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<br />-���_ _ � 98- so5�o
<br />'F_.� � � S. llaz�rd or Property Insuance. Borrower shell keeN the improvements now exiating or hereatur enx:tad an �
<br /> "°°° the Pro�erty ineured��ainet lose by fire,hazards included within the term "extended cover��o" md any other h�urde,
<br /> :a��� ' including fl�nd.qor [locxiing,for which L.ender roquirea insuranco.Thie insu�ranco eh�ll 6e meintiined in the�mounta�,p --
<br /> ""'"� �nd tor tha periods thRt l.ender r�equires. Tlie insurance carcier providin� the insurance sh�il tx chosen by Hormwer __
<br /> — subject tu I.tinder'e epprovel which ah�U not be unrea+onably withheld.If Bocrower tails to m�intain cover�Qe deecribed
<br />�,__ �bove,Leader mny,�t Lender's option,obt�in covenge to protect I,endcr's righta in the Pmperty in�ccordance Nith
<br /> - par�ludPh 7,
<br /> A11 inaurance policies end renowels shel[ he ecceptsbin to I.xi��i�r u�id ehall iacluda a staatl�:r3 mort;,a,., e1etM.
<br />:;"�;� Lender eh�ll h�ve tho ri�ht to hold tha palicies end renewsls. If Lendor requirca, Barrower sh�ll promptly �ive to
<br />'�_�-.z Lender ell receipts oi�id premiuma�nd renewal natices,ln the ev�nt of los�,Borrower shtll kive prompt notice to tha
<br />�_° � insurence carrier snd 1.ender.Lendet mey meke proot of loes if not made promptly by Bortower,
<br /> � Unloss I,ender end Hor�ower othorwise agtee in writing.insuranco procads ahall�o applied to restontion ar ropair
<br />_-= of tho Property dnme�ed,it the restoretion or reMir ia xonomically fasible snd Lender s exurity is not leesenod.It the
<br /> -- restoratian or•repair is not xonomically iwsible or Lender's eocurity aAUld be less�ned,tho insuranco proceede sh�ll be
<br /> .-� eppliai to tho sume secured by thie Security Inetrumeat,whather or nat then duo,with any excees paid to Horrawer.If
<br /> Bocrower abandons the Property.or does not answer within 30 deys�notive from Lenber that the insurance curicr hw
<br /> -- oi[ered to settle a claim,thon Lender msy collxt tho inaurance pcoceeds. I.ender mey usd the proce�de to rep�ir or
<br /> ' roatore the Propecty or to pay sume secured by thie Security Instrument,whothor or not then due.The 3Q'dey Fociad will -
<br /> baYin when the aotice ie wvea.
<br /> 3 Unlesn Lender and Horro�et otherwieo egree in writin�,�uW application oi pro;,eed:to principal shall not extend or _-
<br /> -- poetpone the due date of the monthly peYments reierred ta in pnra�rapt�s 1 snd 2 or�hsnee the amount oi tho ptyments.
<br />-- ' 8 under p�ragteph 21 the Property is acquired by I.endec. Borrow�r s ri�ht to sny insuraaoe policies and proceedo
<br /> "`— ' reaulting from demeee to the Property priar ta tho acquieition shall pass to Lender to the eateat of tho sume secured by
<br />-- thie Sxuc�ity instrument immediately pnar tc�s�ho ecquieition.
<br /> G,Occup�nay,Preeerv�ti�a,Maintenance snd Protection oi the Yroperty; fiorrower'a iwn Applic�tion;
<br /> — Lrsachalde. Borrower shal!ac.upy.establieh,and use the Property ae Borrower s principal nsidenco within s�xty days
<br /> sfter the ozxutioa of this Security Inatrument aad ehnll continue to occupy the propertY ae Horrower's griacip�l
<br /> residcnce[or at least one year dter the dete of occup�ncy,unlese I.ender otherwiee a�rees in writin�,which oonseat elull
<br /> not be unreasonablp withheld,or ualees extenuating circumstances cx'►.at whioh are beyond Borrower's control.Borrower
<br /> � sh�ll aot deatroy,demaQe or i�a�ir the Yroperty, sIlow che Fropersy�o dciciiviaic,o;ca...��it�m�te an the Pro�rt;.
<br /> Bocrower ehnll be in default if anp fotfeituro actioa or proceedin�,whether civil or crimiaal,ie be�ua that in L�eadec'e
<br /> ,, good taith jud�ment could result in fotteituro o[the Prop�rty or atherwise m�teri�liy impur the liea cre�ted by thie
<br /> �. �nritv Tn,atrument ar Lender a socurity interest. Borrower mey cure such e detault aad roinetate, �e providad in
<br /> . ...
<br /> _';; paca�raph 1$, bq causine the sction or proaaiing, ta be dismiss�d with a ruiing tiut, in iandor a gu�,ci ��uw
<br /> dctermination,preciudes iorfeit�re of the Barrow�r e inurest in the P'rr��erty or other material impiurment of tho lien
<br /> � crrated by thie Security Iastrument or Lander's security interest.Bormwvr eh�ll also be in dofault if Borcawer.durin�
<br /> the loan applic+tion process, gave meterially felse or imccurate iafo.rmation or stsuments W Leadar (a lailed to
<br /> - --'' provido Lcndor with any matorial iafotmntion)in wnnxtion with the loan evideaced by the Note,inaludinQ, but t�ot
<br /> � limited to,representations wneernin�Borrower's occupency ot the Property as a principl resideace. If tlue Security
<br /> ;• Inetrument is on a le�sehald,Borrower ehall cnmply with ell th�proi*�sioas of the le�so.If Bon�oeer�cquiraa fee title to
<br /> � tho Property.the le�ehold and the fee title ehall not merge unlesa Leradar igrae to tAo mer�er in Rritia�.
<br /> ��� 7. Protection oi Leader's Rishte in the Property. If Bortower fule to perform the coven�nte aad��roomente
<br /> � contaiaed in thie Security Inetrument,or there ie a le�al proceediag t6st mey si�uticaatly dfect L,ender'e riQhte in the
<br /> .i property (such ae a proceoding in baukruptoy. probete. for condemnation or forfeiture or to anfo.rce lawe or
<br /> � • re�uletions), then Lender mey do and pay ior whatover is aece�ary ta protxt tho velue of the ProFotty and Leader's
<br /> ri�hte in the Property.Lender's actions may iacl�uda paping eny sums sxured by a lien�hioh has pnority over thia
<br /> � Security Instrument,appc�ring in court,paying reasonable nttomeys'fees snd enteri.ng on tho Property to mdce npairs.
<br /> �" Although Lender may take action under thie�r�griph 7,I.,ender does not have to do so.
<br /> — Any amounte diabursed by Lender under thie puagcaph 7 shall bocome additional dobt of Borrower securad by thie
<br /> � Socurity Tnatrument.Unless Iiormwer and I.onder e�ree to other terms of peyment,these�mounts ah�ll bear intereat
<br /> --- • from the date ot disbursement at the Note rate end ahnll be payab;�,with interast,upon aotice fmm Lendet to Botrowet
<br /> �, reyvesiin�payment.
<br /> 8.Mortpte Inauraaca.Ii Lendor required mortgago insurence es a conciition of mskiag the loan aecured by thie
<br /> ' Seeurity Iaetrument,Bonower shell pay tho premiums rcquired to maintain the mortgege inaur�nco in effect.If�tor aay
<br /> reason, the mort�age inaurance coverage requirod by I.ender lapscs or ceases to be in eftxt. Borrower shell pty tho
<br /> -_ _ _ premiume required to obtein coverage subetantially equivalPnt�o the mortg�Qe ineurance proviously in effxt,at a coet
<br /> �°�'= subetentially oquivalent to tha cosi to Borrow�r of tho mortgage insurnnce previously in effect, from aa alteraite
<br />"?`y" � mortgage insurer approved by Lender. If eubstentially eyuivnlont mortgege insuranco coverage ie not availnble,
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