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20i20�.34'� reason of arry demand made by the odginal Borrower or any Successors !n Interest of Borrower. Any forbearance by Lend� in exerctsing any right or remedy Irn�uding, without IfmitaHon, Lenders acceptence af peyments from iP►ird persons, errtities or Successorr In irterest of Borrower a in amour►� less than tha amourrt then due, shafl not be a waiver of or precivda ths exercase of any rigM or remedy. 13. Johrt and Several Llabllity; Co�slgnere; Suacessore and Asslens 8ound. Borrower coveruants and agraes fhat Bbrrower's obligetlons and qa611[ty ahall be Joirrt and severel. However, arry Borrower who c�slgns this 5ecurity Insb�umard but do� not execute the Note {a "c�signei"}: (a} is co-signing thls Sec�uity tnstrumerrt on(y to mortgag�, grant and convey the co-slgner's inter�st in the Property under the berms of this Security Inshumen� {b) fs not personelly obllgated to pay the sums secured by this Security insb�msnt; and (c) agre� that LenQer and eny other Bomowar c�n agree to exterttl, modiry, forbear or make any accommodaUans with regard to the terms of this Security Ir�trument or th�s Note wit'�out fhe oo-slgne�'s conserrt. Subject to the provlsloms of Sectlon 18, any Succassor in IMerest of Borrower who asaumes Borrawec's obligatlons under this Security Instrument in wriUng, and Is spproved by Lendsr, shaII obtain all of Borrowers rlgh#s arui beneffts under this Seauriy Instrument Bomower shaA not be released from Borrowers obllgetions and ltabnity under this Security Instri�ment unless Lender agrees to such reiease in writing. The covenants and agreemerrts af this Secxuiiy tnstrument shail bind (except as provtded in 8action 20) and benefit the sucxessors arM assigns of Lender. 14. loan Charees. Lender mey charge 8orrower feea for aervlces }sertormad in cannecUon witF� BoROwer's defautt, for the purpose of protecting Lende�'s Mterest in tl�e Proper[y and rights under fhls Security Instrument, ir�luding, but not limited to, attomeys' fees, properly i�pection and veluatEon fees. In regar� to any other fses, the absence oti` express authorlty fn thls Securtty Instrumerrt to charge a specific fee to Borrower shell not be construed es e proh�bitian on the charging of such fee. Lender may not charge fses that are exp�sly prohlblied by thts Secxmty Irutrumsrrt or by Applir.able I.aw. If the loen la subject to a[aw which sets maxfmum loan charge.a, and that law Is flnally interpreted so that the interest or other loan charg� coUected or to be copected in connectlon wtth the Loan exceed the permitted Iimits, therc (a} any such loan c*�arge shall be reduc�d by fhe emount necessary to reduce the c�erge fo the permitted Ilmk; end (b) ar�y swns already coltected from Bortower whlch exceeded permitted Gmits wiQ be refunded to Borrower. i.ender mey choose to make thfs refurM by re�ucing the pdnc(pal owed under the Note or by meking a direct payment to 8orrower. If a refund reduc� princlpal, the reduaUon will be trwted as a partiaE prepayment withoui any prepayment charge (whether or not a prepayment cherge 1s providad for und� the Note). Borrowrer's accsphance of any �ch ieTund made by dfred peymerrt to Borfouuer wAI consfltute a walvar ot any �ight ot ectinn Bomower might have arisim� out of such overcharge. 95. Notices. Ail notfces given by Bomower or Lender in cann�n with thts Seairity Instrument must ba in writing_ Any noticg to Borrovver in c�nnec4ion wiEh fhis 3eauity Instrumerrt shall be deemed to have been given to Borrower when rtmEled by flrst class map or when actually delivered to Borrowe�s notics address if sent by other m�ns. NEotEce to anp one Barrower sheA cansUtute notice to aU Barcowers unfess Applicable Law expressly requlres othenvise. Trie notice address sha0 be the I'roperty Address unless Borrower has designated a subsHtute notice address by notice to Lander. Bonuwer shall promptly �Ufy Lender of Borrower's change of address. if Lender spedfles a pra�dure for reporting Borrower's change of address, then Borrower shad only report a change of address through that speci8ed pro�dure. There may be only one designated noti� eddress under this Security Instrument at arry one Bme. Mp rrotice to Lendar shaD be gMen by dettvvering it or by malAng it by first dass mail to Lenr3ers address shated h�ein unless Lender has designated another address by noUce to Borrower. Any n�ce In conn�tlon with this SecuriEy Ir�s6vment shall not be deemed to have been gNen to Lender urrtil actually recefved by Le�der. If any notice required by this Security Insb'umerrt is also tequir�l under AppAcable Law, the Applicable Law requtremant w�Tl satisfy the corresponding requirement tmder fhls Saauity InsVurtsa�t 76. {�oveming Law; Severability; itules of Cor�strucUon. Thts Secvrity Ir�strvmeM shail be govemed by federal law and tha law of the Jurlsdictlon In which the Property Es lowt�. All rights and obligatlons contained in this Security Instrumerst are subject to any requfremersis and Ilmftatlons of Apppcable l.aw. Applicable Law might explicitt}+ a imp5a't1y allow the partiee to agree by contract or it m[ght be sdsnt, but such silence shail not be construed as a prohlbltfon egainst agreemerrt by contract ln the everrt that any provisfon or clause of this Sacurlty Instrumant or the Note corrfficts with AppUcaWe Law, �ch con�lct shaU not affect other provistons ot thfr, Securlty Instrument or the Note which can be gfven effect without tt►e conflicUng provisfon. As used in th� Seaunty tnstrumenfi {a) warda of the masculine gender sha�ti mean and include corresponding neuter words or worda of the feminine gender, (bj words tn the singular shaU mean and Include the piural and vice versa; and (c) the word °may° gives soEe d�scretion without any obligation to take any aetlon. �7. Borrovir�r's Copy. 6orrower shall be glven one copy oi the Note and of thfs Security Instrumerrt. 48. Transfer of the Property or e Beneficlal Irder� fi Bonower. As used ln this SecUon 18, °lnterest in the Properiy° means any lega! or benefidal trrterest in the Property, inciuding, but not limited to, thase bene8dal inier�is transferred in a bond for deed, corrtrec4 tor deed, insteiiment �les contract or esorow agreemert, the inter�t of whlch is the transfer of tltle by Borrower at a future date to a purcheser. . If al! ar any part of the Properly or arry Irrterest in the Property Is so[d or transferred {or if Borrower Is not a naturel persan ar�d a beneflcial Interest in Borrower {s sold or transferred) without Lendet's prtor writte� conserrt, Lender may requtre immedfate paymerrt (n full of all sums secured by this Sec�riiy Ir�strumsrrt. However, this optton sNall not be exerdsed by Lender ff sudl exer�ise Is prohlbRed by Applicable Law. !f Lender exercis�s this opUon, Lender shetl give Borrower no8ce of acceleretton. The noUc� shaU provide a padad of not less than 3Q days fram the date the notice la g(ven in accortlance with SecNon 15 within which Borrower must NEBRASKA Single FamOy-Fannie MaeJFreddle Mac UNIFORNIINSTRUMENT Fortn 3028 71Q1 Page 7 of 10 '