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<br /> - • �TOGEI�ffit WTfH all the improvements noiv or hee�eafter erected on the psopertp, and aIl easemenn�, .;� :'�
<br /> . appurtennnces,and fistures now or hereafter a part of the property.All rCplacements and additions shall also be covered �. ,:`,�
<br /> ``.'��`�.:1;,...��,.>.� ' by this Security Instrument.�il of the foregaing is referred to in this Security Instn►ment as the"Propertp." �
<br /> t BORRO`VER C01/F.�tir1NTS that Borrower is 1awf�.�Y.eised of the estate hereby conceyed and has the right w
<br /> grant and couve�*.he Propertp and that the Proo�s� :s�a�::�nnbered,escept for encumbrances of record. Borrow6r n %r
<br /> � �:Y"'���Y �varran��a i�:::c�'�'�d�eaera3lF�?'�titte to the 4`*a�r;���a11 claims and demands,subject to anp encumbsauces ;
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<br /> ;4�,�.�.•�---`�•;i::�`; Tg�E.��"�:'�:.'s';�'�L3�'RL+�.��combines uniform:��e��^.ts for national use��d:non-uniform covenants�i.ti� , _^.: „�.:
<br /> - , limited v�:s:ions bg g.x�.sdiction w constitute a wuform sec��x�;�strument covering:�.,?'sC property. �,'�.,,, ..
<br />- ��' <<.:.'•�s:''��y UNIFORM COVEN.ANTS.Horrower and Lenc3er covenant and agree as follows:
<br /> • `'L`.
<br /> : ;:z; 1.Paymeat oY Princi al and Interest:Prepayment and Late Charges.Borrower shall promptly pay when due
<br /> i � ' the principal af and interest on the debt evideaced by t he Note su d any prepaymen t an d la t e char ges due under the I�ote.
<br /> �� ` 2. Fnnds tor Taxes and Insurance. Subject to applicable law�r to a�ritten wait�er by Lender. Borrowec s�all `•
<br /> �� � •'`,.�' paf to Lender on the'dap monthly payments are due under the'.Vote,until the\ote is paid in full,a sum('Funds")for. ��•r
<br /> ---- (a}year(y texes and ass�smenxs which may attain priarity over this Secur�t� Instrument as a licn on the Prop�y; (b) _
<br /> • ��'��, • = yearlp leasehold payments or ground rCnts o�the Pmpercy.ii any; (c)yrarly hazard or pzapere}insuran�prc�niur,�s; .
<br /> '- � ' -5 (d)yeacly tlaod insusan�premiums,it any:(e)yearly marcgage insurance premiums,if any;and(f�any s�ims payable
<br /> � �� - by Dotto�ver to Lender,in au;ordance with the provisions o4 paragraph 8,in lieu of the payment of moRgagc insvranse
<br /> ' •• �� ;': prrmiums.These itrms ar�callrA°Fscrow Items."Lender may,at any time,collect and hold Funds in an amount not ;:�;;�` .
<br /> • ` ta exceed the maximum amount a lendet for a federally related mottgage loan may require tar Borcowa�s escroa � .; .,
<br /> � ' ` ''` accaunt uader the federal Real Estate Settlemrnt Yracedures act of 1974 as amended itom time to time, 12 U.S.C.
<br /> � � ` - Section 2601 et�. ("RESP4").unfe.ss another law that applies to the Punds sets a tesser amoun�If so,Lender may,
<br /> ' • at any time,collect and hold Funds in an amount nnt to exc;eed the lesser amount.I.ender may estimate tbe amount of -
<br /> Funds dae on the basis of cunent data and reasonable estimates of expenditurea of future Bscrow Items or otherwise in ;�,_ti.';:; '
<br /> accotdance witb applicabte laN. '. ` �`.
<br /> 'I'he Faads shall be held in an institution whose deposiu are insnred bp a federal agency,insmimentaliry,dr entity �.:•
<br /> - (including Leader,if Lender is such an institution)or in any Federal Home L.oan Baak.I.endet shall apply the Funds w � .,.,
<br /> pap•the Esctow Items.l.ender maq not chazge Bonower for holding a�cd applying the Funds,annuaily analyzi�g the •" ��
<br /> .: ' escrow account,or verifying the Escrow Items,unless I.endrr paYs Borcower interest on the Funds and applicat�law '=`""
<br /> permits Leuder to make such a charge. HoHever, Lend�aisaF ralt�re Bonower to pay a one-time chas��.�� an c.4�::
<br />- , 1IIdependeut rea]estate tax reportin service used b• Lead���:i�n�ection with this loan,untesg applicable la�u p�+¢�-ides ,.,..•�:•
<br /> • othercvise.Unless an agreement is made or applicable law ae�:r.res'saterest to be paid,I,ender ahall not be r�iti��d to �'G���'
<br /> . ' pay$on�crey�any interest or earniaga on the Punds.Borror..r_and I.ender map agee in writing,however,that iiiterest � :
<br /> � �' shall b��:�an the Funds.Lender shall give to Borrower.���out charge,an aanua!accounting oF the Funda.�si'utwing ';;;;,��',
<br /> � � � credits�d debits to the Funds and the purpose for whirh ear�debit to the Funds was made.The Funds are p3��ed as ;.���-
<br /> additio�al security for all sums secured by this Security Instrument. � '� � .
<br /> ' ; If the Funds held by Lender esceed the amounts permitted to ba held bq applicab2e law,Le�r�es sSall account w �- � ="
<br /> ' � $orro�er fos the escess Funds in accordance witD the requirements o4 ap�plicable law.If the amo�r�r the Funds held "=;��_:
<br /> ` bp L,��.:r at any time is not suf�cient to pay the Bsaow Items when due,Lender may so notify i�bsra�ver in xvriting, , *••
<br /> � �;.
<br /> : � ;.,�.; :�: ��._.� and,i��:�ch case Horrower shafl pay to Lender the amount ner.essary to make up tAe deficiencp.Borco�rer sI�.�J.fi.�sake __
<br /> up the cit��ieacy in no more than twelve monthly paymea�s,�*.�.eader's sole discretion.
<br /> �= . . ' �`; (.�cr.:paqment in full of a11 sums secured by this Seec::����st�ament,Lender shall promptly refund to Eurrower ':�
<br />=- ' `',� � anp F:.�.�'.s he2d bs, g.ender. IY, under paragraph 21. Lerde-�:�3I r..qu:re or seA the Propettq. L,ender. prior to the �.:1=---
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<br /> ' � acqui�i�?�a or sa!a caf tha Property.shAll applp any Fua��e!d by�.eade�r at the time of acquisitioa or sale as a credit __
<br /> ' �+F� . .,' , agai�sa 2�.:sums secured by this Security Instrument. :
<br /> g1�+��t; + $..1�pplieation of Payments.Unless applicabte 1a�u provides other�vise.all payments received by Lender under r _.�:
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<br /> _ ,,;1 : � paragraphs 1 and 2 sha}1 ba applie.d:4irst,to any prepa�rn_nt charges due under tt�e Note;secoad,to amounts payable _
<br /> , :� under paragraph 2;third,to interest dun;4ourt�.to principal due:and last,to anp Iate chargea duo under the Note.
<br /> ' � . ..� 4. Charges; Liens. Borrower shall pay al�taxes.assessments,chargea,fines and imposiuons attributable to the � �_
<br />`�' �' � • Prop��vhicb may attain priority over tAis Security Instrusnent,and leasehotd paymenis or ground rents, if anp. � :`
<br /> .�� � � ,.� Bort�+:•r�e shall pay these obligations in the mannes proi��:d in paragraph 2,or it not paid in that manner,Easrowes _
<br /> . .�. . ' ' �f�* sha11�aa_;*.hem oa time directly to the petson owed paysr��'..Borrower shall prornptly 4umish to Lender all.r_��c:�ces of '�
<br /> - , `�,�` amou��ta be paid under this paragraph.If Bonower m-s�c�these payments directJy.Botrower shall promp��E:crnish :�.`=-
<br /> to Ler.c.e*receipts evidencing the payments. .
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