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<br /> � ' TOGETHER VI�ITH all the impxovementa now or herexfter erected on the property,md�ll e�sements,eppunenances,wd
<br /> �4[# fixtures now or hereafter � pan af the property. All rcplacemente and eddlHons sh�ll dso bo covercA by thi�s Security _
<br />�-=� instrumcru. hil of the foregoing is referred to in this 5ccudty Instntmcnt r.s thc "Propeny," �_
<br /> _..3 BORROWHR COVENANTS that Borrower is IawfuAy seised of tAe est�te hereby conveyed�nd ha tho right to grutt uxl
<br />-- convcy 1ha Propeny and thu tha Propeny b unencumberat. exapt for encumbru�cea of record. Barrower wur�nts�nd wiU
<br /> defend genaraly the ttde to the Proparty aig�inst�ll claims nnd demu�d�,subJect to any encumbru�ces of rccord.
<br /> �' THI5 SECURITY►NSTRUMENT cambines unifarm covenants for n�tianal use and aon•uniform covenants with limlced —
<br /> � vutiadons by jurisdictlon to consdtute�unitarm security instrument covering rc�l properry.
<br /> �' UNIFORM COVENANTS.Borrower end l.ender cavenant end agrce as follows: --
<br />',_� 1. Pwymeat o[ PriaclpRl �1 I�te;+at; P�+e�ymeat and I.ate Cb�r�a. Borrower shall prompdy pay w6en due the �
<br />--= pdncipal of and interest on the debt evidenad by the Note and any prc��yment urd laco chncges due under thc Nota.
<br /> — 2. I�tinds fa'1'�utes and I�arance. �bjxt to applicAOie iaw o� iu a writteii w�ifvei ty :.�auc�, �,^.:.H:r:.�all;.�; :o =
<br />-_- l.ender on the dsy monthly payments aze duo under the Nota�until the Note is paid in full,a sum("Funda')for.(a)yearly tues
<br /> �ad�saasmenrs which may attain priority over tbis Security Iasuument�s a!lrn on tho Properry;(b)yculy leaschold payments
<br />�' or ground renrg on the Property,if az;y,(c)Y�arly hazard or PropertY insur�nce premiums�(d)Yeuly flood Insurance premiuma,
<br />�= if uny; (e) yearly aartg�ge insurence premiums, if any; and (�any wrns psyabto by Borrower to ixuder. In�ccard��with -
<br /> the provisions of paragraph 8, in lieu of trie paymeat of moRgage insurance premiuma.These items ue called"Escrow Items.'
<br /> Lender may, at any time, oollect and hnld runds in an atnount not to ezcxed tke maximum amount a lender for a feder�+llly
<br /> alutd mortgage la�n rn�y eequire for Borrower's escrow account wider the federal Real Estate Senlen�ent Procedures Act of
<br /> 1974�s�mendal from time ro time, 12 U.S.C.Section 2601 a se+g.('ItESPA'),unkss another law thu applia to the Fumds
<br /> _- sets �lesser tunount. If so, Lender icuy. at any [ime. wllect aud hnM Funds in an unount not to excad rhe lesstr�mouat.
<br /> Lrnder mtny estimxta the amount of Funcls due on the basis of nurxnt data and reasonable estimu�s of eapenditures of futurt
<br /> Facrow Items or otherwise in accardance with applicat►le law.
<br /> The Funds shall be held in an institution whase dtposl[s ue insurod by a foderal agency. insaumeatality, or entity
<br /> (including I.ender,if Lender is such an institution)or in any Koderal Norne Loaa Bank.L,er�da stuli ap�ly thc flmda to p�y the
<br />�� Eacrow[tems. Lender may not c,tuge Borrower for holding aAd ipp��ying tbe Funds.uu►w�lly aaalyzing the�scrow accaunt, ot
<br /> v�rii'jring ci�c rscrow Itc„►;.u��i�;�;�,��,.ys Sairuwer int2rst oa t;w ;��3�g1ic:,E1�:.x�rm3t�:.:r.s.'sr ta m:y=:�^
<br /> _ i chuge. However. Leader miy[equire Borrower to pay a one-time cGarge for u►independent re�l cst�[e ax zeporting seevicx
<br /> ' uaod by I�euder in cau�ectiom with thls loan, unl�ss applicable law provides otherwise. Ualeu an agrtcmcnt is mudo or
<br /> _ «�..tirwhl�I�w rrm�it+r�►intere�et tn fir na1d,Lender shall not be nquimd to pay Borrower u►y interest or eaznings oa the Funds.
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<br /> — Borrowcr u�.i.ender may agrec in writing,however. that lntemst shall be paid oa the Funda. �.euaer snaii xiva iu ^nc„—.�*.;.>
<br /> -'�• W�thauc ct�sge, au annual accounting of zLe Funds, showing crcdits and debits to the Funda wd chc pwpose for whicb eacb
<br /> debit ro tha FUnds was ro�de.The Funds are pl�dged a�additionil secwity for all sums socuced by this Securlty Insttutneut.
<br /> lf the Fum1s 6eld by Lencler exaed t1x amouncs permitted to be held by applicable IAw.Lender s1Wl�ccount to Borrower
<br /> ; for tho oacess Fuads in accordance with the rcquirements of applicablc law. If the amount of the�w�ds heid by Lender u wy
<br /> � ` time is n�t su�'�Fcient to pay the Escrow Itemt whrn due,Lender may ao twtify Borrower in writing,aad,in such caae Borrower
<br /> . shdl pay to lxndec tho emount nxessuy ro milce up the deficiency.Borrower�h�li make up the defieiency in ao mon than
<br /> nvelve monthly p�y�ta,at 1�ender's solc discretion.
<br /> Upon payment ia fu�1 of�Il sums saund by this Securiry Tnstcument. Lendor shall promptly refund to Borrower aay
<br /> ' Funds held by I.ender.If,under paragcaph 21.Lencfer shall acquire oc aell the Property,Lender.prior to the acquieition or sale
<br /> of the Pro�perty, shall appiY anY Fund�held by Londer at the time of act�uisition or sale as a cmdit agalnst tha suma securcd by
<br /> -- — ttiis 5ecurity�nstcwnent.
<br />-"� 3.Applicatka o[Payaimb.Unl�ss�ppllcable law provida oihcrwlse,all paymr.nts received by Irender uader puagt�pDa
<br /> 1�nd 2 shail be appHed: first. to aay prepaymene charges due nnder rhe Note; second, to�mounts payable und�c paragraph Z;
<br /> " �hird,to interesc due;fourth,to princip�l due; �nd last,to any lue chuges due under the Note.
<br /> 4.C6arga;Uene. Borrower s6d1 pay alt taxes,sssessments. charga, fuxs and impositiom atWbut�ble to the Prop�sty
<br /> which may actain priority ovar th(s Security Insuument, aad ]wehold payments or ground rent�. if�ny. Horrower shall paY
<br /> these obliguioas in the uuwne�providod in paragr�ph 2,or if not paid in that mwner,Borrower shall pay thrm on timc dicoctly
<br /> — to tlie pec�son owed payment.Borrowa sh�ll promptly fumish to Lender all naiaa�f aznounte to be p�id w�der chis puagrq�h.
<br /> '� ' If 8orrower m�ka thae pnyme�►ta dirxtly,Bormwer shall promptly furnish to�ntler reaipts evidencing thc p�ymant�.
<br /> _ Borrower shall pmmpdy diacharae any lien which has priority over this Security Iauniment unless Borrowa:(a)�gras in �.
<br /> =� � writing to the payment of the obligation secu�ed by the lien in a mamxr aooepcablc to Lendcr;(b)oontests ia good fiith tt�e lien
<br />-`�'� � by. or defenda against enforcemeat of tlu lien in, logal proaYdings which in tho Lender's opinion operate to prevent the
<br /> ''�"� • enforcement o!the lien;or(c) securh froro the holdet of the lien nn�grament eatiafactory to L�ettider subocdin�ting the lien to
<br /> ��� th�s Socurity Instcument. If Lender determines that amr part of t�a Property is subjoct to a lien which may otUda priority over _
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<br />;;'41� this Security Instcumtnt, Lender rosy give Borrower a notice idontifying the lien.Borc+ower shall satlsfy tho lien or take one a
<br /> -�<< mon of t�e aatimns sec forth above wtthln 10 days of the giving of notioe.
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