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<br /> `�r'' � ; S.�t��zard �r PrQ rty ln auco. Norrc��er slssll keep thn improvem nte no�r o m� r erwted cm
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<br /> � ' thc Pro�rty i�surcci�ea►n�at loss by tiro,huerds included within the tarm "extondaf covar��O� �nd sny other hazerds,
<br />;,a;,�y� incl �tl�wds or 1loodin�,for Nhich l.ender rcti{uirrri i�u�urancn.'Thie insucanco shail t�:, mai�t3ined in thc amounu d -
<br /> � � or the perioct.�s tAnt l.ender req�.�ir�. 'fhe insunnte c�rrier providinA tho insunnco stull be chosen by Borrower _
<br /> subjec;t to l,cnder's�pprav�i which sh�ll not lw unre�.xm�bly withheld,lt}3orrower t�ils to m�intein coverage des�;ribed
<br /> abo��e,l.ender may,�t l.ender's uption,obtain covengo tn protat Lender's ri�hts in tne Property in accordance w ith
<br /> ;1" ';� pan�r�ph7.
<br /> All insucance policics and rennwds sh�ll bo accept�ble to Lender and shall include a standard mnrtga�e clause.
<br /> Lender sMJI hsve tho ri�ht to hold the policies and renewals. If l.ander requires, Borrow'er shall promptly give to
<br /> �' l.xnder all rxeipts al pe�iJ premiums�nd renewd noticea.In the ovent ot►oss,�iorcower shall�ive prompt n�tica to the
<br /> ��4'1 ',�, insuranco carrior and l.ender,l.ender m�y make prooi oi lase it not mado pramptly by Borro*�er.
<br /> � �'�'' Unless 1.Cnder�nd Borrower otherwise s�ree in writinY,insurence proceais shall be appliod to restoration or ropair,
<br /> M._', ;,� of the 1'roperty d�m��ed,if the restoration or repair is economically teasible�nd ltinder'a saurity is not lesaened.lt the
<br />_.�y?'�;;� exstotstion or repair is not oconomic�lly feagibte or Lender's eucnrity aauld be lessenod,the iasursnc�prcxada shill be �
<br /> ° spplied to tho�ums aecurod by this Security Inatrument,�vhether or not thon duo,with any excess paid ta Banower.It .y
<br /> �:..?.�.� Borrower absndons the Property,or does not answar withia 30 daye a aotico from I.ender tbit tho insurance carrier h�e _
<br /> ��=�"�'�'<�,� offered to settte a clum,thon Lender may collxt the insur�nce procoods.Lender may use the proceale w reptir or
<br /> ``�'•';� restore the Property or to F.sy suma secured by thia Security Instrument,Nhether or not then due.The 30'day period will��
<br /> =:��i�� begin when the notia is Qiven.
<br /> `'��'--= Unless Lendor�nd Borrower otherwise egreo in writinY,any applicetion ot prcexcls ta ptincipal chell not extend or�� _
<br /> --- postponc the dutl cince oi chc munthly payments retarird tu in paragraphs 1 and 2 or chanea tAo amount of the paym�nu � —
<br />--?f^�.n_..�. I( under paragraph 21 the Property is �cyuired by Lender, Borcower's riyht to eny insurmce policies ansl procted�
<br />--.,T;- resulting from d�m��e to the Property prior to the�cqu�eition efu►11 pe�srs to I.ender to mc o�wue o�uo sur��s sa.vr�:t�°
<br /> � thia Security Instrumont immodiitely pnor to the acqu�sition.
<br /> _-=�� 6.Occupancy,Pres�rvatioa,Miinten�nce�ad Protection oi t�e Prnperty; Horrower'a Lwn Applicatiaa;
<br /> ��o� Lwsehold�. BorroNer sAall occupy,establish,and use the Property as Bonower's principYl residence within siYty days
<br /> -==�R� after the executiva ot this Security IcLStrumet�t �nd ohdl continua to occupy the Property �e Bocrower'e princip�l
<br /> — - ,resideace for at least one year sftcr the date ai occupency,unless Lcndor ntherWiee n�in Nritiag,which wns�►t s�xdl
<br /> -= not be untea�onsbly rrithheld,of unlesg e�ttenuttin=circumsUnces ozist which aso bcpond�orr�wcr n Ctiuiiaa.Eo���� w
<br /> shall not destroy,dima�e or impair the Property,dlow the Property w deteriorstc,or oomaiit wastc on the Proparty.�
<br /> •------- Borrower ahall be in detault ii�ay torleiture action or pcoceodiag,whether civil or crimisul, is begun th�t xn Lenckr's � �
<br /> � — good faith judgment could result in tor[eiture of the Propetty or otherwiso materi�lly impeir the lirn created by this
<br /> - Sxurity It�strument or I.ender s security inter�t. Borrower may cure such a d�[ault and reinstate, as ptovidai in
<br /> ___-___= paragraph 1B, by ausing the action or procadin� to be dismisead with e ruling th�t. ia l.eader's good faitA
<br /> determmttiom,precludes iorteiture of tAe Borrower's interest in the Pmperty or oNer material impairment oi the lien
<br /> -- cr�atcd by this Security Instrament or Lender's secsuity interest.Borrox�r shall el�o be in d�fwlt it Bormwer,during
<br /> -- --=, the loan application proc�ss, gavd materially false or inacconte information or statements to I.ender (ar taitnd to 1'�
<br /> �— provide I.ender with any miteri�l iniormation)in wnnection with the lou►evidenced bp tDc Note,including, but not
<br /> -- limitod to,repreeentations wncerning Borrower's occupancy of the Property�s s principel residenoe. If thie Security
<br /> � Instrument is on a leasehold,Bonoxer shall comply with all the provisions oi the lase.If Borcower acquires foe title to
<br /> tho Property,the leuelwld and the fa title shall not merge unlcss Leadcr aPrees to the mergec in writina.
<br /> '�°'�� '• 7. Protectivn of Leader's Rijhts in t�e Property.Ii Borrower tails to per[orm ttro covenu►ts and agraments
<br /> - contained in this Securitp Instrument,or th�re is a lo�al proceeding that may signiticantly dfect Lendet':+ri�hts in the
<br /> --- �' Property (such as s proceeding in bankruptcy, probate, for condemnadon or forteiture or to eatorce laws or
<br />------- _=-- regulntions),then Lsnder may do and pav for what�vzr is necessary to pratect the value o[the Property and Lcader's
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<br /> , rights in the Property.I.ander's actions msy include paying an}sums�cured bp a lion phich hes priority over this
<br /> � Security Instrument,appanring in court,paying reasonable attorneys'fees snd entering oa t6�Property to make repaim.
<br />=� � Although Lender m�y tilco ection under thie puragraph 9,L.end�r doe;s not have to do aio.
<br /> ' Any amounta disbursed by Lender under this paragrnph 7 ehall become additionsl debt of Bonowcc exurod by thie
<br />-------•--- Sxurity Ic�strument, Unless Borrower snd Lender agra to other terms of payment. these nn�ounts at►all bar intenat
<br /> ----__� from tho date of disbursamcnt at the Note rate and shall be paqe6le,with intcrest,upon notice�'rom Lendor to Botrower
<br /> ---- -_ requestingpayment.
<br /> _- 8. Mort���e Insnrance. If L,ender required mortgage insurance bs a condition of mating tho loan secured by thia
<br /> - �m��;,. Security Instrnment,Borrowar shall pay the premiume required to muntain tho mortgage insurana in effxt.Ii,for eny
<br /> --�j°��a.y" reason, the �nortgige insurance coverage cequired by Lender lapses or cesse.s to be in eftect,Borrow�r shall pey the
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<br /> -_;,;�s?•,�"';.�• •� premiuma required to obtain coverage substantially equivalent to the mortgago iasurance previously in effect,at a coet
<br />;:;'s;;;;.���.��'.�;� substantially equivalent to the cost to Bonowcr of the mortgago insurance previowlp in etfoct, ftom an altern�te
<br />:;;���,�:�.`�;:°"�_ mortgage insur�r epixovod by Lender. If subetantially equivalent mortgage insurence coverage is not aviilable,
<br /> �-•r?:,' .• Borrower ehall pip n�s I�o:�.;rx�cach month a sum equal to one-tw�lfth of the yearly martgag� insunnce pctmium ixine
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<br /> �;-,�:��,;;;`�•.;�� paid by 13orruuer Rh,er�'�e�amarince ccrverago lape�d or ceaged to be in etfxt.Lender w�ll accept,use aad retain these
<br /> �''•'•'�' ., �aqmcats �.s a icx�+ r�.�r�� 'i.�t 1.Sc� c�t mortgage insuranoe. Loss reserve paymonts may no long�r be roquirod,
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