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<br /> � TOGE'TH�R WITH �ll the imprnvamcnte naw on c�u�ftr.r cr�ctad on the praperty, end �ll e�sementa,
<br /> , �ppurtenances,and fixturea now or here�ftar a part ot the pro�rty.All roplacemante�nd additionn ah�ll alao ba cavored
<br /> by thie Security Inetrument.All of tho toragoing ie rctesrod to in thie Security Inatrument ae the"Pmperty." �
<br /> DORROWER COVEI�A.I��'S that Aonowor is la�vfuUy scit�i:d n!the estntn hcrcby conveyed nnd hns thn right to� �
<br /> Qrant �nd convey the Property�nd that tho Praperty ie unoavumbered,except tor encumbrancee ot rocord. Barmwer'�
<br /> wurante and will detend generally the titla to tha Property against m1)alaima and demsnds,eubjoct to eny encumbranco►,�!i� -
<br /> of record. �M
<br /> TI]I3 S�CURIT:INSTPU�•aLIv';co„i�inr.s unifarcr► ccrvna�tr for n�tion�d u�and non-uniform cavenan;s r�i
<br /> limitod vari�tione by juriediction to canstitutea uniform security inrtrument covering rud property.
<br /> UNINORM COVENAN'I'S.$orroWer and Lendnr covona.nt and�pree as followe:
<br /> 1.Payment of Priacipal and Interost;Prep�y,mnnt�nA L�te Ch�r�es.Borrowor shall prampdy p�y wlxen du
<br /> the principel of and interest on the debt ovidenced by tha Nota and any pnpayment and lete char�os due under the Note.
<br /> 2. Fuade for TaYCS�nd Inaurance. Subjeot to applicablh l�w or to a writtan wsivor by Lender, BCIKOWCf SFIAII
<br /> �y to Lender on the diy mnnthly paymente em dua under the Nat�,until tho Note ie pnid in full,a aum ("Funds")for:
<br /> a)yurly taYes tnd u�sesamanta whiah may attain priority over this Security Instrument as a lion on tha Property; (b)
<br /> yearly leasehold psymonte or ground rente aa tho Property,if eny;(c)yeuly heurd�or property it�aurance premiums;
<br /> (d)yurdy flood insurance premiuma, if eny; (a)yearly martgago insunnco premium�,it eny; end(i)any aume payable
<br /> by Borrower to Lendec,in accordanc�with tha provisions af puegraph 8, in lieu of tho pepm�nt o#mort�a�o insueanca -
<br /> premiume.These iteme are cslled "F.acrow Itams."L�nder msy,at any timc,collect end hold F�uads in an amount not
<br /> to oxcwd the mazimum amount a l�ndos for a fe.3ura11y relat�d mortgago �oan map require for Bosxo�cer's escron —
<br /> sccount under the tederal R�al Estate Settlament Pr�acedurea Act of 1974 es amcnded from time to tima, 12 U.S.C.
<br /> Section 2601 st s�q. ("RESFA'), unle►ss anothor laA thnt epplies m tho Funds sets a lesser amount.If eo,Lender mey,
<br /> at any time,collect and ho:d Funds in�n�emount not to oxceed tho lc�sser amount.I.ender mny estimate the�mount of
<br /> Funde due on tha begis of curreat daw�nd rweonable estimetes of expenditures of future Eecrow Iteme or otherwise in
<br /> ' au:oi-wu�wiil►iYN1iC�Gic Id�r. -
<br /> ' The Funda eh�ll be held in�n in.+ptitution whose doposits are insured by a fedaral agoacy, inetrumontality,or eatity
<br /> (includinQ Lenda,if Lender is such�n iastitution)or in�ny Federal Home Loan$ank.Lendar ehall apnly tho Funds to
<br /> • txy the Eecrow Iteme.I.ender may n4t cbarge Borrower for holdin� �nd�pplying the Funde,�nnually�aalyzin�tho
<br /> eecrciR ar.count,or verityin�the Escrow Items,unless Lendor p�ya Borrower intereat on the Punde�ad appliwble law
<br /> �r...i� lNndcr ta „�s;:, auc�a :.h::�. H��er;,r, I.endar m:.p taquis� Earm��;,r to �; L OAL-t2122C C�2Sfe:. tor :st
<br /> indepeadent real estate tax r�portia�s�rvice used by I.onder in connection with thie loan,ualeee�pplicable l�w providee
<br /> •� other�vise.Unleee an��xm�nt is made or applicible law requices iaterost to be paid,Lender shall not be required to
<br /> �` pay AorroRer any interest or arninEe on the Funds.Barrower and Lender msy�gree in writin�,however,th�t inteteet
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<br /> -:R� owu w!'iiu vu u�v a�uvo.i.�.uuw oua11�a vc i� awia�nm, i+i�uvua i.uat�v�aai iiili�ii�a��.Guiiu�i�iia wo i•W11w�bLVw111� -
<br /> ,;� crodits�nd debits to the Funda end tha purpose for which each debit t�the Funda was made.T#ie PUads ere pledged is
<br /> .� edditional socurity tor�ll sums exured bp this Security Instrument. �
<br /> �� If the Fuada held by Lender eYCeed the amounte permitted to be held by applicablo law, Lender s6si1 accouat to
<br /> :� Borrowec for the exceee Funds in accordance with the requinmente of epplicable law.If tho amount of th�Funds held
<br /> '�• by L,ender at any time ia not suiticient to pey the Escrow Itome when due.Lender may so noti�BotroACr in writin�,
<br /> i: and,in such case Borrower ehall pay to Lender tho amount noceseaty to meka up the deficiency.Hottowtt ehall make
<br /> ` up tho deficiency in no more ttun twelve monthly pdymente,at I.ender'e eole diecrotioa.
<br /> Upoa payment in full of�ll sume secund by thie Security Inetrument,I.ender ehall prompdy retund to$orrowor
<br /> any Fuada held by I.ender. If, under pragraph 21, I.cndcr shall ecquire or sell the Property, I.ender, prior to the
<br /> � avquisition or sele of the Property,ehall apply nny Funds held by Lender at the tima of acquisition or sale as a crodit
<br /> t a�ainst the eume secured by thie Securitq Instrument.
<br /> ' 3.Applicstion of P�yments. Unlese applicable law providea otherwi�se,all payments rec�ived by Lender under
<br /> e�'.� para�raphe 1 snd 2 ahal be�pplied: first, to any prepayment ch�rges due uadcr tho Note;eecond, to amounta payable
<br /> � under pera�ph 2;third,to interest due;tourth,to principal duo;end l�st,to anq l�te chnrQes due under tho Note.
<br /> '' 4. Char�ee; Lieno. Bonower ehall psy all tex�s, �.ssessmeats,chu�ee, fines aad impositions attributable to the
<br /> µ z Property which may attain priority nvcr thie Security Tnatrument,and le�sehold paymente or Qround rente, i! rny.
<br /> ' ' Bonrower eh�ll pey thrse oblig�tions in the meaner provided in paregr�ph 2, or if not paid ia that muiaer�Botcowor
<br /> ahslt psy them on timo dicectly to the p�reon ow�d payment.Borrower shall pmmptly furnieh to Lender all notices oI
<br /> amounta to be p�id under this pua�raph.If Bonower mekea these paymente directly,Borrower shall promptly furaieh
<br /> to Lender receipte evidencing the payments.
<br /> Borrower ahall promptly diecharge�ny lien which h�priority over thie Securitp Ynstrumont unlese Borrower: (�)
<br /> a8rxs in writing to the payment of the obligation eccurai by the li�n in e mnnn�r acceptnblo to Lender;(b)contesta in
<br /> ' , good faith the lien by,or defends against enforcoment of the lian in, legal proceodinge whieh in tho Lemckr's opinion
<br /> operate to provent the enforcement of the lien;or(c) secures from the holder of the lien an agroement e�tisfeatory to
<br /> �.,ender subordineting the licn to this Security Instrument.If Lender determincs ttiat any part of the Proporty ie subject
<br /> to e lien which may attain priority over thie Security Instrument,Lender mey give Borrower n aotico idontifying the
<br /> lien. Borrower ahnll satisfy the lien or teke one or mor�oi the actions set forth ebove within 10 daya of the pving of
<br /> . notice.
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