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201200795 ruluired by R�SPA, and Borrower shall p�y to Lender tl�e amoLmt necessary to malce up the deficiency in aecordance�n�itli RLSPA, but in no more th�tn 12 inonthly pnymcnts. Upon payment in full of all stuns secw�ed by tl�is Security fi�strument, l.ender shaIl promptly refund to Bocrower any Punds hcld by Lcndcr. 4. Chargoe; Liens, Ronrower shall pay all taxcs, asseasi�ient.s, ohargc.4, fines, ai�d inipositions attributablc to the Property wl�ich can attain priori6y over Lhis Secnrity Inatrument, leasehold p�yinents or groimd renfs on tl�e Property, iP any, and Community Association Dues, Fees, and AssessmanYS, if any. To flie extent that lhese items are Escrow Items, Borrower shall pay them in the mumer provided in Section 3. Bm�mwer eh�ll promplly disckaxge�ny lien wkicli has priority over this Seourity Instrument unlass Borrower: (a) agrees in wri[ing to the payntcrot of the obligaGon seoured by�the lien in a manner acceptabla to l,ende��, but only s�]ong as Borrowe�-is perPorming such ngreemenY; (b) oontests the lien ni good faith by, oe dePe��ds against enforcement of the lien in, legal proceedivgs which in Lender's opiniou operate to prevent the enforcementi of the lien while those proceedings are pending, but only until such proceedings are coucluded; or(c)secures from the l�oldor of tho lien an agreeinenC aahiefxeCory Co Lendex au6ordinaling the lien to this SecuriCy Instriunent. If Lender deternvnes thnt any pnrt of the Property is subject to a lien which can attain prioTity over this Security Instrwnent, L,ender may give Borrower a notice ideuCifyiug tlie lian. Witliin 10 deys of Ylie dete on whioh tiliat noCice is givetx, Rorrower shall sakisfy the lien or talce onc or inore o£the actions seC f'or(1i above in fliis Seetion 4. Lender m�y require Borrower ku pa�y a one-time cha��ge for a real estate tax verificntioi�and/oe rc�ortiing service used by Lender in conneokion With this Loan. 5. PYOpet'ty Insul'anCe, Borrower sliall keep the imprc�vcmcnts nnw exisling or heeeafter erecCed on Hie Property insused against loss Uy fire, ha��rds ineLuded within Ehe term "extended coverage,° and a�ry other hazarcis including, I�ut not linvtecl to, eflrYhquakes and lloods, £or which Lender reqnires inswonce. This inst�rauoe shall be maintained iii the �notiuita(including deducfible levcls) and for thcpe��iods that Lender requires. What Lender requiras pursuant tn thc prepeding sentencea oan change during the term of the Lonn. Tl�e inswuice carricr providing Che uisuxance shall be clioaen by Borrower subject tio Lender's riglrt tio disapprovc Borrower's choice, which right shall not be axerctsed unreasonaUly. Lender inay reqnii'e Borrower to pay, in oonneetiov with this Loan, eithex: (a) a one-time chargo for flood zone deEerminaCion, cerCifioation and tracl<ing servioes; or(b) a one-time cherge for flood zone determinaCion and certification servicca and 4ubsequent chnrges each time remappings or similar changes occnr wl�ich rek�sonably might aPfect such determinatiou or cerCification. I3orrower shall also Uc rc:sponaihle Por flie payment of any fees irnposed by tha Federal Rmerbency Maitagcnnenl Agenoy in conneotion with the review of any ffood zone deterininatlon rosulting ftom an objeotion by Borrower. If Borrower£ails to��aintain zny of fha ooverages deecribed above, Lender may obtain insw�ance cove�•age, at Londcr's option and Borrower's expense, Lender is under no obligatiou to purchHFC any particnlnr typo or funount of coverage. Therefore, such cover�ge shall cover I,cndcr, buf n�ighC or mi�tt not protect Borrower, Borrower's eqwty in the Property, or the oo�itcnCs oP Lhe Property, against Any risk, hazard or liability and might provide g�eatr:r nr lr,sso��coverage thnn wns ixeviously in effeGt. Rorrower Aala�owledges tliat t11e coet of the insnrxnca coverlge so obtained might signif cantlp exceed Uie cost of insurauce flwt Borrower coidd have o6Clined. Atry aznounts disbursed by Lende�-under this Section 5 sliall bccoine 2ddiCional cieb6�of � T3orxower secured Uy tlus SecLxrity Instrumcnit. '1'hese amounCs shall bear intexest at the Note rate£rom the date of disbursemrnrt and shall be payal�le, with such interest, upon notica fi•om Lender to Bon ower rcquestuig pnyment. 24000133 NE6RASKA-Single Famlly-Pannle Pd ealFretldie M ec UNIFORA4 INSTRUIdENT Form 3�26 7101 VM P p � VMPB(NF)Z�706) Wolte�s Kluwe�Flnanclel Bervices Pege B of 1