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20120074� Nationwide Advantage Mortgage Company (°I,ender"), and Mortgage Electronic Registration S�•stems, Inc., (" Beneliciary "), amends and supplemenLs (1) the Mortgage, Deed of Tivst, or Securih• Deed (thc "Security Instivment"), dated January 17, 2008 and eecorded in [he }{qLL COUN'I'Y. NE Records of �Name of Records] HAL[. COUN'fY, Nl� �Counly and State, or olher jurisdictiun] in Book or Liber: 200800466 at Page (s): I-6 � -15 � and (2) the Note, bearing the same date ae, and secured by, the Security InsUvment, �•hich covers the real and personal property described in the Security Inslrument and defined thercin as the "Yroperly," located at 321 S SYCAMORG S't' GIZAND ISLAND, NE 68801 �Proper[y Address� the real property described being set forth as follows: LEGAL DESCRIPTION ATTACHED HERGTO AND MADE A PART HERF.OF, AS E:XHBI'I''A' In consideration of the muwal promises and agreements eschanged, the parties hereto agree as tollows (not�ti•ithstanding anything to the contrary contained in the Note or Security InsUVment): 1. As of December 28, 201 I , the amount payable under the Note and the Security Instivment (the °llnpaid Principal Balance") is U.S. $ 75,232.52 , consisting of the unpaid amount(s) loaned to Borrower by Lender plus any interest and other amounts capitalized. 2. Borrower promises to pa}• the tlnpaid Principal Balance, plus interest, to the order of Lendec Interes� �vill be charged on the Unpaid Principal Balance for the tirst year at the ycarl�• rate ut' 4.375 % t�om January I, 2012 . Borrower promises lo mal:e monthly payments of principal and interest in the amount of U.S. $ 375.62 beginning on the Ist day oi� February, 2012 , and continuing thereulter on the same day of each succeeding month until principal and interest are paid in iull. The yearly rate of 4.375 % will remain in effect until principal and interest is paid in full. lf on January l, 2042 (the "Maturit� Date"). Rorrower slill owes amountti under the Note and the Security lnstrument, as amended by this Agreement, I3orrower will pay thesc amounts in 1'ull un the Maturity Date. NATIONWIDE ADVANTAGE MORTGAGE COMPANY MODIFIED LOAN MODIFICATION AGREEMEM WITH MERS - Single-Family - Fannia Mee UnHorm Instrument - Form 3179 1101 (rev. 01l091 Prwiding For Fixad Imerest Rete Amandad to mcluda NMary Acknowtedgmenb end other information D74578 (1110) VMP � Wolters Kluwer Finanaal Services 02011. 2009. 2008 Page 2 of B