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<br /> 70QIYlJiqR WlT3I a11 U�o Improrer,rnts naw ar hercatter crcaed on�tq prop:rty,ao-f all ux+ir.nts,ap�nenaixu,an�
<br /> fiiilu�.now or lleftt�Ror a y�it of �he pmpaty. All m{dnarocnn ancl aldi�lons sl�Rll also Le covcrtd by thls Sou�rity
<br /> �BINqY 11:All of d�o forsgolnF ts rcfercal ro In tlils Saudiy lnsmmum:u UFO•Pro�^.ny.• �
<br /> --FiU�1tOWItR"GOVI3NAN1'S that&rrox•ar is Iewfnliy sei�td ot tho esiato hudry mnreytd and Iws Iho Aghi!o gru�t and °°
<br /> Convey.the'Pta�rty and t4a�tho PropenY �s unencuntt+ernl,exapt for encum\�tanocs af r�trord. Borrnx•er warmnts and wlll
<br /> deknd gcAomily tho thlo to tho Prope�ty agninst xll cialnu and den�ands,subjcct ro any caccmbronces of rtco�d.
<br /> T�lI3 SRCURITY INSTRUh1qN7 mm6ines uniform mvrnams for natlonai uw,i�d nonnmifonn covcnmis with Iimitcd
<br /> vartitlons by Jnd3dialon io eonsthute a uniform secud�y Im�mnxnt wvcring rcal propcuy.
<br /> llNIrORId COVRRANTS.Dorcorcr and Lcndtr wvtn�m aixt ngroo es foltoxs: —_.__
<br /> 1. Pe�•mmt of 1'rinci�l �nd IMmstt �P�Yment �nd i.ate Ciurges. 13nttower shall pmmplly pay �vhcn duo lho
<br /> pdncipal of nnd tntcrcst on tho dcEi cvldcnced 6y tho Nnto nnA any propaynxnl and Into chlrges Anc undcr�i�o Notc.
<br /> 2. Fnnds tor Taxcs and Insurxnca SubJai w npplicablo Inw ur m a wducn wniver hy �.endcr, dorm�vcr shnll pay to
<br /> L.tMcr on tho day monthty paymems aroduo undcr tho Nntc,umil t6o Nota is pald in 11di,a sum('�ancls9 Por.(n)ycndy�axcs __
<br /> and:uussments whtch may auain pdod�y over this Security Instrunum as n Ilcn or tho Propetly:@)ywdy la�sehold paymcnu _
<br /> or ground renu ou Ne['ropeny.If any;(c)yaldy hmerd or propeny insamnco premhnns;(d)yH�dy Oaxl Insunnro prenilums, __
<br /> [E any;(e)yea�ty monga�;e(nsvnr.ce pnmiums,If any; and(q any sums payn6le hy Onrrorver to I.ender, in accordnnce whM1
<br /> tt�e provisions of puagraph 8. ia liea of�he paymenl of mortgngc Insnranw prenilums.7'huo itcros nro cnilal'Csttovr[eenrs.' --
<br /> L�r�'s.s miy, at ony tiffit,mt[tct and hold Funds in nn amount no� to exccod tho maxlmam nmoum a IenJcr for a fcEeralty _-
<br /> n:ated nwnga$z[oaa may r�uirc for Qormvrer s escrow account und.r iho fe�enl Real Cctete Settlement Procedures Act af _ _�
<br /> ;974 as�inendM Gom 8tr.etd tim.. 12 U.S.G Scctlan 1601 rr srq.('RGSPA"?.w�css a.�ollier law that applies to the FLnds ___
<br /> secs a�l'x.<xcr amount. If so,l.ender may,at any tEmq sollcct and hold Fn:As En yi amounl not to excYed the lesser xmount. __
<br /> . 6.en:l:r ar3y es0mate the amoun[oF�u�ds due on�he basis of currcm dota ar�d�a�s,aabic csUma:cs of exper.diwrcs of Cuturo .: :
<br /> ��Escmu ivema ot'ahc�•isc fn aaordance witte appiicable law. r;• :
<br /> - The f�imds'shall h.-Y:eld in an InsNtution wFASC drposl�s ore (nsurai by a fcderal egcncy, huUUmentali�y, or entity �4 .�
<br /> � (tnztudiag Lender,if Ler.�ier is such an instimdon)or in eny Paleml Homo Loan�nk.L.ender shall�pply the Punds to pay�Le �'•---•
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<br /> xs;.row ltains.Lendcr i1r{t�not chsrge IWrrower for fiolding and applying the Pundc,annu�lly analyzing�he.escro�v ncrnunt,or rz..-r_
<br /> -voriryl��he[3scrow Items,unless LeM:�pays IMrtower Interest on thc runds ar.d epplicx5le law pemii�s Lervler ro make such �
<br /> a charga Roxrover,Lender may nq�z'sce flnnower to pay a ono-time chnrge for an indepenc!em real este�e tax reponing service ���'z':�
<br /> � iised by I.ender in connealon with�ihu laan, uniess applicablo law provides o�herwlse. Unleu en agrcement is made or �•�_,�
<br /> applicabie lew rcquinx intcrest to bc paid, Lendcr shall not bc required to pay Borrowtr cny imerut or ea�»ngs on the�unds. x:_=:�-
<br />�= iiortowcr and Lcndcr mq�•ugxe in wrliing, hou•evzr,that inieru�shall bc paid.m ihe Pu�ds. I.cndcr el���l circ In IIortowcr, ��.=;.
<br /> - �wi�hout dusge,en annu�l uccaundrt�2 ot�ho Punds,showing credi�s nnd debi�s a the Fuads nrA tha purFose for which each -__
<br /> - dCbi�Io�ir�a:nds was mnda i�.FaaJa cic N1�7gi.1 oi a',��:�aa.-.�'s:,:.::i:y!o:�1:w:ns�;e^.c!6s in��sMi�.(�y Ingrumm�c. :�:e;,
<br /> If�he Far.d{hetd by l.rnd¢r exccrd ihe nmoums pemil�ted to be hcld by opplicnble low.i,cr.dar shall acrnum to Uo:row�ar ��"
<br /> fo�Iho exezss i•Lmis in ncmrdaf��vi�h�he tequlremeNS of epplicable law. if th:an+oum of the funds hekl by Lender r.� mp• wg..._
<br /> �iinie is not wfficlent m pny�he Curow I!enu when due,Lendcr ma so noti(�R«�owtr in a�ri�in ,and,in suah r.ue Dorro�vcr r"`�-�.
<br /> Y > B 3s"e:;:.,:.
<br /> shnU pay�tu Lender the amaunt ntte:ssaq• tu make up the deftciency. Borcower stx�ll make up ife deficiency in no mom�han �%;_'?.,-,
<br />- Iwcive moofilr paynxms,at Lender's w!e discrc�ion. �?"-
<br />�- - Upo�i payment In NII of ell sunu s.cund by this Securi�y Insuument, Lende� shz�l promply refund �o Dorrmrer nny ��,"_-�
<br /> ILr.ds hcld by Lender. If,under paragrxyh 21,Lendzr shall ncqulre or scll�he Pro(xn}. Lender,pdor�o�he acquisftion or sale ur:rr�-
<br />- of thc Propctty,shall apply any Fw�ds hcld by Lcn•.cr st thc limc of acquisi�ion m sale �u a crcdit agninst th sums saurcd by �?__`:"
<br />- thls Sccurity Instrumem. � '-''=::.
<br />.- 3.A�,ptitation af Fa�n�enis.Unless applicab)e law providcs ahcrntu,all paymcnts received by lanJcr ur.ACr�vagrs:phc "L�.-k,__.
<br /> 1 and 2 strnfi M npplled: Onl, to any prrgaynunt chuges due ur.dc�the Nme: secand, m amounts payable under pnra�,np1?: �!4�c';
<br />— third,to Interest due;fourir,to princiy�:h�e;anJ las�,to nny latc chargta due under the Note. ``-=:-,
<br />— 4.Chargts; Uenv. So�rnwer.3�n!I pay all laxrs.acucsmems,eharges. fin..�and in:?osilions m�ribu�ab'e m�he Propcny '^".
<br />- whlch may auzin priority ovcr�his Stcuri7V Insltamcne. r.nd Ica;chn;d paymenn m grou:d rcms, if nny. 4tnrtowcr shall pay ��:�_�
<br /> thesc obllgatlons In�he manner pro�9d..1 in par�gr.�ph 2,or If nnt paid in�ha�manncr,Uormtivcr shail � thcm un timc dircctl �"'=-"
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<br />- to the person o�vcd payntem. Dorrov:er.?�all promp�ly fumish to Isnder all nodee.a of amams iu Ix paid under this paragraph. �1�;:':
<br />- If 6orrowcr makcs�hese paymems dirc.:q�. 6orrou�cr shall promptly furnish�nlsider rcceipis cviJcncing�he payments. r="'----
<br />° Dorrower shall protnaly diuhncge any lien which has p�iariry over�his Src�riry Insuument unless florrower.(n)a rces in '"��`��-
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<br />° wriling�o ihe payment ot ihe oblignUon secured by�he lien in a manner nceep�aNie�o I.e�der,1b)mntes�s in g�xd faith the lien �,_i;;.:1
<br />� by, or defcids agains� enforcens�� n11hC Ilen i�. ICgal p�octtdincs which in Ihc Lender's opinion opera�c �o prc��em thc cr�t,-
<br /> - enforccmcn:of thc lien: m(c)smirc.(mm the holdcr of the tien u� agrcemcro saiisfactop�to Lcndcr wboNina�ing Ux lien�o `""
<br /> - Ihis Sccurfly Instrumsu:. if LenJer d2limilncs lhal anp pan n(U:c fkopetty ic suFjM lo a lien�d�ich may aunin prinriiv rn�er �%' ��
<br /> this Sceutily Insirumr.t. lrndcr may girc Qorrmrcr a nmicc idcmifcing ihe lirn.6orro�ctr�hall satisf� thc licn ar t�kc onc or �t`��'�--
<br />= nmrc of ihe aaions ti� funh alxwe wiihin 10 da��a of Ihc giving o(nn1i... Fr;:=:
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