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<br /> `� TOCiETHBR WITH ail ti�c improvemcn�g now on c�reufccr erected on thc property, and all casemcnts,appuricnances, and
<br /> u=-'- Csxtures now on c�rcaftcr a part of t,he propeny.Ali replaccmenis and additionq shull alr,o be covered by this Securiry Insvument. -_
<br /> -=� All of the foregoing is refured W in this Sxurity Insuument as Ihe"Propercy." r..
<br /> BORROWER CpVENANTS th�t�osrc►w.a�is lawfully seiscd of thc cstatc hcrcby convcycd and hag ihc right to grant and
<br /> —� convey tho Property and that the ProAe�t}' i9 unencumbereci,except for encumbrances of record. Borrowcr war�ant�� and ���i9 -
<br />:_�,� defend generally tho title Yo the Prope»y against all claima and demands,suhjcc:t to any encumbrancas of record.
<br />_;� TH[S SECURITY INSTR.UMfiNT combines uniform covcnanta for nationul usc and non-unifortn covenanu with limitcd
<br /> varia�ons by jurisdicdon to consdtuU:a uniform sexurity insaumeni wvering real propertY•
<br /> � UNIFORM COVENAN'fS.Borrower end Lender covenant nnd agree as follows:
<br />_''� 1.Payment of Princioal And Interest;PrepAyment and I.�te ChArges. Horrower shall prompdy pay whcn duc thc
<br />_'� principal of and ineere.gt on the debt cvidenccd by tlus Nou snd any prepayment and latc chergcs duc under the Note.
<br /> -- 2.Funde for Tnxa pnd Inaur�nce. Subjcct co applicabk law or to a wriucn weivcr by Lcndcr. Borrawcr shall pay w
<br /> Lcndcr on thc day month�Y P�Y���duc unckr thc Notc,undl the Notc is peid in fuU,a sum("Funds")for:(s)ycarly taxag
<br /> ' end asscssments which mxy�tu►in priority�vcr this Sccurity Inctrumcnt as a licn on tta Property;(b)ycarly lcaschold paymcn��
<br /> — a g�und�cnts on the Property,i[��y;(c}yc,�rly ha�ard or pro{�crty irssurancc premlums;{d)ycarly floocl insurw�cc prcmiums,if
<br />_-- �y� (c)Ycu�Y mong�e inwrmcc prcmiumv,if any;and(f�eny sums payabk by Borrowcr to Lcndar,in accc►rdancc with thc
<br />_;, p���yux�� oP pprwgnph 8, in lieu of the payment of mortgege insurance premiums.Those items are wlled "Bscrow Items"
<br /> l�uk�may,pt any timo,colbct and hold Funds in an amount not W cxcccd thc maximum amount a lcndcr for a fedcrally rslaud
<br /> m�xtgage loen may roquUe for 8orrower's escrow account under the federal Real Estatc Seukment Pc+ocedures Act af 147A�s
<br /> - �rt�nded irom timc to timc, 12 U.S.C.Sectiun 26U1 er seq. ("R�SPA"),unlcss enothcr law that applics to the Funds sets a lessa
<br /> amounG If so, i.enrJcr may, at eny Wnc,coUcct and hold Funds in an umount noc w exceed the kssu emounG Lei►du mey
<br /> es�lmate the amount of Funds duc on thc basis of current data and reasonnble esdmates oF eapa�ditures of future Escrow Items or
<br /> -- «}�,��occordanca with appli�a6lc law.
<br /> "i'he Funds shAll be held in an insd►ution whoso dePosits arc insured by a fcdecal agcncy,in�uumentaliry.or endry(including
<br /> Lu►dcr�if Lcnder is such an institution) or in any Federat�Homc Loan Baek.Lendcr shall apply the�nds to pay the Ascmw
<br /> Iwns.Luu;c+��,ay nai ct�gc Loszo��u f�tx!d9.�o���y�n�rlu�Fundc,au►nuelly enalyzing thc escrcrw account,or vuifying
<br /> the Escrow Items,unless I�ender pays Sarower interast a�the Funds and applicablc Iaw permits Lender to make such a charge.
<br /> Howcvcr. Lenda may nquiro Borrowu to pay a ane-dme charge fur en independent real estate taa rr,porting service used by
<br /> 1,,,,�,.,�., _.,M..M►�M± W��h ►hic lonn. unless appllcable law provides othcrwise.Unicss an agrament is madc or applicable lew
<br />-- � requins intaest to be paid.L.eridu shall not ba required w pay Borrower any interest or eamings on the ronas.uurxowu ana _
<br /> I.ender may agme in writing,hawcvcr,that inwrest shall be p�id on the Funds.Lcnder shall give to Bonra�wu,without chargc,�n
<br /> :�s ar,nml accounting of tha Funds,showing credits and debits to thc Fnnds and iha pur�wse for which eact�debit to the Funds was
<br /> �; mada The Funds are pledged as add9tional security for all sum�secured by this 5ecurity Inswment.
<br /> � If the Funds hcld by L,e�der exceed the amounts permiucd to bc held by applicablo luv�,l.ender shall account to B�nowu for
<br /> the excess Funds in eccordance with the re9uirements of epplicublo law.If the amount of tha�unds held by Lender at any timo i�
<br /> ;�ot suffiaient to pay thc Escrow Icems whcn duc,I.�ender may so nodfy Borrowcr in wdang,and,in such case Borrower shall pay
<br /> !�� w I.�a�de,r �iu amount neuessary to make ap the tkCiclency.Bonower shall makc up thc deCicicncy in no more than twelve
<br /> '�. monthlY PgYmcnts.et Lendcr's sole discretion.
<br /> ':�. Upon payment in full of all sums sxured by this Secur�ty Instrument,I.cndcr shall promptly refund to Bocrower any Funds
<br /> held by L.cnda•If.under pazagraph 2l.Lender shall acquirc or sell the Property,l.ender,prior to thc acquisition a sale of the
<br /> propaty. shall epply eny Funds t�eld by Leader at thc time of acquisition or sala as a credit ageinst the sums secured by U�is
<br /> ;`l' Security Insrcumcnt.
<br /> � 3.Appdeatbn o[Prymenis. Unless applicabie law provides othecwise,all payments received by L,ender under paragraphs
<br /> 1 and 2 shaU be applied: first,to any prcpnymenc charges due under thc Notc;second,to amounts payabk undcr paragraph 2;
<br /> third,to interest due;fauth,w principal duc;and last,to any lato charges duc under the Note.
<br /> ` 4.Char�as;Lkns. Borrower shall pay nll taues. �vsessments, charges, fines and imposiuons auributable to the Propeny
<br /> �� which may attain priority over this Secariry Inauvment,and ieasehold paymcnis or ground ren45,if any.Borrower shall pay thesc
<br /> �,� obligetbns in the mannu provided in pacagraph 2,or if not paid in�hat mannu,Borrower shall pay them on time direc�ly W�he
<br />__._= person owed paymcnG Bnrrower shall promptly fumish to Lender all notices of amounts to be paid undcr this paregraph,[f
<br /> _�:,`; . Donower mekcs those PaYmcnis dirccUy,Boaower shall prompdy fumish to Lender rcccipts evidcncing the paymcnts.
<br /> --- Borrower shnll promptly dischacge any lien which has pdority over this Security Insuument unless Borrower:(a)agroes in
<br /> °��� wridng to Iha pnyment of tho obligation secured by the lien in a manner acceptable w L.ender,(b)contests in gaod faith the lien
<br /> -.:=���;; peratc to prevcnt the
<br /> s . . by, a defends against enfoccement of 1ha licn in, Iegal procc�iings which in the I.ender's opinion o
<br />=� ' cnfaccmcnt of tho licn;or(c)sa;ures from thu holdcr of thc lien an agreamcnt satisfactory to Lender subordinadng�ho licn to
<br />-'��'•� { this Socurity Inswmont.If Lu�der detamiinus thut any part.of the Propecty is subject to a lien which may ettain priority over ihis
<br /> ��,�,*��� Sxurity InswmcnG 1.endcr may givc Bocrower a noucc idenGfying thc licn.Borcower shall satisfy tho licn or talcc onc or more
<br />"��.�� of the xdons set forth ebovc within 10 days of sha giving of noticc.
<br />�::,;� , Form�02� f110
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