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201201689 (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage insurance,or any other terms of the Loan.Sach agreements will not increase the amount Borrower will owe for Mortgage Insurance,and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Borrower has-if any-with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law.These rights may inclode the right to receive certain disclosures,to request and obtain cancellation of the VIortgage Insurance,to have the Morigage Insurance terminated automatically,and/or to receive a refund of any Mortgage[nsurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of M iscellaneouS PI'oCeeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned ro and shall be paid to Lender. If the Property is damaged,such Miscellaneous Proceeds shalt be applied to restoration or repair of the ProperTy, if the restoration or repair is economically feasible and Lendcr's securiry is not lessened. Duting such repair and restoraCion period,Lender shall have the right to liold such Miscella�ieous Proceeds unCil Lender has had an opportunity to inspect such Properry to ensure the work has been completed to Lender's satisfaction,provided that such inspection shall be undertalcen promptly.Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on suct�Miscellaneous Proceeds.if the restoration or repair is not economically feasible or Lender's security wovld be lessened,the Iviiscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking,destruction,or loss in value of the Properry,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,with the excess; if any, paid to Borrower. In the event of a partial taking, destruction,or loss in value of the Properry in which the fair market value of the Property immediately before the partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Securiry Tnstrument immediately before the partiaf taking,destruction,or loss in value,unless Borrower and Lender otherwise agree in writing;the sums secured by this Securiry Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction_(a)the total amount of the sums secured immediately before the partial taking,destruction,or loss in value divided by(b)the fair market value of the Property immediately before the partia]taking, destruction,or loss in value.Any balance shall be paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction,or loss in value is less than the amount of the sums secured immediately before tlie partial taking, destruction,or loss in value,unless Borrower and Lender otherwise agree in writing,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not tlie sums are then due. If the Property is abandoned by Borrower,or if after notice by Lender to Borrower that the Opposing Party (as deflned in the next sentence)offers to make an award to settle a claim for damages,Borrower fails to respond to Lender within 30 days after the date Yhe notice is given,Lender is authorized to collect a��d apply the Miscellaneous Proceeds either to restoration or repair of the Properry or to the sums secured by this BB�1159510 8801159510 NEBRASKA-Sinaie Family-Fannie MaelFretldie Mac UNIFORM INSTRUMENT WITH MERS Form 3a28 il�i VMP� VMP6A(N�(71 DS) Wolters Kluwer Financlal Servlces Page 10 of 17