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<br /> �:..,..���a , S.F���d ar Property I�suranoe• Bcxmwcr ehal�k°c�ti�C�mprovcmcntv n�w cxisdng on c�rc r crecicd on y
<br /> " � incurod�g�inst los� by Cuo� h�uxds Includod within thc tum "extcnded covcraga" and any athcr har.ard.e� including tloods or
<br /> . .� n�a�na,for which l.�cnda roquireY inwrancx.This insurancc sball bc m�inu�incd in�ha amoun�.9 w�d far�hc periais thHt I.cnckr --
<br /> �� royulres.71ia in�urancc c:�rrkx pmviding dw inKU�w►cc shall bc clx�scn hy Bcxrowcr subjcct tr� I..cndc�'s approval whir.h shall not —
<br /> � � hc unreason�hly withhcld. If 8onowcr fails ta mAintafn covenysc dc.�c:ritx��1 uhavc, LcnM:r may,at Lcndcr's aption, ohtain
<br /> covua�n ta pmtxt l.cndu's righu in tha Pta�ttY in accorct�c with poragraph 7.
<br /> " All insuranca pulicies And renawxis shall be acceptnble to l.ender�nd shall inrlude a standnrd mottguge clni��to.C.ender sheil
<br /> ��"' havc tho rishl to hc►k1 tho Policies�utc1 rcnowals. If l.ceclu roqulrex,Barrowcr shall pmmpAy givc W l.cndi:r ull rcccipts a[puid
<br /> -- -- t►mmiums encl u:now�l ncitkes. ln tho ovent of loss.Bc►nower shRll give prompt notice Gi lho insurancccs�rrier and l.cnder.Lendcr _
<br /> ,._��� may m�lce proaf of k�ss if not m�da promptlY bY Harrower.
<br /> Unlcss Lcndcr And Burtowa oQtciwlsa�g�cC in wrlt�g.��° P�0°ds shall hc a{�licd to resuxation or repair of�ha
<br /> �'",.�� prc�ty dampgod,if tha resuxatlon or rc�Lw ccanamicxUy fe�ibk wid l.cndcr's socudty i.v nM Icsscncd. If tho resu�ratian or
<br /> ,ti � rapwir ls nat oconam{calty fczsibla cx Lend�er's security would bo k,ucned�the lnsurance prcc,..'eds sh;t�2� appliod la tho sums
<br /> �� socurod by thls Sacurity Instrument, whethcr or not then due,with eny cxcess paid w Bqrrower.If Barmwcr abandans the
<br /> �` I�rc�eny,or dcxs not answtr within 30 days�notice from Lender Ihat 1he insurane:e carxier has offu�od ta sett{a a c1Aim,ttkn
<br />'`�,.. L,ender may collact Ihc in�ursnco procoods.Lender may use tho proceods a re,�wir or rcs�ore the Propaty o�ca pay sums�ex:ural
<br /> u.-H''� by�hia Sacuriry In.ctrume.nt,whethac or nat U x�duo.The 30-day periad will be gin wh�;n U�e notice[s given. -
<br /> tlnlass I.encler and Bortowa o t h a r wise agroe in wri t i n 8,a n Y a p p U c a t i c x�o f p r�o c e e d s w p ri n c i p a l s h a l l n a t e x t e n d c x p o s t p o►�
<br />'� ��,. tho duo dato of tha monthly paymcnts roferrod w in pvngra�hs 1 end 2 or change the amaint of thc p�yments.If under paragrnph
<br /> '==� 21 the T'roperty is acquirod by Lend�x, Borrowa's tighc w any insurance policies and procecds resutting from dain►age ta the
<br />��:��:� �Y P����lu�ut�on shall p�ss to Lcnder W thc�actu►t of tho sums socurtd by this Socuri�y Insuument immediauly
<br />:.r�«i�.o Priot to the acqvisition.
<br /> ,;s;;.�� 6.4.��jutecy�I'rrxervatia�MaLatenl��oe sad ihrottetiou ot the Propertyi BOr�»wer's Lou Applkatioai I.ease6oMk.
<br />,�u;�� Barov�rr sh�ll accupy.cslabli.�h,ond use tho Propercy as Borrower's principal rcsidenece wtthin sixtydays Atter the exocutioa of
<br /> �his Svcurity Instruman end stwll cantinun w occupy the ProPe,rtY as Borrower's prin�lpel cesidence tor at kau ono year aftu�he
<br /> d�te of�ccup�ncY. unlass Lender olhawise �gcas in writia�. which oonxnt sh�ll na be unrc.�onsibly withheld.a unkss
<br /> °=�=`�� cKtenu�ting circumntanees axist which ere beyond Borrower's contnoL Rorrower shaU not ckstroy.damege cx impnlr the ProputY.
<br /> albw ihe Pro�CnY to ddaiorNa� or commit aasto on thc Property. Bomower shwll be in defaull if any forfeipuc actbn or
<br /> =_— proceeding,whewar civil a criminal�ia begun that in L+endei's good faith judgmu►t could result in fori'eiwre of the l�rciperty or
<br /> �=�� otherwiAe materially imp�ir tho Uen cre�tod by thls Sacurity Instrument a I.anikr's sxurity inta�st.Barowa may cure such a
<br /> = dofault snd reinatate,a9 providad in patsgraph 18�by causing 1he Ction or proceeding w be dismis.eod with a niling that,in
<br /> I,enda's good faith dct�amination.precluc{GS fafeiture of�he Barower's interest in tho PropertY or ahtr m�teri�l imP�rment of
<br /> s!x litts�.�iM!�;!!!44 c�nr��y Tnr�umrne or[.end�r's sacuricy inoaest.Borrowu stwll atso be in d�efwlc if Borrowa.during thG
<br /> towi applic�tlon pcocess.g�ve m�ari�lly fuise ar Ir�aocutd�e!c►farm�tion a statrrnents w i,ear�i'(or f�ik�d io ptovido l.ender wilh
<br /> any meuxial informuioe) in cau�oction with the {om c�vid�cetl by the Note. idcEudiaE, bw not timited tn.rapr�ent�tions
<br /> � conopning Bc�mower's occu�ncy of the Propaty at�princi�l residawo.If this Socw'iry Instrumea�t is an a kaul�old,Barowa
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<br /> --- _ $1181/(�f1I11�1jy willt iUl ttla ploviSM)I1�Ui InC iCi�vts.ii nW�uwa uu{u.�rs icw uua iu u�c r��►y. uw acaw.wM.ni,u uw sw iiw o.�au —..
<br /> noc mixgc unksa l,�rnder�groes b the ma�ger in wridng.
<br /> 9.Frotectioa af Leeder's Rf�hte ie tbe Praperty. If P��rower fails to Fxxfam the wvuwits�ad agnear�ts oontainod in
<br /> d�ia Socuriry Inslrwnent,or thae is a IaB� P�'��^B ��Y signific�ndy affocc L,a�dcr's righu in Iha PmP�Y(P� as a
<br /> P��B�►��P�Y�Pm��cx conde.nu�ation or forfeiture or w rnforce lawa or regul�tions).�I.eader m�y do and pY
<br /> far whwever is necessary w prou�ot the vsdue of tho Propaty and I.a�du's rights in tho Propaty. La�da's�ctions may include
<br /> P�Y�B �Y sums socured by 4 Gen which Ih� priority o�er �his Socuriiy Inswmau, a�►Pearing in•cuurt, PaYing reavonab{e
<br /> atoorneys' foes and ditcring on tha Pcopaty a cnake rcp�irs.Although Laufer may tdco actian�undcr this p�agi�ph 7.I,ei�der
<br /> does not have W do so.
<br /> Any aroounn di96ttrscd by Lender under this p�ragcaph T shall bocome additiot�l debt aC Barower secured by thls Socudty
<br /> Ynsuun�en4 Unless Burrower and Lcndcr�ree w Wher tams of prymait,d�c amounts atull bar intaest fmm Iho dal�e of
<br /> disMu9nnent at tha Notn t�te and shall be p�yabk.with intaost,upon t�otiioe ftnm Ltndcx to Borrowerteil�wB PrYm�G
<br /> a.Mort�aie Y�aunuce. If L,ender cequiral mortgage in.wrance�s a condition of mating the lan socurod by this Security
<br /> Ln�nt, Bomowar shaU pay tho pnxninmy raquiral w maintain the mortgage ins�ra�nce in effoct If, for �ny rca.gon, d�e
<br /> mur+��Be inaurance covenga rcquirod by Lcnder l�p9es or�ea9es w bG in cffect,Bomnwer shall pay tha pcaniums roquired w
<br /> abnin covuage substantally ecluivala�t w tho matgage insurance previously in effect,at a c;ost substantially equlvala►t to the
<br /> cost w Barower of the matgase insurnnco prcviously in effxt, from an altem�te morlBaBe insurer eppmval by I.ender.If
<br /> substantially equivaknt maigago insucance covc�a is not av�ilabk,Bcxrower shall pay w I�ender each month a sum oqual tn
<br /> - onatwelhh of the yearly mortgage insivance pramium bting pud 6y Borrowa whcn the insurancC covaage I�eed a ceasod w
<br /> —= be in e(fec� La►der will accep�, use end retain �►aca paymcnu as a bss resrrve in lieu of mortg�gc insucance. L.oss resave
<br /> __,_"' Form�02�Y
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