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<br /> :,R.,.. . � TOCi�'l'HriR WiiH�II Gx: lnpi'av;,mcnis nou on c�rcafl^_►crcctKl on tho�roperty,s►nd eU cascmcn�.q,apPuncnancc.a,and
<br /> �•�� fixut�es now ar hsrcaftcr a psut oi the property.All rcplaccments end addidons shall also be covercd by this Socurity inswme�t.
<br /> ;.,�� All of tho foregoiag is reiured to in this Sccurlty Instrumcnt as thc"PropertY•"
<br /> �-=�— AORROWER COVBNANTS that Bormwcr is law[u1�Y se�scd°f tho�s�a�hcrcby comeycd and has thc righc tn grant and
<br />�,.;�� convey the Property and that the Properly is unencumberod, except for encumbranees of record, Horrower wurran�g and will
<br /> -:-�� defend generally the dtla to tho ProPertY aBainst all claims and damands,subjoct to anY encumbranas of recurd.
<br /> TH1S s�C:uKii Y inS;�cL'ivTt.'T W�����w ���`�'•"•� �"�"n"n� f�r natkmal usc and non•unifarm covcnants with limited _
<br /> �� variations by jurisdlctlon w canstituto a uniform sc�curity fnswment covuing real propenY•
<br /> • UNIFOItM COVENANI'S.IIarrowcr a�d l.cnder covanant and agroa es follows: whcn due the
<br /> :r � '' �.ppy�ptpt OI�llI1CIpAI AOd IAh�lSti�'lP�y�M�ftlN�LptE ChAI'R�S. Borrower shall prompllY paY
<br /> ���;. '. princlpal of and interost on the debt avidcncal by thc Note and any prcPaYmetu a�d lace chargcs duc under the Note.
<br />""�' �" 2.Funds for Taxes and lnsunnce. Subkct w applicablc law or w n wdtun waivu by Lcnd�r, Borcower shall pay co
<br /> ,:,,,.
<br />;,_;�;�Y�� I.cnder on�hc day monihly payments ere duc under the Note,until che Nou is paid in f'u1L a sum("Funcd�s'1)`o�o �y��
<br /> `��',�r and asses.etn�nts which mt�y euein priority svu this Securiry Insdnux+e St�ten�+onn the PropercY�(b)Y y nniums.if
<br />.-:w=�;�;��� or ground rents on tha Proputy.if any�(c)Yearly hazard or propeciy iums;(d)Ye�rly tlood insurance P�e
<br />�.vJfLl1 Y�`•
<br />�-�i;�;;:�,.. nny; (e)Yeaz1Y mortBaBo insurance premiums�if any:end(�a���s�s pay�r�by���itemsnare�cal��ed "�c H�roW Items.��
<br /> "'�r� provisions of paregraph S, in lieu of tha payment of mortgag� i►�s��ance P'�'�
<br />.•_tY�r'':.J.., ��,..,... ,a -
<br /> . . . Lender�uuy�At any time�co..�,,..�.,�..,.hold Fund�in an omount not to exceed ihe m�aucimum aa�unt tt lendtr for u faierally re
<br /> �•-^�;��'�F' mortgage loan may ta�uire fa Borrowu's escmw account under the federal Real Estar,�S�xtiement Procedures Act oi 1974 iu
<br /> :;+..
<br />:+;;�' amended from tiae r,�u..'ae.12 U.S.C.Sxtion 2601 et seq. ("RESPA"),unless anothu 1aw thac ePPlies to ihe Funds sets a Iesser
<br /> `=:::�i?- amounG If so, �r maY•a� anY t�r►c�couec�and hold Funds in an umount not to excad the lessu amounG Lender may
<br />_'";,�" � e�turwtc the amount of F1mds due on the ba4is af current data and rea9onablc csdmates of eapenditures of future Escrow Items or
<br /> ,:'"�;,-� otherwise in accordance�ith appllcabk law. y includin
<br /> _-_�-_� - ..,�a����.,,��w , t��n A�;nadtntk�n whose deposit�are insured by a federal egencY.insuumentatit,ar endty( 8
<br /> -`�� L�endcr.if Lendu is such an insdtution)or in any Federal Home Loan Bani�.i.endeu siuui �y,p:y t�:a F;:n�.: �w Y��rtiP Fa�mw
<br /> --���� I1ems.Lender msy nut ciisr8�Borc°WU for holding and applying the Funds,annuelly analYzlnB the es��°W acc°unt,or verlfying
<br /> " '��==.—� ihe Fscrow Items,unkss i.endu pays Bo«ow�r:zsuxc�t an th�Fs��s and Applicable law permits Lender ca malce such a charge.
<br />- ��>�, Howevu.I.endu may rocluue Botrower to pay a onarime charge fcx an independent reAl este��t ���k law
<br /> u;;��::� I,onder in connxtion wi�h this loan,unkss applicable Iaw provldes olhawise.Unless en a8r
<br /> :,^;;{.�t ,
<br />-;:':�; requ�Ces inte,rrst to be paid,Lender sha11 not be ralw^red�Pa��n hn F ndaYLender shell Rive to Baroweru ithouc ct�B��e�►
<br /> - LCnder may agreo tn writing,nowo�r�.��.���.••..�.�...»'.�_�a?__ se for which each debit to the�unds wag
<br />�-_== — annual accoundng of thc F'unds,showing credtts and dcbits to the Funds�nd thc purpo
<br /> -L�� madc.'It�e Funds are pledged as eddldon�l socudty for all sums sccurod by this Security In �����t�Bamwer fa
<br /> If the Funds hr,ld by Lender excoai the amount�perminod to be held by ep[�licable law,
<br /> ""� the oxcas�Fbndx in accordance with tho cequirtunents of applicable law.If the amount of the Fw�ds held by L.enda at e�Y ti��
<br /> ry� -- not sufticknt to pay the Sscrow Items when due,I,ender may so noBfy Borrower in wddng.and,in such ca9e Barower shall L�Y
<br /> to i�ender the amount necessary to me�e up the de6ciency. Borrowu shall make up the deficiency in no more then twelve
<br /> monthly paymcnts.at I,e�da's sole discretion.
<br /> Upan payment in full af aU sume sec�by this Security Instrument,I.ender shall PromPdr a f°nd u���of the
<br /> held by Lenda.If,under paragraph 21,L.ender shaU acclu�e or sell tho Property�Leada, lx�o the a�4
<br /> property,shall apply eny Funds held by I..ender at the timc of acquisition ar sale as a credit eg�inst the sums securod bY th�s
<br /> Security Instrument.
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