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<br /> 'i�U(iGI'HEiR Wl'1'H dl the impmvcmenb now or herafter eracted on the propeny,a�nd�ll wemaiu. �pparteie�nce�,�nd _
<br /> fixtura now or l�eroeRer � pat of the Propoxty. All rapl�camant� and addition� �tul1 dw be covarod by thi� Secudty _
<br /> In;truinent.All ot the forogain=i�roferrod to in thb Sacurity Inatrument u tha "Froperty.' =
<br /> BORROW6R COVENANTS that Horrower i�IuwthUy�et�ed of the abtte hecrby conveyed uid hu the ri�ht W�rant uxl _
<br />; sonvey the Property�nd that the Arnperty i�uneacum6erod, exapt for encumbru�cea of roco�+d. {3�rrower w�rnnt�and will _-
<br /> defead�eaerafly t6e tttle to tl�e Aroperty�i�ut all claim��nd dom�nd�,�ubJect to u�y a�cumbru�ca of rocord.
<br /> THIS S�CURITY INSTRUMRNT combice�unifoma covoau�ta for n�ttonal uso uul non•uniiorm covenuiti with Umlted _.
<br /> v�rIatiau by Juridictton to conatfh►te a unifonn�ecurity inucumait aoverin��+eal property. -
<br /> LIPiIFORM COVBNANT3. Borrowcr uid Lender covonuit�nd a�roe iu follow�:
<br /> 1. P�ymant ot Prindpal �nd Inta+�sk �'�P�►Yment�nd I.ate Ch�ea. Borrower �hall promptlY P�Y when due the
<br /> principal of�nd interat oa Wo debt evideoced by Ihe Nota�ad uny pe�p�ya�t and Iate char�a due unda tl�e Noto.
<br /> 2. �nti�[or Tnxea and Lisurance. SlrbJxt tv applicabla I�w or to a writta► wdver by Laada�,�orrower�all pny to
<br /> Lesaler on the d�y monthiy paymenta ue due under the Note,untIl tho Noto is paid(a full,a�um('Fund�'� for: (a)yeuly t�xa
<br /> and wauabnta whicJ�may attain prioriry over thi�Security Instrumcnt iu a ltha on 1he Ptoperty; (b)Yatly lesaehold paymants
<br /> or�round reatr on the Property, if wy:(c)Y�rly 6uard or PmpenY imuruce pnmium��(d)Yearly flaod Inar�nco promium�,
<br /> if�qy; (e)yeeriy mort�e iiuurance pnmiuw, if my;�ad(�ruy rumi payable by Borrower to L,m�. in�cco�d�ucn with
<br /> the provl�iaua of par��raph 8.in Ifw of the p�ymeot of moAgsse insunace premiums.Th�se iteu�aro ealled"E�cmw Iteua.'
<br /> I.Anc�ar may. u mj lime� collect usd hold FuncU in an nmouat aot ro eaceed the rn•ximum a:raunt�Imderr for a federally _
<br /> reJated cwrt�e lo�a may roquic�o for Borrower'�e�crow �coount under t6o f�edenl Real Ewta Settle�mcat Procadure�Act of
<br /> 1974�r ameeded from timo to time, 12 U.S.C. Saction Z601 et acq. ('RESPA'),uala��aothar I�w ttut y►plin�ta t!»Fuadi
<br /> �eta a laser umouat. If w, L,endar nuy, at�ay Nmo. collect and hold Funds in�n �crwunt not to exaod tht+lepaer unount.
<br /> Lender may aticnrte the amonat of Frunde due an Ihe b�si�of curnat dat�md rea�oo�ble attnuto� of expeadihu+e�of Poturo
<br /> E�imv Itam�or atQ►trwi�e in�ccotdance with�pplicable law.
<br /> Tbe �uads s�ll be beW in aa inrtitudon who�e depoeits are ineured by� faknl �ency� ia«namentnllty. or eatiry
<br /> (iacludin�I.a►der,if La�der is er�ac6 an initi�tudon)or in iu►y Feder+d Home Irwn&ak.I�.ada sh�il apply tt�n Fuuds W pay tLe
<br /> Eicrow Itam�.I.onder m�y not c23ar�e Bocrower for holdia�wd�pplyin�the Fuad�. aanually malyr3n9 tho eacrnw a000unt,or
<br /> vaifyinj tLe Facrow Item�,unle�l.eader pay�Borrower interat on tho Fuads ud appHcable I�w permib I.endec to mvco n�ch
<br /> a cb�r�e.However,t.eadet mny iequire Horrower W pRy R oao-tIme char�e for an indepaideat n�l est�W t�x rnportinj�ervice
<br /> �.� � T,.�..t�. i� �e�n�tin.+ yyif}� f!}� lnq�, nnle�annli�ble law nroVi[�C/ OlhCfW/�0. IIII�EM iri tQtAEl1lt11► I� fO�O O['
<br /> applicable law requira interat to be paid, I�ader�11 ac�t be required to p�y Bomower my laterat or eaming�oe tbe Fua�h.
<br /> Bonr+wer�nd I�ender may a�oeo in wriNng.however, �lu►t intere�t sh�ll bo paid on the Fnad�. I.eoder�ell�ivA b Hormwer.
<br /> wi�6aut char=o. rn aanwl acca�nting of the Fund�, �howlag credite�nd debFts W tl�e Fund��nd the pucroua for w�ieh wkh
<br /> debit w the Funda wa made.T6e Fund�u�e pledged iu esididon�l�ecurity for all am��ecured by this Security Iu�humant.
<br /> If the Fwjdi hdd by L�euder exceed tba n��ouats pennittad w ba held by applicablo I�w,Leudc+r a�ll rocount to Borrower
<br /> ; for t6o excea F�md�in wcord�t�ce with the requiremeats ot applicable law. If tLo ama�nt of�he Fun�hNd by Leacler at�oy
<br /> ; time is not afflcieat to pay the F�+crow Item�whec due,Lcader mRy eo notify Borrower in wrltin�,�sd,in a�cue Borrawae
<br /> �haq p�y to I,onder the amouat necewary w mR1ce up the defioionay. Borrowcr�hRll m�Ice up the defielt�ncy +n ao more th�n
<br /> � twdve monWlY WYmeats.at I.eador'�eole�i�crttlon.
<br /> Upon paymeat in full of�ll ��ecured by tlile Security In�ttumait. I.aider rhall prompt3� rofwad to 8orrowat any
<br /> � Fwads held by I.onder.If.uader para�nph 21,Laader aball Ncqutro or aell the Property,I.ender. prior to tt�e wcqui�itiou or ade
<br /> of d►o Property.�ll�pply any Fundi held by Leador at t6a time of�cquidtton or sale u a credit��,ainK dw�i►��ecured by
<br /> this�urIty Intattment.
<br /> , 3,Apptic�ti�n ot 1'iymdtb.Unlea applicable 1Rw pcovida othenivi�e,all{xymenta ror,�tved by I,endar under p�r�rnph�
<br /> 1 amd 2�lull be applied: fint, to�aY P�Y�t cbarjes due uader tix Note: �econd,to amouab p�.��bla under pRC�ry�h 2;
<br /> . tbrird,to inte�+at due;[ourth�to prineipal due;md lut,w�wy late ehuya due under the Note.
<br /> 4.Char�ta;Lkn. Bkxe+c�wer�Il pwy�Il tues�asseauneaa. charga� fina ar�d impo�ltiomr attdbut�ble to We Property
<br /> • whlch mq �►dain priority over thf�Security Insaument, aad lea�wld paymenu or grouad rcaq, if wy. Bomnwer�hall �y
<br /> tl�ere oallQatioo�in the m�mer provided{n pngnph 2,or if not p�id in that m�nner,Borrower�11 pry them on tIme dlrecQy
<br /> to Wo perron mved p►ymemt.Borrower ohall promptly tumi�h to Lender dl uotica of unounu to ba p�id uadee thl�p�r��aph.
<br /> If Bormwer mace�the�e p►ymenu dirocQy. Bomower ehaU promptly Pomieh to L�der rocapb evidencin4 tbe p�yme�ab.
<br /> � Horrower�all promptlY di�cLar�e�ny lien wbicb b�u+pdorlty over Wir Sacurity Iwhvment unloes Borrower.�(4)a�roea in
<br /> writin�eo the pRyment of tLe obli�tion�ecura!by the Ger►nn a m�nner aaxptwble to Leader,(b)coneeets in�oad�'iiith the liea
<br /> by, or defoad� a�irut eaforcement of the lien in, le�i proceed'wg� which in the Lender'i opiaion opente to proveat the
<br /> � eafacemwt of the lim; or(c)�ocura from tho holder of the liea w a�roement utisfirctory w I.eadrar ubordiaating tho lien W
<br /> thir Secwity In�eoeat. If Imder datermina th�t my put of the Propeety i� rubject to a lion whicb may�ttain priority ovar
<br /> thie Sacur�ty Inshvment. Lapde.r may Qtve Borrower�nat�ce Idantifyin�tho tien.Hnn�owar�haU�ati�fy the Iten or hlce oee or
<br /> raone�af the acHon�ret forth abave wlthin ld daya of the�oa+ia�of notice.
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