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<br /> T(?C3a'!�'H��.W!TH ell the la�provemCnu now or hereafter erocted on the pr�perty,end all eaeemente,nppurtenuices. �ux1
<br /> fixtures now ar hereattar � put of the propertY. All npl�cementc u�d �ddidons sh�l a1w be coveral by thia 3ecuriry
<br /> lnstrument. AU of the fore�oing Is n(erred to in this Secudty instrument�s the'Praperty.'
<br /> BURRAWER COVENANTS th�t Borcower is I�w[ully uised of the cttxtc henby conveyaf�nd hes thc riat►t to�r�nt �nd
<br /> com�ey the Propeny and thu the Propaty ii unencumbered, except for�ncumbrxnces of record. Borcower warrants and wfll —
<br /> defend g�ner�lly ths title to the Property�gsln�t�il c1dm��nd demu�d�,subject ta any encumbruices of record.
<br /> THIS SECURITY 1NSTRUMENT combines uniform covenants for nAtlonRl use and non-uniform cavenanta with limited
<br /> vuiuiona by Jurisdiction to corudtute a uniform secudry inslrumrnt covering ro�l propertY,
<br /> UNIFORM COVGNANTS,Borrower and Lend�r coveni+nt nnd agree as follows: _
<br /> 1. pr��� p�� Ip��pi pr�p�yipent �pd I,�te Ch�r�ea. B�mower sh�ll Qromptly pay whrn due the
<br /> princip�l of u�d intorese an�he debt evlda�ce�by the Note and�ny prepayment uxl la�c chuga due under the Note.
<br /> 2. FY�mb tor Taxes �nd Insurnnoe. SubJcet to�ppllc.�ble law or to a wrlttcn waiver by Lender, Barrower shall pay to
<br /> Lender on the day manthly ps►yments are due under the Note.until the Note is paid in full,a sum('Funds")for:(+�)yeadY ta�tes
<br /> �nd aues.uaents which msy att�in pdority over this Secur[ry Instn�mtnt as a Ilen on the Property: (b)YeulY��o1d p�Y�1°
<br /> or ground reuts on the Property,if any;(c)Yearly htizzaM or Property insurance premlumr,(d)Yearly flood inauruke pcemiums,
<br /> if any;(e)yeuly awrtgagc inaurance pnmiums. if�ny; u�d(fl s�Y B�p�Y�le by Borrower to Lendcr,in�coordaaa w�th
<br /> the provisions of paragraQh 6.in lieu of the px}rmeat of mortg�ge inaurwice premnuns.7'h��e item�ue called"Esemw ltems,'
<br /> Leader m�y, u �►y time, collx[ and hold Funcls in an amoua: not to excad the maximum unount a leader for a federnlly
<br /> reluad mortgige loaa msy require for Horrower's escrow acoount under the federal Real Estate Scttlemrnt Proceduns Act of
<br /> 1974 u�mendod fcam time to dme, 12 U.S.C. Secdon 2601 et seq. ("RESPA"). unlas�nother law thu epplies to the Funds
<br /> set�a leaser unount. If so, Leuder may, at any time. collect�nd hold Funds in an amount not to excoed the lesser urwuat.
<br /> l,eader may atimuc the wnount of�unds due on the buis of cvrreut data and reasonsb�a estimata of e�penditures of futurc
<br /> Escrow It�esm or othetwise in �aotd�uaoe wtth applicable law.
<br /> The Funds shall bo held in an institudon whose deposits are iasun;d by i foderet �ency, instrumentnlicy. or emtity
<br /> (including Lender,if Lender is suc6 u�instirotion)or in any Fe�al Home Lopn Banlc•Lcnder shdl tpply the Fw�d�to pay the
<br /> Eacrow Item�.I.eacier m�y not charge Borrower for holding and epplying the Fubde,anuually rwlyzing the escrow�cca�at,or
<br /> verifying t�e Escrow Item�,anless Lcader p�ys Borrowor interest on the Fonds and�pplkable law permiu L,eoder to milce such
<br /> e chuge.Howevu, Lenda nuy tequin Bortower to pay a one•time chsuge for an indepeadeat real estate tu reporting servix
<br /> uaed py L,endsT in coanection with thls loui, unless applicable lsw provldes otherwlse. Unless �n agrxmenc is made or
<br /> ■pplicat+le law requirea intcrest to be p�id,I.enda sl�nll not ba requlred to pay Borrower Ray inteiest or euainge on the Fwxis.
<br /> gosower and Leuder may agtee in wdting,however,thu interest shall be p�id on the Fut�. �� g�for�w ich each
<br /> wid�out cl��ge.an annual�ccounting of the Funds, shawing cradits and debits to the E�nd�and th�putpose
<br /> debit w me rwnds waa made.Tae Fu�xIs�e pie3g�d iu:�1220.IZ:��f^T�j nim+e�ecured bV thiS SlCUrItY I]1SLittllldlt.
<br /> If the Funde held by Lendor excad the upounts P�rmitt�d ta be held by applicable lsw,L,Snder sha11�ccau►t to 8arrower
<br /> for tbe eaccoss�nds �n accaidance v►+Ith ttx raluinments of applicable 1�w.lf the unount of tho Funds held by L�ender at�nY
<br /> lime is ttot sufficient to�pay the Eacrow Itecru whea duo,l.ender ivay so naNfy Bonowa in writip8, �d,in tuch cau Borrower
<br /> �._,� _.t_.... ...f'.� �:.r'.�:M.y iµ�n �nnrr th�
<br /> sh�ll pay lOI�dGC WC amoUIIt DOCCSS�[y to[wu[c ap�ua ueiu:ieticy. �i►ivwtt o,,.,, ,�,.....,.Y
<br /> twdve neoathly p�ymeats��t Lender'a sale discretion. 1 rei�nd to Borrawer my
<br /> U�on PiYmeat ia [ull of all sum� socured by this Security iusuument, i,erxler�l Pmmpt Y
<br /> Funds Wd by l.wder.If�under puagrq�h 21.Lrnder shall acquire or eell the Froperty,LeM1er.prior cd tbo�aNis[tion ar s+lo
<br /> of Nx:Ptopaty,t6�11�pply say Fwids hald by I.e�nder u the time of acquisition or ssle as a cndit a�inst the sums aecuted bY
<br /> this Socurity Insttument.
<br /> 3.ApplicMlon oC Prynaeats.Unlas tpplicable law provldes otherwise��il pryments raeived by I.rnder under pu�gr�phs
<br /> 1 �ad 2 atpll be�pplied•flrst�to mY P�P�Y���B�due upder tLe Note: second�to amouats p�yable under piu'�raph 2:
<br /> third,t,�iuraterest duc;fowth.to principil due;and 1�st.to�ny lace chuges due�wder the Note.
<br /> 4.Gl�es;I.ims.Br,trower sh�ll pay�11 taxea.assessments�chuges. finas�ad impositions Mtribuable tu the Pio�xrty
<br /> which may ualn prioriQy ova thic Securiry [nstruwent, and lasehold payments or ground rents. 9f any. Hon+nwer ehall Puy
<br /> thqe obliguiotu in the m�nner providod in puagreph 2.or if not p�id in th�c m�nner.Borrower�haU p�y them oa dnx dirxtly
<br /> to the person owal paYrs�t.Borrower shill pror�ly fumish to l.eader all notiors of uiwunts to be p�id unda'ttils Pu'�Sn�ph.
<br /> If Haxowsr makes tMae ptyments directly�Borrowa shall pmm�tly fwnish to Leider[a��ipts evldeacing the p�Yme�ta.
<br /> Bots�ov�(er ehall promptly diachuge any lien which has priority ova this Secudty Instsumant aaloss Borrower:(a)i6na in
<br /> writiaE to i}�e p�yment of the obliguion socueod by the lien in a m�nner�coeptable to Leader;N)coatests in good faith the lia►
<br /> b�r, or cie�eads�gs�intit enforameat of the liea in, leg�1 psor�:edings which in the Len�da's opinion�operue to prevent�he
<br /> eafoeoamcnt of tl�ee liea: or(c)sayu�es trom the holder of the lian m agrcement saHaf�aary ro Leada aubo►din�tin6 the liw t�o�
<br /> this Securi�y In:tcument.If Ixnder determines thu any put of the Pcoperty is subjoct w s li�n whiclt m�y att�[a Prio tY
<br /> this Srcur�ity[osuument,Leader maY givc Borrower a no[ia ldcntifying the liw.Borrower shall aatisfy the lien or take one or
<br /> mbne of t�e t,etions sa fonh�bove witDia 10 days of the giving of notia.
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