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<br />,`� • S.Hw�rd t►r 1'ropertY laaunace, Sarowcr shall kocp ihe impcovemenis now cxisting ar hucaftcr crcctcd on tha Pr�perry
<br /> ,'�� insurcd agtdnst lo�.s by Cu�e, hazards includecl withLn tha teznt "oxt�nded wvcragc" and any other hav.ards, including floods or =
<br /> floading,[or whtch Lcndcr roquires insurancc.'rhiy insurtxt�s��a1�hc main�aincd in t�c tunaanls nnd for thc pericxla thei Lcndcr
<br /> _� rcqufre9.'Ilie insurenco carcler provid:ng the insu�w►ce shall bo cfincGn by Borrower subjoct In i,ontkr's approval which Rhall not
<br /> ba unrca�conably withhald. if Bcxmwa faUs w mainudn wverago dn9critx� abovc, I..cndt� rnRy> at Lcndcr's option, ohu�in
<br />_,� covcrAgc ta prococt L.cadcr'e dghta in 1ho Prc�perty In ncccxd�nco wilh p�nBrnph 7•
<br />-.— A11 in�uancc policica nnd renowals shull dc acccpabb In l.cndu�nd alull inc;ludc u stw�dard mortgagc clau.sc.l..cndcr�hall
<br /> � fu�vc thc riaht u�hcild tho pollciei�nd rer�owtla. lt I.cnc�r roc�i�it�. Acxrc�wu :�h�it promPdY giva w l.cndcr�ll roccipu of paid
<br /> - premiumr.�wxi renew�l txxlce,�,in ihe ovcot of toxr,��xmwer xlwll{�ivo prcxnpe Mnlcc u�thc fnsuranco certkr�rx1 I.encicr,l.eMler
<br />-- may mHico{ttoaf of Iruu�It ntN m*10 Prom{xlY Ay Harawer.
<br /> _� iinicx�i.cn�icr rrKi B�xr�iw�h.:�rw�;;.;�rr.,ir. ���:l�»n;� in�ur�r.ro r,_•nc•nyi�nhall ho�ppliod to rcalorxtkm ix rc�ir o�tho
<br /> — ��Y�+Uta1,if tho resuxntkx�cx rcp�ir ie c�conomt�ully fcasiblc and l.cndcr'a vccurity fy not ks�cnoct.If the rcx�nntkxi ix
<br />= �pNlr I�ncx aconcHnir,�liy feaaihb�r I.eoder'+:+ocuri�y wou9d ba I�e�n�l�i►�a insuranca procoods sha116e y�pliod to thn sumy
<br /> �ocurod by th� Saurity In�utnai� whcther cx not Ihr.� due, with �ny excess{�wl w &xt�wcr. If BOftQWCt 11bN�fIO11A lM0
<br /> -- pm�cny,cx dUaa nnt mswcr within 30 days a nc�)cc fmm L,Gndcr thx�hc in�uru►ca carria h�offcrcd ic�scub a c�lm,th�n --
<br /> — Lcnclu m�y colla:t tho Innur�nce prcx',�x.Lcr�du may u�c tho procoods W rcpalr or resto�c�ha Property ur w{wy sums sccurrd
<br /> � by thit Stcurity Insuumcnt.whcthcr ornot theo due.'it�c 30•day period will bcgin whce thc notico is givcn.
<br /> ' i` Unlcas Lender and Borr�wcr othenvisc agron in wriUng,anY application of proceeds w pdncipal shall not cxl�nd ar pos�ponc
<br /> � �he due dato of thc monlhly psYmen�9 rcfcxred to in P�B�Pha 1 end 2 or changc thc amount of thc paymcnis.lf undcr p�ragnph
<br />;,.� 21 the Pm�ertY is acqulred by Lender,Borrower's dght to nny insurenco policies and procoods rcsulting from d�e b the
<br /> prqxnY prior W the acquisi�ion shall p�ss w Lerider W the extent of�he sums secured by this Socuriry Instrument immodiataly
<br /> prinr w thc t�cquisition.
<br />� 6.Occupaacy,Preservatba,Maintenaace Aad Protectbn of the Piropertr; Borrorver'a Losa Appliatbn;1.e�eholde.
<br /> Bcxrowu shall occupy,establisi�,and use the Propercy as Borrower's principal residence within sixry days aftex the exxudon of
<br /> this Socurity Inswment and shall coerinuc eo occupy the Property as Borrowa's principal residence for et least one yeer atler the
<br />,.��� data of occuqancy, unMss l.endu odierwise agroes in writing,which consent shall not be unreasonsbly withheld,or unless
<br />=-- extenuating circumstances exist which are boyond B4rrower's conmoi.Borrowcr shaiI na i�si.i,y��ia8��'�P��c�""r�±,
<br /> _— �w � p��pertY a deteriorate,or commit waste on the Propetty. Barower shatl be in default if any fortbiutro actlon or
<br />:',;� procooding,wh�ther civil or criminal,is be8un that in Lender's good faith judgment could resutt in fodeiture of tho Propaty or
<br /> _;�; .....�i_ o.....,;�.T..o�,,.mpnt�r i w»drr•a ar.uriiy inlemat.Aorrowtt rt1aV CIUG 6uCh e
<br />`:'::� othcrwtse materiaiiy impair wc iicu .,�.iwu�y �u� .,,,,,,..., ....._----••• -- —
<br /> --- default and a[nstate,as provided in par.agraph 18. by cuusing�he action or prococdinB to be dismissed wilh a niling thut, in
<br /> I.,e�der's good faith dctumination�pmlu+�es fodeiture of the Barcowcr's intcrest in the Property or other meterial impdrmeot of
<br /> the lien created by this Socurity Instcument or 1.endcr's secuiity interest.Borrower shall also be in default if Bexrower,during tha
<br />.,� loan epplication process,gave materislly false or inaccurate infortnation ar statcments to I.ender(or feilcd to pcovida L�ndct with
<br /> ,— any material infamadon) in connc�c�ia► with the la�n evidenccd by thc Notc, including, but�ot limitcd ta� reptes�nteu4ns
<br />-•— conceming Botsower's occupancy af d�e Prope,rty as a principal residence.If thie Sxuriry Instrument is on a IeASehold,Baro�+�vet
<br /> sha11 comply wi�h elt the provisions of the lease.If Borrower acquires fe�e title to the Property.lhe kas��twld and the fa titk shall
<br /> not mecge unkss Le�der agrees to tha mergu in writing.
<br /> 7,protection of[,ender's Ri�hts in!he PropertY• If Bormwer fails to perform the covenants and agreemeats containeci in
<br />__=:s: this Security Instrument, a there is a 1e8a1 proceoding that mny significantly affect Lender's�Ights in�I►e PropertY(such as a
<br /> = p��Ing in bany�ruptcy,probato,for cond�cmnation or forfeiwre or to entac:e laws or reguladons),then i.endu may do and paY
<br /> for wbateva is necessuY to protece tha value of the Property and Lender's rights in the Pcuperty.l.,enda's actions may lncfude
<br /> paying any sums securod by a Gen which hav priority over this Sxuriry Instrument, appeaein8 in court, P1Yin8 rcasonabk
<br /> eaomoys' fees and entering on�he Roperty to make repairs.Although Lender niay takc ection undcr this paragrapti 7.1.enda
<br /> docs not havc w do so.
<br /> My amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrowes secured by this Security
<br /> Instr�men� Unless Borrower and Lender aE�rec w Whcr tcrms of payment, these amounts shaU bear intexest from Ihe datc of
<br /> disbursement at the Notc rate and shaIl be payable,with interest,upon notic�from[.cnder to Borrower roquesuin8 PaY��
<br /> 8.Mort�sge Insurance. If Lender required mortgege insurence as a cflndidon of moking thc loan secured by this Security
<br /> Insaument, Borrowu shall pay the pre,mfums rcquircd to maintain the mortgage inaurance in effccG If, for any rcason. thc
<br /> moctg�ge insurance coverage required by?.ender lapses or ccases to be in effixt,Borrawer shall pay the pcemiums roquired w
<br /> `�` obtein wverage substu�daUy equivalent to tha mortgege insurance previausly in effxt, at a cosl substantially equivtJsent w tha
<br /> -= wst to Bocrower of thc mortgage insurance prcviously in effect, from an altemace mongage insuecr epproved by Lcndcr. If
<br />`_-- = substantially equivalent moctgage insuranee cov�ago is not aveilaUle,Bocrower shall pay to Lender each month a sum equal w
<br />-�_::�� one-tweltth of the yearly mortgage insurance premium being paid by Bortower when tho insurance cove►age lapsod a c�to
<br /> — be in cffx� Lcndcr will accept,use and retain thcso paymcnts as a loss rcurve in licu of mortgugc insurance. Loss reservc
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<br /> =`=ti� Form�041 YIYO
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