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<br /> in tl�e Property and rigkts undcr this Secucity Instrwncnt; aud(d)tak�s such action as Lendei may
<br /> reasonably require to assure[hat Lcnder's interest in the Yroperty and righTS uuder fhis Security Instrument,
<br /> and Bosower'8 obligat3on to pay The sums secured by this Security Instrument, shall contimtie michauged.
<br /> � Lender may rcquire that Borrower pay sucl�reinstatement smns and expenses in one or more of the followi.ng
<br /> forms, as selected by Lender: (a) cash; (b)money order; (c) eertified check, Uank check, freasurer's cheek or
<br /> cashier's checic, provided any such check is drawn upon an institution whose deposlts are insuxed by a
<br /> federal aaencq, instrumentality pr entity; oz (d) Electronic Tuuds Transfer. Upon re3nstatement by Borrower,
<br /> this Security Instr�mienY aud obligations secuxed hereby shall xemain fully effective as if no aceeleration had
<br /> owurred. However, this right to reinstate shall not apply in the ease of accelcration under SecCion 18.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a paztial interest in the
<br /> Note(together with this 3ec�sity Instrument) can be sold pne or more fimes wi4hout prior nolice to
<br /> Boaower. A sele might result in a change in the entiYy(known as the "Loars Servicer°)that�ollects Periodic
<br /> Payments due under tfie Note and this Sectuity Instnunent and performs other mortgagz loan servicing
<br /> obligations under the Note, this SecLU�ty Instrument, and Applicatile Law. There also might be one or more
<br /> changes of the Loan Scrvicer unrelated to a sale of the Note. If there is a chanae of the Loan Scrvicer,
<br /> Borrower will be given a�it4en notice af the change whicl�will state the name and address of the new Loan
<br /> Servicer, thc address to which pa}�men[s should be made and any other infonnation RESPA rcquires in
<br /> connectian with a notice oFtrwsfer of servicing. If the Note is sold aud thereafter khe Loan is serviced Uy a
<br /> Loan Servicer other than the purchaser of the Note, the martgage loan servlcing obligaTions to Borrower will
<br /> remain�7th the Lo�n Servicer or be transfened to a suc;cessor Loan Servicer and are not assumed by the
<br /> Nate pwchaser uuless otherwise ptovided by the Note purchaser_
<br /> Neither Borrower nor Lender may coirunence,joln, oi be joined to anyjudicial action(as either an
<br /> indi�idual litigent or the member o£a class)that arises from the other party's actions pursuaut to this
<br /> Security Instmment or that alleges that the other party has breached any provision of, or any duty owed by
<br /> reason of, this Security Instnunent, until such Borrower or Lender has notified the other par[y(with such
<br /> notice givea in compliance with the requuements of Section 15) of such alleged breach and affoxded the
<br /> other pasty heceio a reasonable period after the giving oE such noGce to Yake corrective action. If Applieable
<br /> Law provides a tune period which must elapse before certaifl acrion can be talcen, thai time period will be
<br /> deemed to be reasona6le for purposes of this pazagraph. The notice of acceleration and opporttuuty to cure
<br /> given Co Borrower pursuant to Section 32 and the notiee of acceleiation �vea to Borrower puisuant to
<br /> Section 18 shall be decaned to satisfy the notice and opportunity to take coseclive act3on pmvlsions of fhis
<br /> Secrion 20.
<br /> 21. Hazardous Substances. .�1s used in this Secti�n 21: (a) "Hazardoars Substances" are those substances
<br /> defined as toxic oz hazardous substances, pollutan.fs, or wastes Uy F,nvironmental Law and the following
<br /> subsCances_ gasoline, kerosenz, other flammablc or toxic petroleum products, toxic pesticides and herbicidzs,
<br /> volatile solvents, materials eontaining asbestos or focmaldehqde, and radioacrive materials; (b)
<br /> "Environmesrtnl Law°means federal laws and laws of the jurisdiction where the Property is located that
<br /> relate to health, safety or environmental protecfion; (c) "Environmental Cleanup" includes any respouse
<br /> action, remedial nction, or removal action, as defined in�nvironmental Law; and(d) an "Environmental
<br /> Condition"means a eqndition fhat can canse, confribute to, or other��ise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, usc, disposal, storage, or releasc of any Aazazdous
<br /> Substances, ox tlu�ea.ten to release any Hazazdous Suhstances, on or in tl�e P�operiy. Borrower shall noT do,
<br /> nar allow�yone else to da, anything affecting the Property(a)that is in violation of an5=Environmental
<br /> Law, (b)wMch cieates an En�+ironmental Condition, or(c)which, due to flie presencz, use, or zelease of a
<br /> Hazardous Subs[ance, creates a condition that adversely affects the value of the Property. The preceding tcvo
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<br /> VP.9P'� VA�Pb(NEJ(1105)
<br /> lN011ers Kluvm er Finzncial S=rvices Pzge�3 of 1�
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