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<br /> �, u��� �r pron�ty Lnunnce. Borrower ehpll keep the improvemrnts now eaistln�er henafter�rect`�ed� o�e _
<br /> Pcoperty lnsured��Inst lo�s by flte, h�rds included wl�hfn the term 'extended coverAga" e�c�d�ny ather h�zardi, including
<br /> flooda or flooding, tor which Lender requircs insurance. This Insur�nce shtll be�n�lnt�ined tn the anounts und for the perlods
<br /> th�t l.ender requires.The In�unnce cuder providin�the insur�nce dhall be chosen by Borrower subjett co Lender's approv�l _
<br /> which �tull not be unrcawe�biy wlthheld. lf Borrower Wls ro maintnin coverage described above, l.endcr m�y, +�t Lender'�
<br /> option,obtain covern{e to protxt Lxncler's dghts in the Propeny in�ccordu�ce with puagrnph 7.
<br /> All insururce policie�and renew�ls ah�ll be accept�ble to Lender and shall tnclude a st�ndard mortgaBe clause. Lendcr
<br /> shall h�ve the dght to hold the policiea u�d renewals.!f Lrnder rcquires,Borrower eh�ll pmmptiy give to Lender tll recelpta of
<br /> p�td pr�mlums aad renswal noticea. In the evem of loss, Aorrower shall give prompt notice to the insurance carrler nnd Lendar. !
<br /> I,endet m�yy m�lce proof olloai lf not m�de pmmptly by Bomower.
<br /> Unlas Lender uid Bormwer otherwise+�groe in writing,insur�ace proceeds sh�1l be�pplial to reston►tion ox repAir of the
<br /> propotty d�m�god. if thG restoruion or tepair is economicaJly feaslble and l.ender's sxurity Is not tauened. If the res[aration or
<br /> cep�tr ls not economically feuible or l.ender'a securiry would be lessened,the insur�nce proceeds ehall be applied to the sums
<br /> secured by this Security lastrument, whether or not thea due, with any �xcess paid to Borrower.If Borrower abnndons the
<br /> Property,or does aot answer wlthin 30 dAys a notia fram Leadcr thet the insurance currier has oftercd to settle a claim, then
<br /> L,ender m�y coUxt the inwranoe proaeds• 1.ender maY uso the pcuceod� ro repdr or nstore t6e Prop�rty or ro pay sums
<br /> secured by this Secudry [nstruma�t,whether or not thm due.The 30�day pedod will begin when the noticx is given.
<br /> Unloss l.ender u�d Borrower otherwlse agree 1n writing, any application of proceods to princip�l sh�ll not eatcnd or
<br /> post�ne the due dau, of the monthly paymenta referred to in paragraphe 1 and 2 or ch�nge the mwunt of the p�yments. If
<br /> vnder p�r�graph 21 the Propeny is Acquiral by L,ender. Borrower's right to u►y insunurce policies u�d proceods nsulting from
<br /> dsun�ge to the Pcopeny prior to the acquisitioa shall pass to Leader to the extent of tho sums secured by thia Sacuriry Insuurueat
<br /> imroediuely pdor to the xquisition.
<br /> 6.Occup�scy.Preaervstion.Malatewnce aad Pt�ot�ctiou ot the Propaty:Bocrowa'g Lona AppUcadoa:La�sd�olds.
<br /> Borrower st�ll occupy, eunhDi�h,�nd use the Propetty as B�nower'a priaclp�l r�sidence within sisry dnys after the eaecutton of
<br /> this Socuricy Gutcument eoc�sfiall continue to occupy the Pmperty�s 13orrower's princip�l residena for u leut oae yeu after
<br /> the date of occupuxy, nnless Y.ender othecwlse agras in writing,which conseat shell not be uarea�onably withheld. or wale�s
<br /> exteauuing circumst�nas eaist which ue beyond Borrower's coatrol. Borrower shall not desuoy. damage or imp�ir the
<br /> propErty, allow the I�rope�ty to deteriora:e. �r commit waste on the Pmperty. Bormwer stuJl be in de[RUIt if my forf�iture
<br /> actioa or pc�ocetdit�,whether civil or edmind.i�begun that in 1.euder's good fuith judgmeat oould rewlt ln forfeiture of the
<br /> Praperty or otherwix m�teci�lly impair the Ilea creued by thia Security Inscniment or I.ender's secudcy intere�t. Boerower may
<br /> cure s�ch a def�ult nd reinstate��a pmvided in pangr�qA 18,by cwaing�he�ioa or proceeding to be dlsmic�ed with a ruling
<br /> tluc, ia l,ender's good fdth determin�tion. Prxl�da, forfelture of the Barrowec's interest in the Pcoperty or other muecial
<br /> impaicmeai ai ti,e lku t�'�L'y t�i:�tszir; i..�..�^_...�::n? ot�t�r't�ecurity inurest. Bortowet s1W1 alw be 1�1 defuilt if
<br /> gurnower.dudaa the iwn applicuion proc�ess,Save miiierially falie or in�cc�u�te inforanation or swensents to Leader(or f.uled.
<br /> to provlde Larder with�ny awerl�l information) in ar�taectioa with tho loan evidaxod by the Note,indudin{.but not limited
<br /> ta.�ePraeaUUfons conoemiss�Borrower's occup�ncy af the Pmpeety as a princip�l raidenx. If thit Security Instnuna►t is oa a
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<br /> �V�lpid, Borcowra sh�lt oo,mply witn aii wc prori�io�� ui wo ic.�uc. ai io�uuwci .�i,yuuw aw :auu w ww ,.vywy. t....
<br /> leadwld�nd tbe fa titte ehall aoc merge unlaa I.ender agraa to the merger in writing.
<br /> 7.Anteetion of Ladsr'e Rt�h�in tbe Propa�ty.If Borrower fails to perform tLe coveawta a�d�gceemeats conu�ined ia
<br /> this 5ecurity lnsuvmrnt�or there is a leg�l proce+eding that may elgaificuidy affect Leader's riEhu in the Prnherty (such�a
<br /> puiooedl,ng jn buikcuptcy,probue.for coQdemnation or torfaiture or to eaforce�aws or n�il�tiom). that T.RSK.kt ms►yy do�nd
<br /> pay for wh�tever is neoasary to protect the v�lue of tbe FropCttY and Lendtr's rights in the Properiy.L�eader'��ctiotu m�y
<br /> include payin6 my stum xarcd by � liw which has prlodty over this 5ectulry Inatcumeat. q�peuin8 in court� P�Y�B
<br /> reaon�bie attocneys'foa and enteriag on the Property to m�ke rep�irs.Although l.ender may take action under thit pu+�8aph
<br /> 7,I,eoder does not hive to do so.
<br /> Any amount�disburaod by l.ender under dus }�araKr�ph 7 shall bocume �ddition�l debt of Borrow�er �ecurod by dtit
<br /> Sccurity Iasuvment.Unlea,�1�rrower and Leadex egc�ee to aher term+of payment,thae�mounu ahall bau intetest from We
<br /> date of disburxmeat at the Note rue ud aluli be payable,with intaatt. upou notice from Leadcr to Bon'ower roquest►n8
<br /> paymeat.
<br /> a.Mes�a�e L�suhuoe.If I.eader requited mortg�ge insururce as a condition of m�king the loan eecund bY this Security
<br /> Iastruu�avt, Borrower s1u11�y the premiums c+equired to m�inuin tl�e mortg�ge iasurance in eftxt. If. for any renoa. tLe
<br /> mortg�ge ias�u�ncx covaage requirod by I.,ender I�Qaes ar exises to be in effect. Borrower a6�11 pty tbe pcemium�required to
<br /> obtein covere�t aubstanddly a�uiv�leat W the mort�age itisur�ace previously in efiect. ac t cost substanti�lly eaqttivaleat to the
<br /> cost to Borco�e.z of the mortg�ge ineurimoe previously in ef[ect.from m dternHe mong�ge iawrer�ppc+oved bY I�ender• If
<br /> subaumti�lly equiv�leat awrt6�ge insuraoa rmerage ia not ivul�ble,BoR+ower sh�ll pay ro I.eader�ach month a sum e9w1 to
<br /> one-twelRh of the y�arly mranaage inaura�e Pi'�mtum being Paid by Borrower whea the insurmoe ooveage I�psod or assed to
<br /> �e in eftxt.Leader will�ooe�,use and nt�in theae}�a�raents as a loss raerve in lieu of uarcg�ge iaturance. Loss reaerve
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