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� ., . <br /> k g2.�» �.10t09 <br /> 7'OGlTfHBtt WITl!all tlio Improvemtnts now on c�rcaner eiated on tho progcrty,and all eascmems,appnnenanses, <br /> ,- and Itxturcs now or heronflct a petl of the propoRy. AI I rcpixements and ndditions shail alsv tx.covcrcd Uy this Sccndry <br /> insimment. Alloftheforegoinglsrc(ertcdtoln�hls5ecurhylns�mnxntasiha"Propehy: ' �- - <br /> BORROWBR COVENANT9�haz Borcowcr Is IawPolly sclscd of ihc cstnto hrrcby ccnveycd and has ihe tigi�t ro grzat <br /> and convc9 the Pr ny and iha��he Propcny Is unencumUcrcd,ezapt for cncumbmnas of record. Dorrower warrants and <br /> wlll daTtnd grneraiPy ihe�iiie to the Propeny againrt a�l ctnims nnd demanes.subJca ro zny encumbr�nces ot raord. <br /> TI1I3 SGCURItY 1NS1RUM8NT combincs m�ifomi covcnents for �iational uu miA non•unifom�covcnants wAh <br /> Ihni�ed variaiions byprtlsdiction toconsiitme a uniPomi e,ecudty instrument coveflng n;al propeny. <br /> UNI�ORMCOV�'NANTS. EorrowernndLendcrcovenemandagrceasfollows: -� - <br /> t. 1'�ymtntof Princfp�i and Interut{Prep�yment�nd[ate Chuga. 6orcowcr shall prnmp�ly p�y when duo�he —. <br /> � principal of and inmrest on�ho debt evldenced by�he Note and any prepayment nnd Inte charges duo under tlie Note. <br /> 2� flmds forTAxss and InsurAntt. Subjcet to appIicabio law or to a writtcn w.ivcr by Lcndcr,Uortowcr shall pay ro <br /> Lender on�hc doy mo�uAly payments nro duo undcr the No�a,umil the Noto is pald fn(ull,a sum("Nndi)for.(e)ycariy <br /> taxes and assessmer.�s whch niay.nain pdority over this Secudly Inslmment as a t[en on the Pmpeny;(b)yeuty leaseho!d <br /> - payments a grourA rtnu on tr.�No{xny, if nny: (c) ycarly i�azud or propercy insuratt� prcmiums;(d) yeaziy 400d _ <br /> insurazr.v premiums,IF any:(e) �xazly rco[tgage ins¢ranm Qnm[ums,if any;ar:d (�any sums payable by dtorrower eo <br /> i.ender,G�accorcfaace with tho prorisions of QaragrspR 8,tn lieu of tMp�ynxnt of matgage insurance prtmiums. 3i�e�e <br />-- (tems are calitd"L'urow[tems" Lendcr may,at aay time,rnlltt!a�d irold FUnds in an amount rwt to cxceod t;�z maximcm _ <br /> amount a lender for a feQrroily reiated mortgage loan may rcqulre Por Borcower§ escrow account amder eha c'ofizr,+! P�eal �� <br />- I:stale Se{Ilement I'rocedares Aet ot 1474 as amended from limo Io time,12 U.S.C.§2601 at rrq.('RESFA'i.+t«F_ss a�uihrr -_._ <br /> - Iaw that applies ro the Tunds sets a lesser amount. If so.I.ender may,al any timq eollect and hotd 11nSs in an n:ao:=+!r.�c[o =- <br /> exceed tLe Iesser a�noimt, l.endrr may estima�o the amount of Ponds duo on iho 6uts of eurtent da�a ane?ceaoo�a'�t: � <br />= atlmatesotexpendi:uresu£fu[ureGscrowltcrosoro�henviscinaccordancea•ithapplicab!ela�v. _�' <br />� 7Le ILnJs sha;l Ge€i�M tn xn ins�iNtion whose dcposits arc insnrcd Dy a(cderol agency, instn�mcsrta:i�y,or cai:y �_-. <br /> qncluding Lender,if I.ran::r is nKh an instlmtion)or in any f'rdeml Ho.r.c La�s Dank. Lendcr shall apply AQ�cals Yr pap °��-. <br /> the Cscro�r Ircms. I.enAar Kay rs�.d,ardo Bortower for hoiding ar.d appiying�he Wnds,annually analyzir�L'tt escron <br /> account, �r redfying tix.Fscmw F�.:s.unleu l.endcr pays IIorcoxcr intcrest on tlie 1'vnds and applicebte 1aw �amtc �;""'. <br />'-- Lender�o rnate such a c6arge. Ha��:.�r,L.ender may requfre Uortower�o pay a onatime charge for on IndepenJer.c rc,G ,_` <br /> esta�e tax rcponing urviu used by l.endn in conntt�fon wlih�his Iomi,untrss applicable law provides othrrn�ise. .L'n9essm �-�`_. <br />� <br />