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<br /> ' s. �� �. g�ty 1p�wwce. Borrower eb,tll Icap the impmvements now ealstinQ or beraRer eroctod un the
<br /> propecty imut+af Rgainst lou by fire,huRrds Included within the term 'extended cov�ra6e'�nd Any ather hwrd�, including
<br /> floodr or floodin�, for whlch Lender rcqufras inaur�uice.7'his iaswwce shedl be m�intxinod In the ux►ounte uid for the perfods
<br /> thu Lender requie+es. Tt�e iruuru�e curior providln�the lnsur�nce ehall be cho�en by 8orrower subJect to l.ender's �pprov�l
<br /> which rh�ll not be unre�son�bly withheld. ]f Bosrower fdl�to m�lnt�in cover�e de�cdbal Rbove, L,enQer may, u l�ender'�
<br /> optian,obtan covec�ge ta protect l.ender'�right�ia the Property in�ecordana with pua�raph 7.
<br /> All lnturance polkla�ad re�xwali sh�ll bo�ccspuble to L.ender uxl�h�ll include a�tand�cd mort�a�e dwse. Lender
<br /> �h�ll have the riaht to hold the policla uid renew�ls. if Lender requira,Borrower shall promptlY give to l.ender�II reaipt�of
<br /> p�iG pcemlums md renewal noticxs,la tl►e event of loca,Bonower shall give prompt notice to the insurance carrier nnd I,enKler•
<br /> �rnder may m�ke proof of lou if not made promptiy by Borrower.
<br /> Unless Lender and Borrower aherwisc agree in wridng,insuru�ce proce�di shd� be+ippliod to mtor�tion ur e��le of the
<br /> propeity dun�ed,If the ratoratlon or repair i�ecocamically feasible and Lrnder's�ecurity It not IesseneQ.If tha restoruion or
<br /> r�ir is not eoonomieally feuible or I.�encier'�seeurity would t►e icssonod. �ho insunuK:c�;i�eaoais ofirJl te:�pli�ta thc succ:
<br /> sxurod by thic Socurity In�ttument,whether or aot then dne, with u►y eaoest p�ld to Botrnwer. if Bc►rrower �bu�dons the
<br /> pcoperty,or daes not�aswer within 30 d�ys�notla from I,ender that tha incurance curier hn�offered to settle �claim, then
<br /> I,e�fOr may a►Uect �he insuru�ce prnceeds, Lender m�y use tho procoode to np�tr or restoro tha Property or to p�y sums
<br /> socurod by thi�Secudty Instniment.whe�her or not thea due.The 30-d�y pe:riod w��t bogln when the nocice ie given. -
<br /> Unless I.ender and Borrower othenvise�gm in wtiting. wog a�.ica�i�n; of proceeds so princl�l etu�U uot extea�d or
<br /> po�tpone tbe due cWe of the moathly p+�yme+►u referred to in gan�grtap�s 1 aad 2 or chante rJx zmout�of i�e t�5'��. �
<br /> under pu�caph 21 the P�operty is�oqufrod by l..a�der,8orro�ner's��co u��insuranoe policies and pn+c�oat��dult(n�£ront
<br /> ����a�proper►y priar tp the per�i,tion sh�l!pa�ss to Lende�r ta the extent of thc sums sxured by thta Socru�ry lax�cat
<br /> ina�dtediauly pdor to the�aqu��aa.
<br /> d.Ooc�psuc��,Pra�,��awd Pra�t�ectfoa ot the Pc+operty:Hocr�wa's Lwo Applle�tloa:I.e�a1d�.
<br /> Borcowa sl�1!accupy.escabliah,acd tnse t�e Property aa Aarrower's principal nsidence within sixry day�nfter the executio�n of
<br /> this Security�astrument apd ch�ll oontinut to occupy tbe,Property�s Borrower'e princlp�l raidake for u I�ast one yeu aRer
<br /> tbe due of ovcct�ocY,unl�a I.cader otLetwi�e agrxs in wrlting,which consent sh�ll tat be unreaaooably withheld. ac u�atcas
<br /> exuauatins citcuttauuwcs ex•ist which ue beyoad Horrower's control. Borrower shall aot destmy. dtm�ge or iir�az tl�e
<br /> pivgrrty. �}e�r the Qm�+rrry ro dasrinnte, or commit w�ate on the Propecty. Borrower�I►�11 be in default if auy for[eitute
<br /> �ctioa or pmi,�xding, whether dvil or cdminiJ, ia begua W�t in Lenclex'a good faith judameat could�+esult in forkiture at"ttie
<br /> property or dhawiee materi�lly imp�ir ihe llea cre�ted by thfa 5ecurity Inatnunent or I.ender'e security iaterest. BomorVU mAy
<br /> Cue wd►a ckfwit�ad niast�ie,u providod ia pu�graph 18,by apsing the actloa or prooeodiag to be dismissod with a ra�ltt�g
<br /> 'ihat, In Leoder'� good f�ith detcrmination, proclude� farfeiture nf the Botrower's interest in the Pmperty ox other mat�il
<br /> irnp�irmwt o�'the lkn cre�ted by this 5ecx�nry inetniment ot a..endar'�sxuri'ry iatensi. Svxc���«il Aia�t'�ia s�.,-�`«sli:f
<br /> bosmwer.durin8 the laa�pplicuion proces��S�va lnateti�lty f�►�se ar�nnaur�te infornutloa or st�ten�eau to 1,tader(or f�i1�d
<br /> W provlde I;endar witt►u►y u�aterid Inforanation)in cwnmxlion wltfi't�e lwu►evidenced by�Nott.includins,but not lAax�ited
<br /> to.repre�enatiooa conoemins Borrower's oceupancy of ttee Prc�erry ��prinelpa�residena.•If thi�Seeur[ry In�uvmeac is u�a
<br /> iweaoid, norrowier aual! comQly with all the pm�as�ons ot' Abe lease. u t�rrower acquirea ioe �icie w ina F�uy. w�
<br /> lwelwld ud the fa title a��ali not merge unlaa Lemlrai agreas to it�te�'nerger in wrlting.
<br /> 7.Pe+ntectlon ot LeNder'�Rl�hts G�the Propatr.If Borrower'faJls to perfoma tl�e coven�nte aad a�neemem�conuinbd�.
<br /> this Securiry Lutiumeat. or there L s legal proceeding ctut may s3g�iTicantty�ffect I.euder's dghts ia tbe Property(wcb;A9 n.
<br /> pro�edin�in bmlQUQtry,probiie,for candaaaatlon or forfeitun or to enfo�ce law:or re�Wuioas),then[.ender mty dr��nd
<br /> MY fot whauva is necxst�ry w proteet the v�lue of the Preperty and Lender's dghts in tbe Pt�opecty. [,a�der's�etious mty
<br /> ixlwb pqin� anY s� eocu�bY +► liea which du pr�ority over this Security Inatn�ment. appeuina in oourt. WY�i
<br /> re�wo�We ut�Ys' fea sad enteriog on the Property to m�ke npaire.Althoush I.ender muy uke�ctioe uoder thit p�a�ph
<br /> 7,I.ea�der doa not 6ave W do so.
<br /> Aay aimouaa disbuned by I.ander under this puagrapb 7 tWll bocome addltioual debt af Borrower secuc�ed by chls
<br /> SecuritY Instnunent. Unlar Borrower�ud L,eader agc�ee to other teriw of paymeat�tbae unounta shall bear inoenst from thc
<br /> d�te of dltburremeat �t iliee Note nte u�d aiu�ll be paynble. with interest� Wws�lwtice from Leackr w Bo�rovver �
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<br /> �a.Mortpse I�aran�e. If Lender cequired mortg�ge�naur�ace�s a uondltlon of making thee lo�n�ocurod by this Sec�ucity
<br /> In:tnuueac, Borrower ahill pay the pren►iums cequirod to mainuiu thee mortgago inswanoe in etfax. If. for any tr,iuon�the
<br /> nAOrtp6e ituuruke wverc�ge required by I�eader la�or eea�e�to be in effxt. Borrower rhall pry tLe pranivau c+equired to
<br /> obtain cover�ge subauntl�lly equiv�lem to the moctgAge insurana pnwiously in effect.at�cost eubeuwti�lly equivaleat w tbe
<br /> oat w B�trawer of the m�rtg�ge Insuruxx pctiwiauly in effect�from an altera�te mortNge ia�uKr �pproycd by I.es�der. If
<br /> subsuatWly r,quivtleat aartgage insur.�na coverage ia not avail�ble,Horrowa ah�ll pry w I,eader a�ch mewth a wm eqwl to
<br />— ope-tweltth of tbe yeuly mong�ge insurnnce pn�m[um being pud by Borrower whea the inwrance covet�e l�d or aa�ed w
<br /> be iu efEax.l.ender wil!acetpt,usc and•r�taia these paymeats as �loas ceserve in liev of mongAge inaur�ooe. I.au reeerve
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