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<br /> S. Il��zurd or 1'rn�xrty Intior�msu, fiorruwcr tihull k�:cp ihr. impr��vcwrut, nuw existinu ur h�rr;it�rr rrcctrd un Ilic
<br /> Praper�y in�;ure�l nµninst lu„ hy f'irc, I�uxnrdn In�hiJed wltlifn thc icrm "cxi�:mh:d �o�•crupc" i�nd �iny uthcr li,�riird,. inrludinb —
<br /> O�HxI�� ur I1�xNling, ti,r which I.cnder rcyuhr.��Innurimcc. '1'hlti Insur,mc�:��IIIIII I)C IIl0II1111I11CiI 111 (Ill'11111011111�fIO�I �iq' Illl'�1l'1'IlHIS
<br /> th��t I.�:ndc�• rcqulns. 1'hc in.urun�x�:aurir.r pruvidi���i �hc Insurmu:c yllnll I�i:�:hnnc�� hy Rurrnwrr�ubJcct lu IAOIICP�ti appravid
<br /> whi�:lt shnll not bc unrcusunubly tviU►hr.hl. I! liurruwr.r I�ul�� tn muuuai�� c�,vcr�i���: �Ic.rribcd ubuv�. I.�u�lc� o►uy, u� ln:ndc�•', -
<br /> optiun. ��htnin cuvci:iGC to prutcct I.cnder'ti ri�;h�y fn�hc f�r�ipi�rry In nc�:��rdun�:c wi�h parugruph 7.
<br /> All intiuriuicc �wlirics und rencw��lr�yhnll b�� �irrcp�nhle lo (..cndor und shull includc u stimdnrd mortgugc cluusc. I.cndcr
<br /> shnll I►iwc Uic right tu hcdd thc�x�lii�ics nnd re:nr.w�ils. If L.end�r reNuirie�s. f�urrmvcr sh;dl prompUy gi��c to I.cndcr ull reccipts of
<br /> paid premiums und renewal notices.Di tlm n��ent ol'I��ss, liorrower�,hull ��ive prrnnpt nntice to the in5urunce cur�ier e�nd l.ender.
<br /> l..�ndi:r mny makc proof of loss if nnt mudc pirnnptly by Dorn�wcr.
<br /> Unlcss Lender:md l3nrrowcr athar�viFC a�rce in wriiing, insurimcc�rocccds shull{x�uppliul tu re,turutiva ur repair uP�he
<br /> Pmperty dmm�ged,if the restorati�n or r�:pnir in economically fe;,4�i�i�„„�i r�:��a��'s securiry is not Icssenad. If th�n:storation or
<br /> repnir is not cconomically fei�sible nr I.,enAar's security �vauld bc Icssencd, thc insurance procecds shall be upplied ta the sums
<br /> sccured by this Secw•ity Instnimem, whr.thr.r �r nc�t then due, with auy excess puid to Borrower. If Borrower abandom the
<br /> P�nperty,or dnes not ans�ver within 30 dnyv a n�tice fmm L.ender thiit the insurnnce canicr has offered to settle a cluim, then
<br /> Leixlcr nwy collcct the insur.mce pmc�:cds. t.,ender muy usc thc pmceeds to repair or restorc thc Propeny or,to pay sums
<br /> sccured by this Security Instrument.whather or not then due. The 3Q-dny ncriod will begin when the notice is given. _
<br /> Unless L.encier and Borrower otharwlse n�i�ee in writing, nny npnlicntion of proceeds to principal shnll not extend or
<br /> postpone die due dute of the monthly pnyments rcferrcd to in pain�ru�hs 1 nnd 2 or chnnge the amount of the payments. If
<br /> under pnragraph 21 the Property is acquiicd by Lender, Dorrower's ri�;lu to imy insurance policies and proceeds resulting from
<br /> dumnge ro the Property prior to the ncquisitiim sh�ill pnss to L.ender to U�e extent oP the sums secured by this Ss,curiry Instrument
<br /> immediatcly prior to thc acquisitian.
<br /> 6. OccupAncy, Preservattm�� hleintonance nnd Protectlon�f dic Pcoperty;Borrower's[.oao Appllcation;I.esiseholds.
<br /> Barrower shull occupy,est�blish, and use tfic Pmperty n.q Doirowc►•'s prii►cipal residence within sixty days after thc ex�cution of
<br /> thi�Security Instrument and shall caitinue tc►occupy tl�e Property n.v Dorrower's principal residence for at least one year ufter
<br /> the dute of occupancy,unless I.ender ntl�enviee i►�rees in writing, which consent shall not be unreasonably withheld, or unless
<br /> extenu�ting circumstnnces exist wliich are beyond R�rrower's cant►�oL Dorrawer shaU not destroy, dumage or impair the
<br /> Property, ullow the Property to dcturiarntc, ar commit wuste on die Property. }3orrower shall be in default if any forfeiture
<br /> actinn or procecding, whcthcr civil ar ciiminal, ie b��un dint in Lender's good faith judgment could result in forFeiture of the
<br /> Property or otherwise muterially impair tlio lien ci�eated by this Security Inetrument ar L.ender's security interest.Honower may
<br /> � care such a defuiilt and reinstnte,as pmvided in parflgraph 18, by causin�the actton or proceeding to be dismiased�vith u ruling
<br /> � thAt, in Lendcr's good fnith detcrmiuntirn►, p»ecludes forfciture of thc Rorro�ver's interest in the !'roperty or other materlal
<br /> • impairmcnt of the lien creatcd by this Sc�:urity Instnunent or Lendcr's secui�ity interest. Borrower shall also be in default if
<br /> , Borrower,during thc loan np�lication procass,gnve matcri��lly fnlse or inaccurnte iuforrnatian or statements to I.ender(or failed
<br /> to provide Lender with:►ny mat�rinl Mformntfon)in connecNon wiQ�thc laan evidenrxd by thc Noto, including. but not limited
<br /> � to,rcpmsentations concerning Borrowar's occupancy of the Property�a prfncipal residence. If this Security Instn�ment is on a
<br /> lcaschold, 8onower shnll comply wlth nll thc pmvisions of the Iease. If Dorrowcr acquires fi�o title ta tbc Property, th�
<br /> � Icasehold and thc fce tidc shull not merea unlese I..cndcr aBrces to thc i�urAcr in writi��g.
<br /> 7.1'rMectlnn of I.erid�'s Rightt�in tho Pror►erty.If[3oirower fa►ils to perform the covenants and agrcements contsined In
<br /> thus Sei:urity Instntment, or there is u 1cEn1 procecding that mny significantly affeci Lendcr's rights in the Property (such as a
<br /> prooceding in bankeuptcy, probntc,for condemnntion or forfcitu��e or to enforcc luws or regulstions). then Lei�der may da and
<br /> pay for whAtever is necassary tu protect llxe ���luc of the Propeny and [.ender's rights in the Property. Lender's actions may
<br /> inciude paying �ny sum� sc:curai by u lir:� which has priority oves this Security instrument, appearing in conrt, paying
<br /> reasonable attorn�cys' fces and cntcrinb on the Propcny to make repairs.Althnugh Leixier mny take action under this paragraph
<br /> 7.Lendcr dnes nat havc to do so.
<br /> Any amounts dlsbursed by Lcndcr undce thi�; parugraph 7 shcLll br,come udditional debt of 8orcowcr secural by this
<br /> Security Instnrment. Unless iim•rower nnd l.endcr agnec to other terrt�s of psyment. tAese nmounts shull bear interest from the
<br /> ' dutc of disburxmcnt at thc Notc rutc mid shnll bc payiiblc, with interest, upon natice from I.ender to Borrower requesting
<br /> paymcnt.
<br /> 8.Mortgage Insurance.If Lcudnr rcqttired mo�tgage insurnnce as s condition of making the loan securetj by this Security
<br /> . Iris►rurncnt, Burrower shall .pny tho p»emiu�ns ��equined to maintuin dic mortgage insurancc in effect. [f, for nny reASOn, the
<br /> ; mottgage insurance coverage requimd by l.ander lupses ar cease� to be in effect,Aottower shall pxy the prtimiums reyuiral to
<br /> • obtain coverage substantiaUy equivnlent to ttto mort�age in5ur+mce p�rviously in effect, ut a cost substanttally equivalent to thc
<br /> cost to Borcower of the mortgage insurnuce pruviously in effect, flom an alternate mortsoge insurer approved by Lender. !f
<br /> suhstantiully equivalcnt mortgpgc insurn»ca covem�e is not livuilablc, Borrower shall pay to Lender each month a suan equal to
<br /> �� one•twelfth of the yearly m�rtgage insttrnnce pi�emium t►eing pnid by L�orrower whcn the insurnnce coverage lapsed or ceased to
<br /> be in cffcet. Lcixier will ncccpt,usc n�id tClttin these piryntents us n loss rrscrvr in lic�+ of mnrtgage insurnnce. Loss reservc
<br /> � Form 3028 8l80
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<br /> .i 1'epe 3 01 0
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