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<br />:4`� :,�',.; . ° . 'TOGETHEIt «1TH all the improti•emrnts nocv or hrrraftrr rra�.-tad tin, tQe propetty. and al! easements, w �_
<br /> •� ' 't � appurtrnances,and Chtures notr or hesrafter a part of the prc�percy.all r�rli�crcrrr�;,s and additions shall ulso br rorered
<br /> '������•.•.• '' b}•this Securnty Instrument.Atl of the fare�ctiing�s refcm�i to in this S�:aritti�Ieurra�mrnt as thr'Yn�perty" . �,
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<br /> � ' <°. BORKO«'EIt CO�'�1a\"I'S that Borro�Ler is la«�tull}•sri�d oP ttic rse�.•,t PKrrb�• wmeyeel and has the right ta .
<br /> � �. �'� � grant and con�ey thC Property and that thr Propercy is unrnrumbrrrd. rsLCpr,fe�t encumbranres uf record. Horra�►er
<br /> ; � narrants attd will defend generall}the titte ta�he Propetcy�against all rlriis�.s aaa'.c�m�nds.subja;a to ans esicumhrances .
<br /> . : ''` `;`• of record.
<br /> G � ��� THIS SECliRITY LRSTRL"1¢NT combines uniform ca�•cnants For na:;r�ns��and non-uniform eavenants nitb
<br /> . - _:- limited<<ariadons by jurisdicsion toconstetutea uniform sex:urity�inscn►rrrecr.t c�ja�Eng s�ra1 propert}'- _
<br /> .` ; �;i.` U�IIFORI�t GOVENt3I`'TS.Borra�ver and Lender rn�enant and agree as f�tJk��:� .
<br /> . ' .';�:;��. 1.Payaz�at of Principal and Interest:Prepayment aad Late C@�rg¢s.Sbrrower skall promptly pay nhen due ��
<br /> '�.. ' � the principal of aad interest oa the debt evidenved 6y the�ote and any prepaysrtR�t and late chargrs due uader the Note. '�� .
<br /> .s:.�; , � :.� �. Fands for Taxes aud Insoraace. Subject to applecable laN or w a�ves.�Styn naiver by Lender,BosraNer s6a11
<br /> . ,' �`�' pay to Lender on the day monthly Qayments are due under the hote.uatit titx.'�;t is paid in fulf.a sum('Funds")for.
<br /> .��:`.t.-;�;<:� �:�i;�� (a)Searly tases and asse�ments which may attain priority o�•et this Secttrity InsEsament as a lien on the ProPertY:(b) .
<br /> :, ��r,, .•. .. }enrly leasehotd payments or ground reats on the Property.if any;(c)yeart3t ba'tard or propertg insurance ptemium�
<br />: ;,�r...:,.•.:. .. � (d)yearlp flood insorance premiums.if any:(e)Searis mortgage insurance Fse�'svtns,if anp;aad(f}aay sums payable ` }
<br /> �'.�:`.'�. . .,,, `��.� bj Bosro�ser to Lender.in accordance with the pro�tisions of paragesPh 8.in Iu:�sof tbe paFment o�mortgage insurance :'"�.
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<br /> . . :,`; 't; P�ums.These items are called'Fscrow Items.'Lender map.at ang tiuee.cailect aad hold Funds in an amount not .r�<:-
<br /> z �'' •� �' ,``:!:��'�� �'�►b+e Y �9
<br /> ,,,,,54. to esce�d.the masimum amount a lender for a federally related mo inas► ma uire for Borrowers�uw „
<br /> �� �!•��%� a�.�count un�r the Yederal Real Fstate Setttement Procedus�s rlct of 1QY/4 as amended from time to time, 12.I:T:S.C. .
<br /> S�ction 2601 et seq. �°�p�"�.���ther law that applees to the Funds sets a lesser amoun�.If so.L.en�r rnay. .
<br />--'�:��� ` � as any time,collect and hold Funds in an amount not to eaceed the lesser affioum.Leader map estimate the amowit of
<br /> '�" ' � ' Funds due an the basis of current data aad reasonable estimates of agpenditures of futuce Fscrow items or other►vise in
<br />':"rslf.,:.:.:,•-`�'r'.•,`:��", accord'ance�vithapplicabletacv. . '. _
<br /> ' �` �,�`� "`��t The Funds shall be held in an institution whose deposits are insured 6�a Yoderal agetrs.-s,instrumentalitg,or entity
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<br />_�,�f;;,.•,.'•''•,.,'�.�, .'.::• (including I.ender,if Lender is such an institution)or in any Pederal Home Loa�t Bank.L�.�der shall applg the Funds to .
<br />-_=~= �' ' pay the Esorow Items.Lender may not charge Borroner for hvlding and applying ttce Funds, aanually aaalyzing the
<br />�°"�\ ' � ' '' ����; escro�v account,or varifping the EscroN Items.unless Lertder paqs Borrower interest on the Funds and applicable law -
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<br /> '•�Y '" ��..,,.� permits Leuder to malce such a ef�arge. Hawever, I.ender may require Bononer ta pay a one time charge fdr an . ;:,�.:
<br /> independerfY�al estate tag reparting�nrice used by Lender im m�ttertion n itt�this toaa,cm3�ss applicable law pravides
<br /> �:-.��, at�etwi��x►�ess su agceement is��e or applicabte law requites interest to be paid,k.�der shall not be reqofred#o :'.'
<br /> �jsii,.a�3ozrcir+�`s aay interest or earniag,s an tM Funds.Borrower aad Lender ma�r agree'ia ceriting,however.that interest ��..
<br /> - :��is�lt Ue paid on the Fuads.Letu'.et shalY give to Borcower,without charge,aII annual arcauating af t$e F�mds,showitig
<br /> -�'"'`� � ���'�`t ��`credits and debits to the FuAds and the purpase for which each debit to the Fuatds was made.The Funds are pledged as _
<br />- . �. additiotial security for a11 sums secu�d by tivs Security Instturaent. ,
<br />- • , Lf the Funds held b�I.ender�vc�d the amouats permitted ta be held by appticable 1.3w,Leader shall account to
<br />- '�� ,� � .;��� --?�, Borrower for the eace�3 Funds in��dance evith the requiremeats of applicable la�.I��atnount of ths Punds held �,;�
<br /> ' <..��1� by Lender at any time r�n�r sufficiettt to pay the Escrow Items�vhen due,I.eude��.af so notifiy Botrower in writing, �' �`'
<br /> ; '.`•; _ and,in such case�amiw�shall pay to Lender the araount nece.ssar�to msski���g the 8e�ciencp.Borro�ver shaU make' � . ;�Y�3�""
<br /> up the deficiency in no more than.twelve monthly payments.at Lender s sole�saretion. �; � �
<br /> � ' ' Upon payment in fuU of all sua�s secured by this Secusity Instrument,Lender shall:�romptly refund to Born��ver °
<br /> � . ' �'� any Funds held by Lender. If, undr..-P paragraph 21. Lender shall acquire or sell the Pcnperty. Lender. prior tii.iii� �����;:
<br /> �� `'�'� � acquisition or sale of the Propeny,shelt apply aay Funds Aeld by Lender at-t,�te time af acquisition q�sale as a�rciiit �. " `�•
<br /> ���, 'k.` `�gainst the sums secured by this Securitp Iascrumen� � ' : • A-
<br /> . . . 3. Appiication oY Payments. Uniess app2icable law provides otherni�e,all payments iecei�e+t�7 Lender under ��.�,,,,,,y,�.
<br /> _ . : _ . .��. paragtaphs 1 and 2 shall be appiied:.#itst.to any prepayment chasges due under the N�se�aond�amounis papabte . -�-_
<br /> _ . ' :� . undet paragcaph 2;third,to inter�t di:��ourth,to principal due;and last.ta any tate cl�ary*�.�.due under the Note. `.�.��
<br /> _ .'� �'"�';�;�,��; . 4. Charges: Liens. Borrow�r���5 pay a li teaes,assessments,charges,�nes and im�sositions attri butab le to the '� •
<br />- . Pro wtucb may attain. r'.c::t•t�cn:er this Security Instrument,and l�t�ld `�"
<br /> P�Y . P °' P3yments os ground cents, if any. +:�
<br /> _- � Barrower shall paq theae a8iigat:s�:in the manner provided in pasagraph �or if not paid in that manner,Borrower
<br /> � � shall pay them on time directly ts�r?�r>�erson owed payment.BonaNer aha11 promptly rturnish w Lender all notices of
<br /> _ T..-= � amounts t4 be paid under this pard,,,,�rtz If Barrower makes these payments dire�tly.Barl�ower shal!promptly f�unjsh
<br /> ,. . . . • to Lendet rL�t.-eipts evidencing the pa::r.�r�ts. ':� , -
<br /> - �orrc�k es shall promptly dischazge any lien which has priority over this Security Instrume,nt uul�binrmwer(a) .
<br />-- . . ' .' : i_,�rees ip�vriting to tAe payment of�the obtigation secused by tt�e lien in a mannec acceptable to Ixnder;,�b)cont�sts in •
<br />-- . - � �;.good faiih the lien by,or defends against enforcement of the lien in, legal proceed�ngs which in ths Lender's ppiaion
<br /> ____ � '�'"` �� operate to krevent the enforcement�f the lien;or(c)secures from the holder of the tien an agreement satisfactory to
<br />__- . � ;`-����,' I,ender subordinating the lien to t�i�Security Instrument.If l.ender datermines that any part of tAe ProQerty is sublect
<br />-_-= „ .�����'t�'��_;: ; to a lien wtich may attain priority u ver thie Security]nstsument,Lender may give Borrower a notice identifying the �
<br /> _ lien.Borrower sha1l satisfy the liea o�take one or more of the actions set forth above within 10 daps of the giving of .
<br /> notice. .
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