Che fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve.Lender can no longer require loss reserve paymenis if Mortgage Insurance coverage(in the amount and for the period thar Lender requires)provided by an insurer selected by Lender aeain becomes available,is obtained,and Lender requires separately designated payments toward the premiums for Mortgage Insurance.7f Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for�lortgage Insurance,Borrower shall pay the premiums required to maintain Martgage insurance in effect,or to provide a non-refundable loss reserve,until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until tennination is required by Applicable Law.Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the l�ote. Mortga�e Insurance reimburses Lender(or any entiry that purchases[he Note)for certain losses it may incur if Borrower does not repay the Loan as agreed.Borrower is not a party to tihe Mortgage Tnsurance. Mortgage insurers evaluate their toYal risk on alt such insurance in force from time to time,and may enter into a�'eements with other parties that share or modify their risk,or reduce losses.These a�reements are on terms and conditions that are satisfactory to the mortgage insurer and the other parry(or parties)to these agreements.These agreements may require the mortgage insurer to make payments using any source of Funds that the mortga�e insurer may have available(which may include funds obtained from Mortgage Insurance premiums). As a result of these agreements,Lender,any purchaser of the Note,another insurer, any reinsurer,any other entity,or any affiliate of any of the foregoing,may receive(directly or indirectly)amounts that derive from(or might be characterized as)a portion of Borrower's payments for Mortgage Insurance, in exchange for sharine or modifying the mortgage insurer's risk,or reducing losses.if such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is often termed"captive reinsurance."Further: aev+*.sas�o 88011595;0 NEBftASKA-Single Famlly-Fannle M aelFredtlie M ac UNIFORiN INSTRUM EN7 WITH M ERS Form 3028 1 i01 VMP p VMP6A(N�(1105) Wolters Kluw er Financial Services Page 9 of 1?