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<br /> • 98-� ��►���7
<br /> � S. Hss�rd or��operty I�unace. Rorrower shall koep the improvements naw existtng or herexfter emctad on the
<br /> Property insurcd against loss by fire. harards included wlthen the tc�rm "extenciM cuv=tq�e" end any other hazards, inciuding
<br /> ttoods or tlooding.for which i.onder requira inaurance. Thia insur�nce ahall be m�intnined in thG�rtfaunta�nd for the pedode
<br /> that I.ender requires.The insuru�ce carrier providing the inauruxe sh�ll bs c4men by Borruwer subject to Lender's�ppmval
<br /> which sh�ll not be unreawnably withheld. If Borrower f�ils to m�intein cov.err�ge described above, Lender rtu►y, at Lender's
<br /> option,obtain wvenge to protxt Lender's rights In the Propttty in accordarke with puagn►ph 7.
<br /> All insurujce policies and renewals sh�ll be accepta6lt�ta Lender uut shall ineludp u standud mortgage cls�uso. l.endor
<br /> shall have the right to hold the polieits and renew�ts, If Lencler recluitr.s,�nowor abxll�protxi�tly givo to Lsnder�Il reaipts of
<br /> . paid premiwr��nd nflewd notices.In tho oveut nf�lusf, Bonuwer sh�ll�ai«o pmmpt natiao tn.tha insxtr,mce curier and Lender.
<br /> � Lender may m�lce proaf,of loss if not rnade pmrnptl��hy Borrower.
<br /> Vii�?,a's Lci�a:P wu riGai3W�.i Oilii.i411"ai." a�:i:i1'�Cii�E���u.iJlBiai.C'�iI`R�^�°.^v'�^u w�2ia�iSr:p�ll�»tcz tr.stor�!!0»QI TC�:!II Of CF2!
<br /> Property dam�ged.if the rcstorntian or npair Is economicall�feasible uKl�cndr.r's socuri.tp is not tessenod. If the restoration or
<br /> r�pair is aa oconomically feuible or Lender'�sauriry would be lessenud� th�insurnar.e pmceeds shall be applied to th�sums
<br /> securod by [his Security Instrumeat, whether or not thea due, w�ith anp ezar.ss paid to�rrower. If Borrower�bsndons the
<br />' � Pmperty,or does aa answer within 30 days a natice from Lc�xler th�t tlys iii�uru�carrlas hrs offnmct ro scttla a cl�im, thccn
<br /> � l.eader may collxt the insuru�a proceods. Le�ader m�p u�e+thr. pnoceeds co repur or,nrstara the Property or t�,pxy sums
<br /> '', socured by this Sxurity Instrument,whether ar not then duG.'!'ha 3Q-day period will bcgin n+hen the notia is bivcn,
<br /> •,,. Uulas Leader and Bonowor otherwise agrce in wrltlnb, anY apPlicuian of pr000alr to princip�l shall mt oztend or
<br /> postpune the due date of the monthly prymmta refemed ro in pazagrnphr, 1 and 2 or ch�nge the�►nxruut of the psymente. If
<br /> �,;�;: under puagt�ph 21 dia Property is acquir�xl hy I.cnder, Borrower's right ta nny insurance poli�its�md pr400eds resulcing from
<br /> �''' danu�ge ro[he Propctty prbr to the acquisitioa shall paas co L,ender to the extant of the sums sec�und by thls Socuriry Iiutrumrnt
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<br /> • Imtnodiuely prior to the�cquisiti:va.
<br /> 6.Oawp�ocye A'e�a'�'Mbie,'�6alMenance aad Protectloo ot tLe ProPaxy�Borrower's Lo�n Applkatioai Lewd�olds.
<br /> ' Borrower sh�ll axupy,euablish.ond use the Pnoperty�Borrower's pr[nr.ipsJ residena wiWiu sixty days after tt�e exocutioa of
<br /> � this Seeurity Iasuumea.t u�d shall c;ontinue to occupy the Propercy u Borrnwzr's princi�ul residence for u least ooe ye.�r�Rer
<br /> i;,e uiuc oi c,ix:i��y, �,i�s:�der oth�-rwu:,:gr.,:,�in v;ziting�::hich.�cH:nt:.hsl!aos�aar-�asssbl;�:1Lh.h�1�,�r ir1K�
<br /> Y extenuuiag ctn�stanca e�civt �rRL,zh �re beyond Borrower's eontml. Bomower shall not deacroy, dam�ge or impair tlu
<br /> , ' Pmpeny� allow tbe Property to d�atrsiorue. or commic wasto an the Pmperty. Borrower shall be in default if my forteiture
<br /> :.�: actbn or proceedin�, whether civil or crimia�l, ts begun that in Lender's good futh judgment could•casult Ia forfeilure of the
<br /> .:• rropercy or otuerwiae anata-iaiiy impair iuc iicn c�caiw uy u,ia�c.;uiiiy ivauuzuraii ur i..axica'a sw.wiiy iuiaicsi. oirii0wci ui'wj
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<br /> �• !. aue such a default u►d relnstate,aa pravided in}�arag�h I8,by causing the sction or procoeding to b�dismiesod wiW a ruling
<br /> �',"t tbac, i�o l�ender's good faith detcrmination. procluda�forfeiture of the Borrower'a intereu ln the Property or other mntedal �
<br /> impairmart of the Uen created by this Secudty InstNmeat or I..endcr'a security intecdt. 8orrower sh�ll slw ba in defaulc if
<br /> �; �trower,during the loan application process,gave cnAted�lly false or inaccunte inform�tion or steteineats to L+ender(or f�ilod
<br /> to provide l�eader with�ay mueria info�nuuan)in connection with the loan evidetxod by the Note.including. but not litpital
<br /> � to,regraeatuious conceming Borrower'a ocxupaocy of tDe Pronerty as a princip�l raideax.If this Security Insuumeat ia on a
<br /> lea+iehold, Horrowa s1u11 comply with �ll the pmvi�ioas of[hc le�e. If Borrowa acquim fx title to the Propecty. the
<br /> ! lcu�old aad the fec title shall not merge unlas Lender agrees to tho merger in writing.
<br /> ��,;j 7,PI�dCC�IOa 0�LlI�Rt�B R�Iltf IO�IIE Pk�O[101fy. If Borrower f�ils to porfonn the covetuats�ad agreemenn cantAined in
<br /> this Securiry Iattrument,or then is a legal procading that may signiHcantly affxt Lender's righta in tha Prnperry (snch� a
<br /> ��'���:�:�' ptncoeding in beolnipt�y,probato,for condcmnation or forfeiture or to enfonce laws or nguletion�).then Lender mry do�nd
<br /> '•'''�� pay for whuever �s necessuy to protxt the value of the Property and Lender'�rlghta in tha Pivperty. La�der'e�cttons may
<br /> -� include payiva any m�ms se,cuurzd by a liea which ha4 priority ovar this Securiry Inetrument, �ppeuing in oouct, paylag
<br /> ' reasoa�ble xtocneys'fces and entering on the Property to make repairs.Aithough Ixader may take�ction und�r thia puagnph
<br /> 7,Lenda does nivt t�ava to do so.
<br /> Any �mouots disbursed by I.eadcr under this par�graph 7 shyl becomc additiowl debt of Borrower secured by this
<br /> , Security Instrument. Unless Borrower anct I.ender agree to other terms of payment,these amounW sh�ll beu interat from the
<br /> date of disMusemcnt au the Note rate and sLall be payahlc. with intenat, upon notice fmm L.ender to Borrower roquesting
<br /> paytacnt.
<br /> ' �.Morts�a imur�nee.If Lender rcquired mortgage insurance�s condition of�n�lcing the loan secured by this Security
<br /> � Instn�ment, Borsawex ahall pny tho premiume requind to maintnin the mong�ge insuru�ce ia effect, if, for �ay n�son, the
<br /> mortgage insua'�mce cover�ge required by Leader lapses or ceases to bo In effect.Borrower sh�ll p�y the premivau cequirod to
<br /> obtaix�coverage subatanti�lly equivalent ro the mortgoge faaucanoe previou�ly in effect, at a cost substantially oquivaleot to�he
<br /> roat to Sornown of tho mortgage insuru�a prcviously in cffect, from an alternete mortgage insurer�pproved by Leadcr. If
<br /> substaati�lly equivalent mong�gc insurance coverage is not availablo, Borrower shell pay to Lender esch month a sura oqwil to
<br /> one•twelfth of the yearly mongage inswanoe prcmium bcing paid by Borrower whcn thc ins�rance coverage l�sed or aased to
<br />_ be in effect.Lender will aa;ept.use wd retain thcse payments as a loss reserve in lieu of mortgAge insurancc. [.oss reservc
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