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<br /> , �'�,"I'0(3I3T�•iBlt WITki RII ��r�����Yno:v or hercitter ora:t on tho �ifiert � d � ra.qemcnts,
<br /> , eppurtena►nc�s.�nd f iYturee n�iw or h�rattor�part of the property.�All repl�cemente�nd idditicin�eh�ll deo be covered'"'' •
<br /> by th'eSccurity Instramcnt.All at tho fore�ain�is retorred to in this Sa;urity Itu+trument wa the "Prnperty." �_
<br /> ' •' ��RROVi'F?k (.'OV}'sNAN7'S th�t 13arrnwcr ie I�wtuliy aeisal ut tho aet�te hereby convo3ed and ha9 che rixhe cuCD
<br /> er�nt ind convey tho Prapert��and that tha}'roperty is unencumt+erecl, ezcept for encumt+r�nc�s oi ra:ord. AnrrowaOQ _
<br /> warrante and will defend Qener�lly the title to the Property�$xinst RII cl�ims�nd dem�nda,�subject to�ny encumbrancas
<br /> of rocord.
<br /> TfiIS SECURITY INS1'RUr�CNT combinee unitorm covcnant�tar national u�e�nd non-unifarm covenints with
<br /> limitcd vari�tions by jurisdiction to constituto a unifarm socurity instrument coverinQ reel property.
<br /> UNIFORAI COV�NANTS.Borrowor md l,ender covenant end aYrea es tollows:
<br /> 1.Payment oi Priacipal�ad Intore�t;P�repaymcat�ad I.ato Cb�r�e�. Barrowor s}ull pmmptly psy when due
<br /> the princip�l oi�nd intecest on the debt evidenced by the Note and aay prep�ymont and l�te chur�es due under the Nate.
<br /> 2.Fuads tor TaYea�ad Iasur�nca. Subjoct to eppllcable!�w or to a written w�iver by l,ender, Borrower ehell
<br /> y to l,ender on tho day manthly p�ymcnts�re dus unckr ttro Note,until the Note is peid in full,a sum ("Funds")for:
<br /> (�i) yarly taxes u►d�.ss�sments which may ettain priority ovor this Sxurity Instrum�nt as� lien on the Froperty; (b)n
<br /> yarly leasehold paymenu or eround rants�m the Property,it�u►y; (c) yatly hazard or propert}�insurance premiume;V
<br /> (d) y�arly flood insuraace premiuma,if�ny;(e)yearly murt�ago insurnnce pramiums,if any;and(i)�ny eume payabla � -
<br /> by Borrower to I.ender,in accord�nca kith the provisions ol para�raph 8,in licu ot the peyment of morteaee insurana�,�.�, �
<br /> premiums.These items ue eslled"F�crow Iteme."Lendor m�y,�t at�y time,coll�ct and hold Punds in aa amoimt not 0�
<br /> to exceed the maximum amount a lender tor a federally rdetod mortg�go loan m�y raquire for Borrower's escrow�
<br /> �wuunt undor iha feclesral Resl Estaw SeLtlement ProcCCiures Aot of 1974 w rmendod from timt to time, 12 U,S.C. S
<br /> . Section 2601 et seq, ("RESPA"),unless anather lew that epplies to the Funds aeta a lesser�mount.It so,Lender may,w
<br /> at:.n;t::::e,co!len!�.nd ho!�F,�n�.c;n�n smount not to eYCrood the le�er Amount.Lea3er ra�y estimato the amounL of ��
<br /> Fnnds duo on the basie of current data end reasonable estimates of e,xpenditures ot futuro Bscro�Items or otherwise in -
<br /> • �a;ordiace with applicablo l�w,
<br /> Thc Funds shall be heid in an institution whose deposits are insured by a federd��encp,instrumeat�lity,or antity
<br /> (includin�I,encler.if I.eader is such an institution)or in any Federal Home Loaa Butk.I.ender shall�pply the Funde to
<br /> � pey the Esccow Items. Lender m�y not cber�e Borrower far holding and applyit�the Funds,uintully analyxing the
<br /> ���,���n„�„r,�r v�ryipina the Fiscrow Itema,unlas I,ondor psys Borrower intefost on tho Fuads tnd applicable law
<br /> ' perrnita Lender ta meko such a charee. However, Lendar m�y requiro Bo�rower to pay a oue-time cEureo iar �n
<br /> •� independent ral eatate tux reportiag secvice usod by Lender in connection with this loan,unless�pplicable law prvvidas
<br /> � OtttCEN190.Unless an ap,reement is made or applicable law requires intercst to be paid,Lender ehall not bo roquired to
<br /> ,� pay Borroxer eny interest or earnings on tho Funds.Borrower snd Lender may��reo in writing,howover,that intereat
<br /> shel l be pnid on the Funds.Lender at�all give to Borrower,without charge,an annual accouatine of the Funds,ahu�cving
<br /> credits and debits to the Funds aad the purpose tor which cnch debit to the Funds wes mado.Tho Punds�re pled�;d ea
<br /> ndditional secwity for all sums secured by this Soourity It�trumcnt.
<br /> It the Funds he(d by Lender eYCeed tho amounte permittod to be held by applicable li�r�Lender ahall account to
<br /> Bormwer[or the eic�Funds in sccordance with tho requiremente of applicablo l�w.Ii tha amount of the Fundb held
<br /> t by Lender at u►y time is not suificient to pey the Fscrow Items when due,Lender nn�►p so notity 2�ar�ower ia writin�,
<br /> nnd.in such wse Borrower shdl pay to Lender the emount necessnry to meke up the deticioaoy.Borrower ahall make
<br /> up the deficiency in no more t6an twolve rnonthly payments,et I.ender's eole dixretioa.
<br /> ' Upon peyment in full of all sums secured by thie Security Instrumeat,I.ender ahall ptormptly refund to HorraWer
<br /> eny Funds held by Lender. If, under pangraph 21, I.ender shall acquire or sell thc Property, I,endtr, �tior to the
<br /> ` �cqtiisition or sale of the Proporty,stull apply�ny Funds held by I.ender at the time ot acyuieition or eale�s s oredit
<br /> egainst t�osum:,sccuted by thia Security tnstn�ment.
<br /> 3. a1��plication of Paymenta. Unless applicable lew provides otherwise,ell payments raeivod by Lender under
<br /> � pera�ttpl�v 1 nnd 2 shall be applied:first.to at�y pre�ayment charges dua under tho Note;exund,to amounts payablo
<br /> under pxngcaph 2;tAird,to interest due;fourth,to pr�nc�pel due;and last,to any late chruges dvo undar the Note.
<br /> , 4. Char�aa; Lioas. Botrower ahall pty all ta=es, es�s.�meats,chsrgcs, finrs and impveiGons atttibutable to the
<br /> Pruperty which m�y atui�► priority over thia Sxurity Inatr+iment,and loasek►old p�ymenta or ground renta, it any.
<br /> Borrower shall pay these obligations in the menn�r provided in peragraph 2, ot if not paud in that mai►ner,Aarrorver
<br /> shall psy them on time diroctlq to the�rson owed pnyment.Borrower bhsll promptly fumish w Lendet a11 notices of
<br /> amounts to be peid under this peragreph.If Bonower makes these peyments directly,Borrowet shall ptocnptly furnish
<br /> to Lenda roceipts evidencinE the paymente.
<br /> � Bonower shall promptly discharge any lien which his priority over this Security Instcumrnt unless Borrower:(a)
<br /> agr«s in writiag to the payment of the obligation securcd by the lien in a manaer acceptable to Leader;(b)contests in
<br />-- good tuith the lien by.or defends against enforcernent of the lien in, legel proceedin�e which in the Lender's opinion
<br />- , operite to prevent tho enforcement ot the lien;or (c)secures fron►the holdsr of the licn ea agroemant eatisfactory to
<br /> _ I,ender subordineting tho lien to thie Security Instrum�nt.If Lender determines that eny p�rt ot the Property is subjxt
<br />� to a lien which may ettain priority over this Security I�nstrument,Leader msy give Botrowet�mo�'iee identifying the
<br /> lien.Borrowor ehsll satisfy the lien or take one or more of the nctions set forth sbove witbi.��l��:r;,��s��f ibr..giving of
<br />= noiia.
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