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<br /> . TUGF:I'H�R WITH aH l6c irnp�•ovemc.nis nc,a•c�r IierenRcr crectedon�hc pro�erty.and all en�cmcnts,uppwienanccs. ;mu _-
<br /> lixturc� nmv un c�rcuftcr u p:irt uf thc pruperty. All rcplacemcnfs an�l iulditiun, sh;dl also hc covercd hy thi, Sccurity —
<br /> _ � � Instrwncnt. All uf thc forcaoing is rcfcrrcd to in tl�is Sccuriry Insu-uiucnt ns thc"Pruperry." _
<br /> ' BnRRUW(�R COVENAN7�S thal Ilnrro�vC�Is luwfully scisul of Ihc etila.r hercby r�mvcyed and h,iti ihc right t��grant imd _
<br /> : ,. ��': ;� convey the Properry and that the Pri�pcny is unencunibcrcd, cxccpt iitt r.ncumbratTCC. uf ierurJ. I3urru�scr warrants and will =
<br /> defend genLrully the title to the Property uguinst�tili claims und demunds,subject to uny encumbrmce�of recurd. _
<br /> ..�+� ". TNIS 3ECURITY INSTRUMENT combincs uniform covencmts far natianal usc anJ ni�munifonn cavcn.m�y with limitcd
<br />: `n•""'"�'�` vuriutions hy jurisdiction to c�nstitutc a unit'onn sccurity instrumcnt covcring rcal pro�rty. �
<br /> • + UNIFORM COVE�ANTS. Borrrnvcr and I.cndcr covenant.�nd agrcc ati follows: —
<br /> ' '' l. Puyment of Principal und Inter�t; Prepayment nnd Lnte CharE;eH. Bi�rrowcr shull promptly pay whcn duc thc _;,
<br /> � principal of and intcrest on the debt cvidcnced by tlie Note iind any prcpayment and latc chau�ge�du�undcr thc Notc. _
<br /> ; 2. Funds fbr T��xes �nd Insurance. Subject to upplicable luw or ta a written waiver hy L.ender, Barrower shall pay to
<br /> kL.ender on the day monthly payments are duc undcr the Note,until thc Nnte is psid in full,a sum("Funds")far:(a)ycady tvccs =
<br /> and asscssments which may attnin priority ovcr this Security lnstrunz�nt a:c a lien on the Property;�b)ycarly Ieascliold payments ,
<br />_, •� ���'. or gmund rents on the Property, if any;(c)yearly ha•r.ard or properry insurtmce premiums;(d)yearly flond insurancc premiunu,
<br /> � if uny: (e)yearly mortgage insurance premiums, if any; and(� any sums payable by Son•o�ver to Lender, in accardancc with
<br /> . r. � the provisions ef par�graph 8, in licu of the payment of mortga�e insurnn�e premiums. These itums are called "Escrow Items,"
<br /> I.ender may, at any timc, collcct and hold Funds in an amount not t�excced the maximum amount a Iender for a federally
<br /> � relateci mortgage loan muy require for Borrower s escrow accaunt under the federal Real Estatc Settlement Procedures Act of —
<br /> - 1974 as amendeci fram time to[ime, 12 U.S.C. Section 2601 et seq. ("Ri�SPA"), unless anotl�cr 17�v that applies to the Funds
<br />' ;,. se2s a Icsser amount. lf so, Lender may, at any time, collect and hold Funds in an amounz nuz to e�ccecd the lesscr nmount.
<br /> Lsndcr may estimate the amount of Funds due on thc basis of current Jata and reiisonable eaCimi�2es of expcnditu�•es of future
<br /> Escrow Ttcros or othenvisc in accordancc w�zh applicnblc law.
<br /> Thc Funds shall be held in an inst�tution whose deposits are insured by � fuicral agency, instrumentality, or ent�ty
<br />_ . (in_luding Lendcr,if Lcndcr 9s such an institation)or in any Federal Homc Loan Bank. Lender shall npply the Funds to pay the _
<br />_ � y '' � Escrow Items. I..endcr may nat charge Borrower for holding and applying the Funds,anr.uully analyzing the escmw account,or
<br /> .. r•'; '' verifying the Escrow Items,unless L.ender pays Borrower interest on thv Funds:ind applicablc luw permits Lender to make such
<br /> �'`•� `�� � 'i�G a ch�ree. However. Lender mav require Borrowcr to pay a onc-time chargc for an independent rcal estatc tax repoRing service
<br />�•f`.'� "' used by Lender in cunnection with this loan, unless applicable law provides otherwise. Unluss an agreement is made or
<br />";',:' • • applicablc law requires interest to be paid, l.cndcr shall not be required to pay Borrower any int�rest or earnings on the Funds.
<br />=� <<• Borrower and Lcnder may agree in writin�,however,that interest shall bc paid on the Funds. Lender shall give to Borrower,
<br />--'� , , without chargc, an annual accounting of thc Funds, showing credits nrta debits to thc Funds and thc purposc for which cach
<br /> �" •` �.'�� debit to the Funds wns inude.The Funds a3e pledged as additional security for aU sums secured bp tltis Security instrument.
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<br />¢�;:.'"�i= If the Funds held by Lender exeeed the nmounts permitted to be helcl by applicable luw.Lender shaU account to Borrowex
<br /> s�.;.,:
<br /> 3�_•;u��v,. for the excess Funds in accardancc with tho requirements of applicable law, If the amount of the Funds hcld by n er at any
<br />"'`""'` time is not sufficient to pay the 6scrow Itcsms when due. [.ender may so notify Borrower in writinB,and,in such case Borrower
<br /> �:�_ .
<br />_�;�,;, shall pay to Lender the amount necessAry to make up the deficiency.Borrower st��11 make up the deficiency in no more than
<br /> `::�"'s�� twelve monthly payments,nt I.ender's sole discretion.
<br /> `T""�`�"�'� U�n payment in tull of all sums secured by this Security Instn�rnent. Lender shall prompNy refund to Borrower any
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<br /> __,���,,� Funds held by Lender.If,under-paragraph 21, I.cnder shall acyuire or scf!the 1'roperty,L.cndcr,priar to the acquisitian or snle
<br /> --�:��;±�e� of the Pro{►crty, shalf apply any�Funds held by Lerder at thc timc of ucquisitian or sale ns a credit nguinst the sums securcd by
<br />�,. � this Security instrument.
<br /> -= -,.�.,��� 3.Appltcatton of Payments,Unlcss�pplicablc law provides othenvise,all payments rcceived by Lender undar paragraphs
<br /> =u�; I and 2 shall be applicd: first, to any prepayment chargcs due under the Note: second,to amounts payable under paragraph 2;
<br /> "��i�'1�'� third,to interest due;fourth,to principal duc:and last,to any latc chargcs due under thc Note.
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<br />- 4.Charges; Liens. Borrowcr shall pay all taxes, assessmcnts, charges, fines mid impositions attributable to t c roperty
<br />', --�� which may uttain priarity over tl�is Security Instrument, and leaschold paymcnts o�ground rents, if:�ny. Bonowcr shall pay
<br /> ~'��va�wY�"�"'�`9�r)"' these obligations in the manner provided in p�ragraph 2,or if noi paid in that manner, Borrower sfinll pay them on time directly
<br />- °'_I]fY�/lC��^Y�S!iII'
<br /> -���:�� to thc person owed paymcnt.Borrower shall promptly furnish to Lender ali noticcs of amountt;t�� bc paid under tliis paragraph.
<br />�����'�"�� If Borrower makes these payments directly.Bonower shall promptly fumish to Lender receipts evidencing the payments.
<br />=}`��;� Borrower shall rom tl dischar e an I�en which has riorit over this Securit Instrument unless$orro���er: (a)ngrees in
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<br />�r�.n�_.,._,�.:�: � wr;r�ng�o th�Paym�nt nf the oblieation secure�by the licn in a munncr accep?zblc to L.cnder; (b)contests in good faith the lien
<br /> ` ` by, or defcnds against cnfora:ment uf QP�e lieii in, legal proceedings which in thc Lcnder's opinion operate to prevent the
<br /> - .'``��'� cnforcement of thc lien; ar(c) secures frorn the liolder ot'die lien:��i agrecment sutisfuctury t�� Lender subordinating the lien to
<br /> - •. ��.�� this Sccurity Instrument. (f l..endcr detemiines that any part af thc Property is subject to a licn which may attain priority over
<br />-''' � this Security Instrument, l.ender muy givc Borrowcr u noticc identifyin�t thc lien. B��rrower shall satisfy the lien or take one or
<br />�.�� ' ��` more of the actions sct forth nt�ove within 10 days of the giving of notice.
<br /> -� ��.�'{` ' Form 30Y8 9�A0
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