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<br /> � . TO(3ETHER WITH dl the improvemenu now or hecciftce erate3�s t�c pru�.st;.a^.�± Jl e�!�!!�!!4�,�pounenmces,urd _
<br /> flxtura now or b�+e�fter r part of �he property. All replicements and additbns sh�ll al�o be coverod by this Srcudty
<br /> [nstrumau.All of the foro�oln�u r�farced to in thli Securiry instnuixat�cha"PrapertY.'
<br /> BORROWBR COYENANTS thu Borrower is lawfully�eixd of the estste tunby couveyal and has the d�l►t to gant u�d
<br /> convey the P�openy �ad that the PropenY i�aneacumberod, except tor encumbrances af rccorcl. eorrower wur�nu uid will
<br /> defend�enerdly the Ntte to the Properry agdnst�Il ct�ims u�d dem�nd�.3ubJect to any encumbru�ce�af rxord.
<br /> THiS SECURITY WSTRUMENT oombines uniform ooveiunt�for auiw�ul we and non•untiorm covenanu with limited
<br /> vuiuiona by jurlsdicdon to constitute�uniform socurity instrumrnt covedng n�l property.
<br /> UNIFORM COVANAN'fS.Borrower and l.ender covensmt�nd�ree�s follows:
<br /> 1. ltinneM of P�imlp�l �ad inta�ati Pr�p�nnaM wnd Lste Cluu�a. Borrowa shAl prompt�Y WY wben due the
<br /> pdacip�l of�nd incerat on the debt evideaood by the No[e�uid any prepayment�od lxe charge�due under the Nae.
<br /> 2. FYmds for'1'ura aad Insurance• Stibjxt to applicable I�w or ta a wrltten waiver by[�ender,Borrowa sh�ll pay to
<br /> Lender on the d�y moathiy payn��ite�re due w-s�c.the r:ote,untU cht Nat�:s�iu iii fuii,r sum('Fur�1s')for. i•)ycariy tMxi� °
<br /> snd asaeuments which may�tc�in prlority over thi�Securiry IastNma►t as�lien on the Property; (b)yeuly leasehald pxymeau
<br /> or�round ra►b a►the Property.if aqy;(c)Ye�riy hwrd or PrapertY insur�nco promlumst(d)Yeuly tlood iraur�nce pretNums.
<br /> if eny: (e)YesdY e�c'!�g�c iawrm,ce premivals, if Any: �nd(fl�ny suma paYable by BortowK to Let�det. ln aceord�oa wiW
<br /> the p�ravistoas of paaasza�.S,xa tieu crf tlf��yuaent of mortgage iiuurance pnmiums. 71kse itenu�re called "Eiscrow Items."
<br /> �p,�r, ;��,�r �i.�.cop�cCt �c�d hok3 Fr�s ia,as,�rmt aot to oacad the m�imum uiwunt •tender for �leder�lly
<br /> rel�ted taacra�e loaua ma�Y ral'.u� .*ic+r Horrowtr's exraw�under the feder�l Re�l Estue Settlament Prooedures Act of
<br /> 19!'4 as ammdod�ico��a Ume ta.ttme, ]2 U.S.C. Section 26UT etsc+q,f"R�A'). ��+��r l�w tlu�t�pplia to the F�nd�
<br /> xt+a lcexr�mou�u,;I; �n. Lendrr,miy,at�ny time. collccE u�d tooJ,d:Fvndn in an unount not to ea.coed the lesser amo�mt.
<br /> L,ender ipay estimate.thc"+wnoturt of Funds due on ihe basis of current dat�and reasonable cstic►sates of cxpenditut+es of future
<br /> Facmw Itema or otheirvine in aocord�nx with applic�ble l�w.
<br /> 'Ihe Fund� shall be held in �u► instltutian whose depo9iU ese insural by a fedenl agency, in..ax+±r±e»+!�=�.or entiry
<br /> (inctudlag I.ender. If Iander is�uch m insti►utioa)ar ln any Foderal Home Lo�n B�ak. Leader shatt�Q[X tD�e Fu�to psy tlu
<br /> Escrow Items.Lendor may not charge Borrowa�r for holding and+pplying tl�o Fuad+,umwlly u�styzen�tLe acrow�ocouat,or
<br /> verifying the Escrow Iteme.anleaa Laxkr p��'Borrower interest on tbe Fw�da u�d+pplic�ble l�w pe�naits I.ender to make�uch
<br /> a char�e. lfowever. Laxier may xequire Boscowcr to pay:one-tim�e charge for�a independent re�1 esu�te tu nportlnS arn'ice
<br /> uxd by L�ender In cau�s.tiau�v3'th this lo�n, naleas applic�ble law providas �thawlx. Unleas an �gceeunac ii mAde or
<br /> applicable law roquiea a�ptexr,a�to be p�id.Lender ah�ll not be requiral to.pay Borm�er ruY intenst or earnln�t on the Funds.
<br /> Borrower�ad Lead�_r:nny agi�in writing,howeva. thu intehat sha31'be paid on tl�e Fundi,L.adax�11 sive to Bocmwer.
<br /> withouc clur�e.on rawua3�ACCOUntla�of the Funds, ahowing cmlits a�d debits ta�he Fund�wd d,e puipo�e for which ad►
<br /> debit to tlee Funds wu r�Cle.7'he F�nds ue pledged�e additiom�l socurity for�ut sums savrad by ihis�aa,diy lwiruu�c,ii. . -
<br /> Ef the Fuadt held by Let�d�r exCeett tho amouats pernt(tttd to be helcl by�pplic�ble ltw,i,ender eh�ll a000tu►t to Borrower�,•
<br /> for the excas Futxl�1a�cordpnce with the requir�ea�ents of.applicsble ltw. If tLe w�ount of the Fund�held by Ixn.ler#t my �.
<br /> sa..:���w MN���..x.�.,�a,irrme when due. Itndcr maY ao Aot'1fY Barrmwat i�w[itirig����A iUC�I '�#,E�QX('OMrCI
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<br /> a�ll pay to I�encks the am�wnt noassarY ta mnke up tt�e deficie.ucy. Borrower atull mdce up thc dtE��ciea�cy in m mv�n w+'w . -
<br /> twelve moachly ps�;;,raents,�t LaWer'�aole dis�reclan. .
<br /> " UPos►Paymant in fu�l o?all sumR sec►u+ed by this Sxuriry Irutnrment. Leader atull promptly �elwid to Aortower wy
<br /> Fwnda held by Lend�r.'if.under pnr�raph 21. i�nder slWl acqufrs or sell the Pr�operty.I.ender. prior to the acquisltioa or ale
<br /> of the Property,s4n19 apply�ay Fuads held by�c�der at�time af aequlsitioa oc eale u a ceodit�ait�bt t�e wms teca�rod bY
<br /> Wia Securiry Instrurnent. '
<br /> ' 3.AppUcation at WymeMs.Unleu applic�ible law provida otherwise��1!paymeau roalved by i.ender under par�r�pbs
<br /> 1 a�d 2�h�ll be Rpplled:fint.to�nY P�Y�at charges due under the Note:second.a amouaw pa�r�b�e w�der p�r�ph 2;
<br /> thlyd�to interat duet foutth.co principal due:aiod laac,to�ny]�te char�a due uada the Note. , . :•.
<br /> 4.CYu�a. Lkes.Borrower anall pay all[ues, aseessmrncs.charEea.fints u�d imposldons�ttiribus�blo to th,e Froperty
<br /> • wl�fch may attda.prlority over thia Securiry�nsuuaxnt.ad le�ehold paym�eats or ground reats, if su�,y_:8o�vver slwll pay , ,
<br /> � tbae obli��tiaas in��he uunna providod in parAgr�pt►2,or if na pald in tbu m�nnec. Barower ah�fl��1`ch+am an tlm�e dlrectly-
<br /> to the penon owaf}xyment.Bon+owcr:hall pmmptly fumisb to La�der�ll notlxa of amounp to be px�d'under tlw pan�r�ph. '
<br /> If Horrower autes tLae paymwts direcdy.Botrowu ahall promptly furnieh to I.eader rxeipu avidenctn�d�e paymaus.
<br /> Hocrower�h�11 promptlY di�LuBe�ny lien which hu�rlodty ova this Savrity Ina�umeat ualeu Bcnrov�er: (�)�rea in
<br /> writing to the payloncnt of the oblig�tion eecured by the lien in�msnner�capt�ble to I.ender;(b)ooatats ia�ood fdtb the liea.,�.
<br /> by, or defwda agninsc eaforameat of tLe Ilen !n, legal pc�oceedinga which in the L.a�ltr's opinion�t►paate to prevestt the'
<br /> eafo�+acneat of the�lkn;or(c)secures from the bolder of tlrs liea an t�t0C�1t iitllf8Ct01)► l0 IrCiIdCT yUbOM1D1��,iZ1C I�CR t0: .
<br /> this Securlty Instrumau. If L.ender dececmines thu�ny put of t6e Propaty ia aubJect ro a lien whicb may�ttain p�iaity over
<br /> tbis Secudty lnatrumeat�I.ender m�y give Borrower a notice ldentifying the liea. Bormwer a6a11 auisty the liea or t�lte oae ot
<br /> m�ee of the aaic�ns�et fo�th above withln 10 days of the gtving of noticx. � •
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