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<br /> „ TOGETHER �VI1'H all [he improv�;ments now c,r hereaftcr crected on the prapcny,und ull cA�cnr.nts,uppurtcnanccs,
<br /> nnd�xtures now or hercafter a part of the prope►ty. All repincements und udditions shall alsa be covemd by this Security
<br /> Instrumcnt. All af the foregoing is referred to�n this Security Instrument ns the"Property."
<br /> ' HO�tROWER COVENANTS that Honower is lawfully scised of the estate hereby com�eycd rmd has the ri�ht to grant •.
<br /> nnd convey the Property and thnt the Propeny is unencombered,except for encumbm�ces of recorr�. F3arrower wnrrants anJ �,
<br /> � �vill defend Fenerally che tide to the Propeny ugainst nll clnims And dem�nds,subject ta any encumliranr.es of rccorci. �
<br /> ,;.f 'CHIS S�Ci1RlTY WS'1'RUMNN"1'combincs uniform covcnunGs for national usc and n�n-uni�'orm covenants wlth � ;,
<br /> . � limited variutions by Jurisdictian to constitute a uniform security instrumem covering rcal propeny. � �
<br /> ..-�•� UNIFORM COVENANTS. Barrower and Lender covenant nnd agme us Follows: �i �,-
<br /> �' •..�v� •�+ 1. Prayment ot PrincEpal and 1nGereat;Prepayment and Late Charges. Borrower sltull nrrrmptly pay when due thc � �•?�
<br /> princip3l of und interest on ihe debt evldenced by the Note and any prepayment and late churge,due undGr thc Note. �••�::
<br /> 2. Funds[or'tl��tes and Insuraace. Subject to applicublc luw or to a written waivcr by Lcrtdr.r.�arrowcr shull pay ro ° �
<br /> Lender on the dn monthl � ents arc due under the Note,until ttie Note is atd in ful1,a sum t"l�und��° f'�'-?
<br /> Y Y P Ym p ' )for: (a)yewly �,
<br /> � � taxes and assessments which may attnin priority aver this Securiry Instrument as a lien an tha EYa�perty:(b)yearty lenschold ■-_
<br /> , paymen�s or ground rents on the Properry. if any; (c) yeady hazard or propeny insurrinr.e pr�miumr; (d) ye:uly t7ood �.;:s-
<br /> insur.uice premiums,if any; (c)yearly mortgage insurance premiums, if any;and(r7 un� siimn pnynble by Horro�ver to .���'�
<br /> � Lender,in accordance with the provisions of paragraph 8, in lieu of the payment of morc�aBe inFiir�nce premiums. These , __
<br /> . • items are called"Escrow Items." Lender may,at any time.collect and hold Funds in un amount rtrnt ro exceed Qte maxin�um s;°'`
<br /> . &� amount a lender for a federall related mon a e loan ma �-
<br /> Y s g y reyuire t'or Borrower's escnaw account under dic federal Real
<br /> � Estatc Settlement Prococlures Act of 1974 as aanended from pme to time, 12 U.S.C. §2�U3 et seq.("RESPA"),unless artothcr -----
<br /> t la�v Q►ul uppties to the Fund�sets a lesFer umount. If so,Lender may,at any time,collucl and hold Nltrid�iti ttn amount not to �~
<br /> �' � exceed the lesser amount. Lender may estimate the amount of Fbnds due on the 6afliia rf cui4ent data and reusonAble �=
<br /> � estimates of expenditures of future Escrow Items o�oihenvise in uccordance with applieubl�luw. °-
<br /> The Funds shall be held in an institution whose depasit�s are insured by a federal agancy, instrumentality. or entiry ��"'
<br /> ,. (including Lender,iF Lender is such an institudon)or in ur►y Federal Home Loan Banic. Lend�r st�ap apply the Funds to pay
<br /> i 4�_ the Escrow Items. Lender may not charge Borrower for holding and applying the�ndt�,a�inuully unnlyzing the escm�v
<br /> - account,or verefying the Escrow Items. untess Lender pa ys Borrower interest on tha ELnd�and a p plicuble law p ermiGs �t=""
<br />_ ° Lender to make such a charge. However,[.ender mny require Boaower to pay a ona•tima chnr�c for an ittdepertdent reul �'
<br /> - �, estate tax reporting service used by Lender in connecuon with this loan,unless upplitnbl�luw provides othenvise. Unless un �
<br /> _ � agrecment is made or applicabla law requires interest ro bc paid,Lender sh�ll not be requi�d tn puy Borrower any interest or -
<br /> • earnings on the Funds. Bocrower and Ler�der may ugree in writing,however,that interest shall be puid on the�nds. l.ender
<br /> • �• shall give to Bomower,without charge,an annu�l accounting of the Fund�,showing crcd[to artd debi[s to the Etuids and the
<br />'' purpns�for which eaeh debit to the Flmds was made. The Funds are pledeed as additianui securita far all sums secured by �
<br /> •• this S�curity Insm►ment. _ _
<br />_ �, If the Func�.5 held by Lender exceed the amounts pernutted to be held by applir,aGla luw, Leader shull account to �
<br />- .- - • Borrower for the excess Funds in accordancc with thc rzqui�ements of applicable luw. If tha amount of die Ftinds held by
<br />�'`'� ,;;,,, �� Lender at any time is not suf8cient to pay the Escmw Items when due,Lendar muy so nodfy Duiv�ower in writin�,and,in
<br />���;:t•;;��. such case Boaower shall pny to Lender the nmount necessary to mnke up the dcrficiency. I3o�ower shall mAlce up the
<br /> �''" �`t���"`' deficicncy in no more than hvelve monthly payments,at Lender'.s solc discreuon.
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<br /> �'�'` �' `" U n a ment in full of sdl sums secured b this Securi lnstrument Lender shall �m tl r�efund to Borrower an
<br /> ��; ';, Po P Y Y t3' , P P Y Y
<br />-�-- �Lnds held by Lender. If,under paragraph 21,Lencler shall acquire or sell the Proper[y,Lender,prior ta the acquisi6on or
<br /> . '� sate of the Property,shall apply any Funds held by L.ender at the time of acquisiaon ar sal�ac a credit egainst th.cums
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<br /> --.'•._:�..�•r,. � secured Uy this Security Inauument.
<br />''"•"�`��•-�:t 3. A llcatIon of Pa ends. Unless n I�cuble law rovides otherwise, afl a�xttentu received b Lend�r under
<br />-=-�=:`.�*�?j•1 , paragraphs 1�and 2 shall be applied:first.to any prepayment chnrges due under the Natpia secmnd,tm amoun s payuble under
<br /> ,_- paragraph 2;third,w interest due;foutth,to principal due;and last,to uny late charges dun undcsr tha Note. -
<br /> v.=;Y.*r�� 4. Charges; Ltens. Borrower shall pay all tnxes, assessmente, chnrges, fnes and impositian3 attributable to the
<br />�,,,,;f�s�� Property which mny nnain priority over this Secudty Inswment.und lensehold paymecet�or gnaund rent�,if any. Borrower
<br />__ ;_�.;�d... shall pay these obliBAtions in the manner provided in parn�raph 2,or if not paid in that mnnner,Ba�mower sliall puy them on __
<br /> � ,, ��i time direcdy to the person owed payment. Borrower shall prompdy fumish to Lender�1!notices af amounts to be paid under �
<br /> ° ,���• this paragraph, if Borrower makes these payments directly,Borrower s�all promptiy fum[sh to Lender receipts evidencing
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<br />—___ ��- thepayments.
<br /> "-"' Botrnwer shall promptly discharge uny lien wliIch has priority over thie Sccurity Instcumant uitless�orrower.(a)agrees
<br />�-���'`� in writing to the payment of the obligadon secured by the lien in u menner ncceptuble to Lendur,(bD contesta in good faith the -
<br /> -�-� licn by,or defends against enforcement of the lien in,legal proceedings wtdch in the Lender's cpuiic�n operate to prevent the
<br /> +��.°-= enfomxment of the lien;�r(c) secures from the holder of the lien an ag�eemene satisfactary tm L.ender suboiYlinatin�the licn �--
<br />-""'�`'�`"'�` to this Security[nsvur;�ent. If Lender detertnines that any pan of the Property is subjuct tu a licn wt�ich muy attain prioriry �
<br /> -'��-� ovcr this Securiry Inswment,Lender may give Barrower a notice idenufying the lien. L���row�sr sl�ull sausfy the lien or take —
<br /> _ - �����':�,,,. one or more of the actions set fonh above within 10 days of the giving of notice. _-
<br /> - _ ' � ' _ 5. Hazard or Property lasvrance. Bono�ver shall keep die improvements no�v exiating or liereaftcr e►+ected on die -
<br /> ' '"�', Property insured against loss by fire,hnzards inclu�'..r.d within the term"extended coveta�e"and any odier hnzards,including �=
<br /> _.- .. . floods or tlooding, for which Lender requires insurance. 17ii� insurance shall be maintainec!in the amounts and for the �
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<br /> Fann 3028 9190 (pagr.2 oj6 pa�esl �'`•`=�'
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