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<br /> � . 98— ic!s�� —
<br /> S.Na�urd or Property Insursace. 8�rrowcr shall kccP thc improvu�tic�its now c;.isting on c�rcafter r.��tcd on thc Proputy _
<br /> � insurcd agelnst loss by firc,ha�ards included within thc term "extcndcd covecege" and any other hazards, including flaxls ar _
<br /> Qoading,for which l.ender reqaires insuca��ce•Th�s insurance shall be mninuuned in�e nmounGq and for�he periods�hat Lender L
<br />-�:-.`� ��q���,'t����sw�n�o carrkr providing tho tnsuranco shaA bo chosen by Bnrrawcx sub,joct ta l..cndcr's approval which shall na�
<br /> i�� be unrcasonably withheld.If Ilortowu fails to maintein covcragc described abovc, l.cnder may, at l.cndcr's apdon, obiain
<br /> covcragc ta protoct l.cnder's rights in tha Property in accordancc with paragraph 7.
<br /> - All insutancc policics enn �a►awai����a11 rti�.:...i'»��"-!�!rnder end shall includc a standard mortsaga clauso.I.cnder shall
<br /> ' � ha�vc�ha righ�t�h��no t i c e s.In t he e v e n t P o s sf IIor ro wcrs h a l��i o�m pt oticc o ha ngurancacarricr and L.cndcr.Lcndcr _
<br /> pa�n.uuns an
<br /> . cna,y nnalco proof af tass if not made promptly by IIorrowcr.
<br />' iJnless Lcndu and Sortower othcrwisc agrcc in wrlting, insurana:proc;ocda sha116e applied to res►oration or rcptur of tha
<br /> ' pmperty damaged,if the restoradon or repair is economically fcasibl�and L.endcr's sccurity is not lessened. If thc ccstoradon or _
<br /> • repair is not ccaa�mically feasib�e or Lend�r's scxucity would be lcssen�,the insurnnce procoeds shull be applied to the surRs
<br /> • • �� bY �� S���y, ��au�t, whetl�t or mot then due, with any axcess paid ta Borrowcr.If Horrower abandons the `
<br /> • � p�rop�rty,or does not answcr within 30 days a notice from L.cndcr�hat if�c insuranoe ca�er has offered to sctde a claim,then c
<br /> � ' , � Lendu may callect the insurance proce�xls.I�e�may us�thC proc�ds�°repait or n:su���he Praperty or to paY su;ns securcd
<br /> " '.��� by this Securiry lnstrumenti whether or not then due.'l'he 3Q-day perial wip beBin whcn tt�.nodce is given. _
<br /> ' Unfess I.endu and i+u���w�ai���:wis;,:.�°�"•,;'nhn°,�ny anplication of procoeds to princlpal shalt not extend or postpone
<br />� �` "'' ` the due date of the ma►thly paymenis referrcd to in ParaSraPhs 1 and 2 or change the amount of the pagm��n�.s.Ii unJr��a�::�h -
<br /> ,•��i• 21 the Propercy is acquired by L.ender, Bnrrower's right to any insurance policies and proceedc resulpng froin d�mage W the
<br /> "��;°:�';;.:� pra,�xity prior to the acquisition shall pass to L.endu to the extenc of the sums secured by lhis Security Inslrume�t immediately
<br />��h;: . prior w ihe acquisition.
<br /> ��''`� '� 6.Occupancy�Preservation,MaintenAnc�e and Protectbn oT the Pmperty+ Borrower's Loaa Applkatian;LeAaehulds.
<br />�=�'.!•'=-IS'.=--':: �_��.... �.ietiticl� anrl n�►hr.Prouerty av Bo�rowu's principal residence within sixty days after the execution of
<br />�.��Yi'ti::',c�r;} n�[�uwu 5uaa.wC1r�. °•----- .
<br />�i�;���,�� this Secority Instrument and shaU condnue to ocr,upy the Property as Borrowu's principal residence for at Ieas[one ycar aiir+ i;w
<br />- ��'ti date of occupancy. unless L.ender othuwise a8rees �n writing, which consent shall not be unreasonably withheld, or enless
<br />.�.��.'�I...Ir�l. li . n �w •Jlwh OM4R T� 1f
<br /> _��;�;;ys�t�,—�: extenuating circumstancrs exist which are beyond Bo�rowCr a w��uoi.�orrau;rr�!...a..,°..cy.s.'.......os o. Lm�t?�?�riY�
<br /> " ; �bw � proputy to dekriorau, or commit waste on the Propecry. Borrower shall be in default sf, any forfeicure acrion a
<br /> ����:��'-4 proceeding,whether civil or criminal,is begun that in I,ender's goad faith judgment could result in t�7t'eiWre of the Propercy a
<br /> --'",k�`� �,�.�xwir,e metviallv imv�the lien created'by this 5ocurlty Instrument or I.enda's sxurity interest.�3orrowu may cure such a
<br /> � h 18,by causln tl�e acuun u� iwiiuli�" w�:..a.:o^::�.'�".M '".•"•=� �^�tin� rhat, in
<br />=��� •. default and reinstate,es prc�vided in paraB�P � �' �
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<br /> Y_µ.,,�. I,ende.�'s good faith deurminedon,preclodes forfeiwrc of the Borrower's inurest in the Propeity or other materin9 impaira►ent af
<br /> N -,�,�,�' the lien crealod by this Sxurity Instrument or.Lender's security interest.Bonowcr shall also be in dcfaull if 33orrower.during the
<br />_�7� �n applicatbn proces,Y,gave ma�ly false or inaccurabe tnfom�ation or slatements to Lendu(or fail�.d Lo provida Lender with
<br /> __,__._.,: �y material infamation) in connecdon with the �oan c��denced by thc Note, including, but not Simitcd tn, represcntations
<br />�-� _-- �ot�caning IIortowu's ocenpancy of the Propercy as a principal residence.If thi�Soeuriry I�nstcnhe 1�eas�t�old and�the�a dtk shall
<br /> -_�.-= shall comply with all the provlsions of tho Icasa.If Borrower acquires fee title to the Pro
<br /> , not merge unless L.ender�grees W the mcrgar in wciang.
<br /> --_:� 7.Protsetion ot Lesder'e Rights in We Prope�ty. If Borrowa[ails to perform the covenents and agraments contaic►ed in
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<br /> this Securiry Insuvment,or thue is a kgal proceedinB that may significently affect Lendu's rights nn tho PropertY (such as n
<br /> -_ - p��g in bankrupt,Gy,prnbace,for condemnation or forfeiWre oc to enforce laws or ngulations),then Lender may do and pay
<br />�•�+�� � for whatever is necessary to Protec�th�value of the Property enil I.endu's rights in the Propaty.L.encia's acdone may include
<br />�� paying any sums sa:unG by a lien which has priority ova this Security Inswment, appeacin8 ���AaYing reasonabk
<br /> —�=�';��`' eq�wneys' faas and a►tering on the Property to make cepairs.Although Lcnder may take acdon under this par�reph 7,Lendcr
<br />��';� does noc have a do so.
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<br />----� My emounw disbucsed by I.ender under this paragraph 7 shall twcome additional debt of Bnrrowu soc�re�d by this Securiry
<br /> "-'�=�'�. Instcument. tJnless Borrower and Lcnda agree to othe,r terms of payment,�htse a�ou�t� s�11 b���t� �e date of
<br /> --•�- disbursement at the Nou rata and shall be payeble,with interest,upon notice fmm Lendcr to Boaowu roquesting paymer►G
<br />�-'�°�'�.7 S.Morf��e�mur�ace. If Lender raquired mortgaBe insurance as a condition of making the loan sesured by this Socuriey
<br /> ���4�'��� Instrumcnt, Bora'�oWU s�ll PaY thc prcmiums aquiral co maintain the matgage insurance in effccG If, for any rcason, U�e
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<br /> r�"�`-`��4 r- moctgaqe insurance covuage required by Lendu lapses or ceases eo be in effect,Borrower shull pay the pcemiums requ' ro
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<br /> '':� �, :; obtain coverage subst�inwzfltly eguivalent to the mortgage insurance previously in effxt,ac a cost substantially equ►valent to e
<br /> -_� � cost to Borrower oE tha rnongaBc insun�nce provlously in cffect, from an altcmatc mortgage inaurer approved by T.endcr.If
<br /> substantially cquivaler�t mortg�Sc insurance covuage is not availablc,Borrower shall pay to U:nskr each month a sum cqual to
<br />_� � one-twelRh�f the yeariy mott�age insuru►ce pren►ium bcing paid by Borrower when the insurauce coverage tapsed or ceased to
<br />''� bc in effecG Lentict w�ll acccPt, usc and retain these PaYmcnts as a loss reserve in lieu of mor�age finsnrancc.Loss re.5crve
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<br /> Form 902� 91Y0
<br /> - .',��'�:d`:��� P� •9016 Initlala:
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