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<br /> 'l�L�aT4��R wrrt� a1�the imocovements now nr naearter ux�ca an tAe propcny,and al� ca�emu��,.�utanancc.q,md _
<br /> fixwrw now ar I�r�ftcr a prt ot ihe propaty.AU rq►l�car�cn�s and�dd.'+tia�s sh�ll also bc covcrcd by this Sfxurity ln�trumrnt.
<br /> All of Uw Coregoing i�refurod w in thu SauritY Insuument a�the"Praperiy."
<br /> BQRROWER COVENANTS that 8ottowu is I�wfuUy xlsal of the csiat�c hercby convcyod and hav thc right ua grant xnd
<br /> �onvoy thc property �nd th�t tho E'roperty is uncncumbacd,cxccpt for cncumbr�tccs nf rccord. Bnm�wc� watrw►Gq end will
<br /> ckfcnd generally the dlk ta Ihc Property ag�i�nst all cl�ims end der�wtids,subjoct to any cncumbcenccs of rccord.
<br /> TH1S SECURITY INSTRUMBNT cc�mbines uniform covenant� tor nttianal use er►d non-►uiifnrm cnveaamv with limitul
<br /> veriadons by juriadiction ta consdtuto�uniForm sxurity instrumcru cc�vuing re�l property.
<br /> UNIFQRM COVF.NANTS.Bomnwcr nnd l,ender cnvenant and a�rtto as(ollows: _
<br /> 1.�yme�tt u�Prh�clp�l and Intera�ti�P�Yment�ad Late Cb�ry�a. Bcxrawer shall promPUY P�Y Whcn duc thc
<br /> prineipal of and interest on ihe debt evidencod by the Nc»o end u�Y prqaYment and la�o etwrges due under the Nat�.
<br /> 2.[runde for Taxes aad Iasur�nce. Subjoct a applicabb t�w a ta a wrilt�� walver by Lender, Dorrowcr sh;d! pay u� -
<br /> Ler�der on the cluy monihly payments wra due under the Nate,until tha Nous is pnid in full,a sum("Funcis"}fcx: (�)ycarly taxe.�
<br /> and asscssmerits which may attain prioriry ovcr�hu Socuriry Inswment as a lien an tho Property;(b)Yca►ly kaschoki pa�ymenu
<br /> or ground reaf.a on thc Prcqxrty,if any;(c)ycarly ha�ard a prop�eny insurance prcmiums;(d)yearly floal insurance prc.miums,if
<br /> �ny;(el yarly mcxtgege insure�tce premiums,if any;and(�aa:y surne payabk by Borrower to l.ender.in accanlsu►ce v�itli the
<br /> provisicxis of paragraph 8,in lietic oi tiie p�►yment of mo� ins�uence premiwus. 'i��t�� iweras arc callcd "Bs;caw Items."
<br /> L,eceder may.at sny pzne.calbxt aod ho�d Funds iz,�cr.a�asnc rnot,x►exaxd rb�e ma.xam�im am�►�nt a Icrtdcr for a foder�lly reluod
<br /> morl�ge loan may roqaeico for Borrowu's escrQw aoccwnl�undes tha fed,eraT:Rc�J�Fs.,ttr�S�st.�ement Procedur�s Act of 197A as
<br /> amended fran tiuune to tirrn�12 U.S.C,Section 260�k mz arq. {°RESPA"),unks�ar.�r�r�he:�aw tlu�t applies 1n 1ho Fund�sets a lesser
<br /> unoun4 if so,L,ender rr�y�at nny time�collat and R� 1Gl�s io�e �► anwunt not te eaccod the lesaer sunount. L.enrkx may
<br /> esdrn�a�rr,.�nwunt af Funds dne on thc b�.cis of c�rea:da��,c!!:ce.�as�bk es6matcs of expcnditures of iuture Fscrow J�u:ms a
<br /> othetwis�:;�;::ac.�urdAnoc with applicable law. .
<br /> The'Fundc shall be hcld in an instiwtion whose deposits are insured by a fcdrr.�al agencY,ic�swmenWity.or a►u�y(i►a�Juding
<br /> Leadu.if Lcr�dcr is such an instiwtion)or in any Faiexal Hane Lom Bank.i.enda shall apply the Funda w pay the Gscrow
<br /> Items.[.e�:1er rt►ay eat ct�arge Bomower for holding and�pplying the Funds,annuaity aaalyziqg the escrow account,a Merit�ip�
<br /> U�e r..YW v,�v Iums.unless Lender pays Borrowa inte�est on tNe Funds iutd applicabk law�:��oa.r.�;l..ender to make sucb�c3ragc. �
<br /> However.Lender may roquire Borrowcr w pay a one-tune charge fa an indepdiWent r�e�a7�:,��r«:t�x reportinB sen'ice used by
<br /> (,�ndet In connection with ihis ben,unless appHc�ble law provides othciwisa[�enlass an agrasment is made or applicabk law
<br /> roqui�es intaest to be paid,L�der shall nat be reqit'ued to pay Borrowei eny iruT�areat or ea;nings on 1he Funds.Borrower a►d
<br /> Le�cia c�ay agrx in writing�bowevu,that intenst shall be pt�d an tlie Funds.lxnda shall give to Barower.without charge,nn
<br /> ennual accounting of the Funds,showing credi�s and deblts co�he Ftuds and the purpose for which each debit w the Fw�ds wat
<br /> m&dC.ThC FWtd.,:SL p�eQ 3°Edtli�..^.-21�'�!t!!y�4!211 g��mx cc.r:arcd hy Ihi.e SeCU[ity Instruml`,�lL
<br /> IF the�unds held by Lendu eaccoed the anwiu�ts pexmitied itn�:tu.ld by ap�lcable law,L,ender shall sr,caint to Borrowa far
<br /> t!�eacess Fw�ds in�ccorda�ce with the requirantnts of applicable laN,If dic.srN�nunt of the Fvnds held by L.eisder tu any tLne is
<br /> not saff�cieat w pay the Esaow Items when due.LcsndeJ may so notify Bamwr.��in writing,and,in such case Bomower shall pay
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<br /> (p (,C11I�'•f 1I10 dR100l1L IIOCC3.48fy l0 111AKC Up IIIG llCll4lGl�:y.iwcecuieu a�MUa �i�p�.0 Y�/ u„: lic�awuwr u� iw u��i�. uNw iwC+.v .
<br /> monthly payma�ts,et T.enda's solt discretion. , .
<br /> UP�PaYma�t in full of aU sums secural by t➢�is Secu�riry Insvumeat,l.ender shall PrwnpdY refund w Ba[owu eny Funds
<br /> h�ld by�.ix�der.If.under p�ragra�21.Leada sti�ll a�cquim or sell d�c Proparr3�,l,encfer.p'ior to the acga3si�eon or s�le of the
<br /> prapacy, shaU apply an�Funds held by I.enda at the time of acquisition or sale as a credit against the sums sxurod by U�is
<br /> Security Inst�umenG
<br /> 3.Applicatioa of Psneats. Unkss epplbabk law provides othtxwlse.ell payments naived by L�ender wWa ptcagraphs
<br /> 1 and 2 sht�lll be appliod:C�rst.w anY PnPsYmau chargas due undex thc Notc;socond.to unountt pey�bk under p�nig[eq�h 2;
<br /> durd,W int�acst due�foucth�to principd duo:and I�st,to any lete charga dua w��r die Note. . �
<br /> 4.Cbana•,Lieos. Barowa shall ptty ell tax�.asse,ascnents. charges.tines and impatitions aqributabk w the Propaty • , ..
<br /> which may euain priorltY over this Secudty Instruma�t,md kasehold paymeoti or ground ra�ts�if any.Bamwa�Il pay these .�
<br /> obligations in the rtunnst providecl,in paragraph 2.oc if not paid in th�t manner,Barrowu sha'1a pay tt�em on time dira�tly to the �
<br /> puson owed pzymenG Barovver sf+all prcxnptlY f�uni� to Lender dl notices nf aunounts zo�tie p�id wida this pan�graph. If
<br /> gorrot�ver•mekes thcse pAyments direc:Qy.9orrowc��hall P�P�Y fumish a Lahder�oa:fpts evidencing the payrnents. �:
<br /> Bam�a shall promptlY discharge any lien which luis pdority over this Security Insucument wkss Borrower. (a)egco�s in
<br /> writing�n,'Ihe payma�t of the obligatbn sociued by tha Uen in a maimer�ocep�abk to Lender:(b)conusts in good faith tho Ikn , ,� .
<br /> by, or dt�•i�x1s uganst enlor�canent of the lkn in. kgal pcac+eciJtngs which !n the Lender's opinion opa�ate to prevr.�t the
<br /> a�force�r+ent of the lien; or(c)socures from the holder of tfie•ituen.�ngra,�r�ent satisfactory to L.axler subordirwting the.7ira to
<br /> �y����y I�utnea��I(Le,ndar dete�mines that any part of trie Properry is subjoct to a lien which may auain priority ova this
<br /> Socurity InsWtpent,Lenda may give Borcowa a notica idenpfying Ih� liet►.Borrower st�all satlsfy the lien or take onc or more
<br /> of the sCti�ons see forth ebove within i0 days of�he givirig of notic.e.
<br /> For I
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