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201201013 desi�ate[1 a subsritute notice address by notice to Lender. Borrower shall promptly notify Lender of Borro�uer's change of address. If Lender specifies a procedure for reporting Borrower's change of addresG; then Borrower sha11 anly report a cUange of address through that specified procedure. There may be only one designated nofice address unda this Sec¢ei17 InStrument at any one time. Any notice to Lender shall be givzn hy delivesing it ar bp mailing it by firgt class mail to Lender's adet�ess stated herein unless Lender has dcsignated another address by notice to Bonower. Anc notice in connection with this Security Instrument shall not be deezned to have been given to Lender unta7 actually received bp Lexlder. If any notiee requirad by this Security Instrument ss also required Bnder Applicable I,aw, khe Applicable Lav✓ requuement will satisfy the corresponding requisement undei this Sec�nity Insuument. 16. Governing Law; Severability; Rules of Construction. This Sccuriry Instrument shall be govemed hy federal law an.d the law of the jurlsdiction in which the Property is located. All rights and obligations coatained in this Security Instnunent aze subject to any requirements and limitations of Applicable Law. Applicable La�v might explicitly or implicitly allow the parties to agzee by contract or it�night be silent, but such,ilence shall not be construed as a prohibition against a,�-eement by contract. In the eaent tLat any provision or clause of diis Securiry Instrument or the Note conflicts with Applicable Law, such conflict shall not affzct other provisions of this 5ecurity Instrumznf or the Note�vhich can be given effect without the conflicting provision. As wed in this Security Instt-ument: (a) worcli of the masculine gender sha11 mzan and include corresponding neuter ivords or words of fhe fzminine eender; (b)w•ords in the singulaz shall mean and include the plural and vice versa; and(c) the word"may" gives sole discretion without any ebligation to take any acrion. 17. Borrower's Copy. Borrower shall be b ven one copy of the Note and of this Security In,trumem. 1$. Transfier of the Property or a Beneficial Inierest in Borrower. As used in this Section 18, "Interest in tb.e Property" means any legal or beneficial interest in the Property, inclucling, buY not]imited to, those bcneficial intzrests transferred in a bond for deed, con�act for deed, installment sales contract or escrow agreemenf, the intznt of which is the hansfer of t1tle by Borxo�rer at a future daYe to a putchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural pexson and a beneficial interest in Borrowcr is sold or transfexxed)without Lender's prior written consent; Lender inay require immediate pay7nent in full of all sLUns secured by this Security Instrument. Howei�er, this option shall noc Ue cxercised by Lender if such eYercise is prolubited by Applicable Law. If Lenda exereises this opt3on, Lender shall give Borcower noYice oF accelerat4an, The notice shall provide a period of not less than 30 days&om the datc the notice is given in accordaaee wiYh Section 15 wilhin which Boaower must pay all smns securzd by tliis Security Inatrument If Borrower fails to pay these sums pdor to the expiration of this period, Lender may invoke any remedies permitted by this Securiry Instrumenz without further notice or demand on Borro�ver_ 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets czrtain condiaons, Borrower shall have the right to ba.ve enfarcemeirt of khis Security InetruzneaY diseontinued at any rime pri,or tp the earlies't of (a}fivz days before gale of the Pxoperty pursuant to any powei of sale contained in this SecUrity Instrument; (b) such other per9od as Applicable Law might specify for Lhe tennination of Borrower's right to reuistate; o*(c) entry of a jud��nent enforcing this Security Insirnmeut. Those conditions are that Borrowec: (a)pays Lender all stttns which then would be due imdzr this Security Instrument and the Note as if no acceleraTion had occurred; (b) cures any default of any other covenants or agreements; (c)pays all expenses incurred iu enFoxcing ttns 5'ecurity Instrmnent; 3ncluding, but not limited to, reasonable attomeys' fees, property 3nspection and valuation fees, and other fees incurred for the purpose af protecting Lender's intesest 24000240 NEBRASKASingle Fzniiy-Fannie W ae'Frsddie N ac ONfFOR'N INSTRUbi E�T Form 3029 1/01 WoltesKluwerFinancisl5ervlces vMPA�B21�itp5) 1 7