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201201534 designated a substitute notice adciress Uy notice to Lender. Borrower shall prampdy norify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, fhen 73orrower shall only report a change of addrass through that specLfied procedurc. There may be only one desi�ated notice address uuder this Security Instruinent at any one time. Any notice to Lender shall be giveu by delivering it or by mailmg it by first class mail fo Lender's address stated herem unless Lender has designated another address by notice to Borrower. Any notiee in coimection with this Sewri[y Instrument shall noT be deemed to have been given to Lender pntil actually received by Lender. If any nOflce xequired by this Security Instrument is also required mider Applicable Law, the Applicable Law � rcqu"uement will satisfy the coaesponding requirement under this Sec�u-ity Instrument. 16. Governing Law; Severability; Rules of Construction. This Secmiry Instnunent shall be govcrned by fzderal law and the law of the jurisdicEion in which the Property is located. All rights and obligations contained in this Security Instnunent aze subject to any requireinents and limitations of Applicable Law. Applicable La�might ezplicirly or impllcitly allow tl�e parties to agree by contract or it inight be silenY, out such silence shall not be consirued as a prohibitlon agai�st ageement by contract. In the event fliat any pro�nslon or clause of flvs Secutity Instrument or the Note conflicts��ith ApplicaUle La�, suCh conflict shall not affect other provisions of this Security Instrument or the Note which can be gven efPect without the conflicting provision. As used in this Securiry Insfnunent (a)words af the rnasculine gender shall mean and Include corresponding neuter words or words of ffie feminine gendex; (b)words in the singnlar sha11 me3n and include the plural and vice versa; and(c)the word"may" gives sole discretion without any oUlination to take any action. 17. Borrow er's Copy. Borrower shall be gi�en one copy of the Note and of this Security lnstrument. 18. Transfe: of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Praperty" ineans any legal ox beneficial interest in the Property, including but not limited tp, fliose . l�enefieial interests transferred in a bond fbr deed, conkaet for deed, installment sales cen�act crr escrow agTeement, the intent of which is the transfer of title Uy Borrower at a future date to a purchaser. If all or any part of flie Properly or any Interest in the Property is sold or transferred(or if Borrower is not a n�ltural person and a beneficial intexest in Borrower is sold or trausferFed)withput L.ender s prior written consent, Lender may require immediate payinent in full of all sums secured by this Security InstnunenC. Aowever, tlus option shall not be exercised by Le��der if such exucise is prohibited by Applicable Lau�. If Lender exercises this option, Lender shall gve Borrowcr notice of accelerauon. The noticc shail provide a neriod of not lesa than 30 days from thc date the notice ia�ven in accozdance�=Ith Section 15 within wlueh i3orrower must pay all sLUns secnred by this Security Instrument. If Borrower fails to pay ihese swns prior to [he expirarion of tliis period, Lender may invoke any remedies pemutted by this Security Instnunent without fiu*.her notice or demand an Borro�vcr. 19. Borrower's Right to Reinsfate After Acceleration. If Borrower meets ccrtain conditions, Borrower shall hace the right to have enforcement oP this Security Instrument discontinued at any rime prior to the eacliest of (a) five days befoxe sale of the�ropertypursuant to any power of aale contained in Thls Security Instnunent (b) such other period as Applicable L,aw might specify for thc termination of Borrower s right to re3nstate; or(e) entry of a judgnent enfoxcing this Seciuit7Instnunent. Those conditions are that Borrower: (a)pays Lender all sums wiiich then w�ould be due under this Seciuity Insh-ument and the Note as iP no � acceleration had occurred; (b) eures any default of auy other covenan8s or agreements; (c)pays all expenses incuxred in enforcing Ylus Sccurity Instrument, including, buL not llmited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of�protectivg Lender's interest NEBRHSKA-SN le�amil-FanOieMaelFreddieMacUNIFORM WSTRl1MBJT 2400�39� VM�� B Y � VMP6N�281D5 Wolters Kluwer Fnancia!Sorvlces P9ge�2 of 17