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<br />- TOGETHER WITH al I �he impruvcmcn�s nuw ui I�crc�ltcr erccte�i on d�c prvperty,und all cn�.rmcnt,, il�1�111f1CI1q11f:Cti.and �'='
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<br /> . fixtures now on c�reaf'tcr u parc of thc prc��crty. All repincenunts nnd i►ddilionh shnll ul�.0 hr ruvcrcd hy lhis Sr.curity �_,
<br /> . � Instrumen[. All i�f the furcgc�ing is rcfen•cd t�>i�►thi;;Sccuriry Instrumcnt a,thc"Pruperty." �`
<br /> Y BORROWER COVENANTS that Burrovrcr i:: Inwfully ,citicd uf thc e+tutc hcreby cunveyed and has thc ri�cht �u�:r:a.nt und ---
<br /> -- �•nnvey �hc Propeny and thut Ihe Pmperry iti uncm:umherc�l, ex�cpt ti�r cnctuuht:mcc�nf rcrurd. Burruwcr wi�n•unts�ind will �;,
<br /> . ;.,�� defend generai{y�:h!'�itlrlo the Property again:;t�.II clai�e�s artJ demnnds.wb)ect ia any enrumbranr�,ul ircur.l. _ _
<br /> • THlS SECURITY INSTRUMEN'I cu���t:inrv .inifnr.n covenanls for nnlitmttl uti� und nim-unifurm ri�vcnunts with limitcd �._
<br /> ,,,",,;a.���.� variutions by juri+diction to constitutc a uniforen nccurity mstrumeni cu�•c�inF rcni p���j�����. �`
<br /> ;•+�...�.�+�+�"i UNIFORM COVENANTS. Borrowcr und l,.�adcr covcnnnt und agrcc as fnUnwh: _
<br /> ; , II. Pnyment of Principal und Interest; I're�tny�memrt ond I.ate Chninas. Hnrrower +hall promp[ly pay whcn diic thc _-
<br /> � ,.t principaf of and interest on the debt evidenced by die Note and any prepayment and latc chargeti duc under the Notc. _
<br /> - :..i �, F�mdc for Tnxes a�nd Insurance. 5ul>jr.ct to applicable law or to a �vrittcn wniver by I.cndcr. Borrower shall �ay to �
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<br /> } L,ender on the duy monthly pay�i�cnts ar�duc u�idr.r thc Note,until the Note is pnid in full, u au�n("Funds"1 far.(s)�c�'!�t•L-xes _
<br /> �� ' .;.�; and ussessments which may auain pr'sun�y over thi:; Sccuriry [nstrument as a licn �m the Property:(h)yearly Iwsehold p:i;;rrrcents
<br /> � `�� or ground rents on the Propeny, if any;lcl yeurly harard or property insurance pmmiums; (d)yearly fload insurance prem:ums, �
<br /> , '' if anv; (e) yearly mort�;a�e insurance pmmiu►m�, i!'any:and(t� any smns paynble by Dorrower to Lcnder, in accordnnr,e with �;
<br />__ ��� the provisions of para�raph 8,in lieu of ti�c pirymen[of mortgage insursncc premiums.Thesc items are culled "Cscrow �tems." �`.;`
<br /> „ Lender may. at ar�y time, collecl nnd h�ld Fundh in an:imount not ta excced the muximum amount u lender for a fec�ler.iity s
<br /> �, related mongage loan may require fr?r 6i�rrowcr's escrow account under the fede��11 Renl Estate Settlement Proccdures Act of' —
<br /> � 1974 as amendeci from time m ai�ne. 12 U.S.C.Scction 2601 et seq. ("RESPA"1,unless anothcr law that upplies to d�i:Funds
<br />- sets a lesser umount. If sc�, Lender muy, at any time, collect and hold Fundh in rn amount not to exceeci the lesser �trnount.
<br /> - . •�;� Lender may estimate the amaunt of Fund��due un thc basis of curnent data und rensonable estimates of expenditures ai'future
<br /> ' • , .,.� Escrow Items or otherwise inaccurc#unce with applecable law.
<br /> - The Funds shall be held in an institution whose deposits are insured by a fcderal agency, instrumentxlity. or entity
<br /> (including Lender,if Lendcr is such an instituteun)or i�any Fcderal Home Lann 13unlc.Lender shall a�ply the Funds to l�ay the
<br />�_ . 6scrow Items. L,ender mny nat chnr;e Burrower for holding and applying the Punds, annually analyzing the escrow accuunt,or
<br /> ; ." . . verifying the Escraw Itemr�.un[us9 L,endar pnys Guno�ver interest on the Funds and applicable law permits C.cnder to m4.ke sach
<br />�. ,-,, , a charge. However,Lender may��ec{uim. �orrower to pay a one-time char�e for un independent real esWte tnu re�ortin�c service
<br />�- ' u;r.� b; l�as!�sr in c�nnectinn with thie loan. unlcss applicable law provides othenvise. Unlcss un ugrecmcn� is rn:ide or
<br />��:� ". "-� applicable law rcquires interest ta be puid, Lendcr shaU not be required to pay l3oirowcr any interest or earnings on tu�c Funds.
<br />���"` ``"' �" Botrcower and Lender mny agree in writing, hnwevcr, that interest shall bc paid un�c Funds. Lendcr shall Qi��c to I3��rrower,
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<br /> �.°��;�'; '�. without churge, an annual aaounting uf the Fuitds,sho�ving credits and debits ro the Funds and the purpose for whic h eac h _,
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<br />$,�;m�v;#�.;;s',, , debit ro the Funds wus madc.The Fundx;ur plcdbed as additional securay fat nU sums sec:urcd by this Security Instrwn�nt.
<br /> ';.,_��.ti,y;;.; �,� If the Funds held by I.cndur excee� tlie am�unts permitted to be held by npplicable law, l.ender shall account to i3orrower
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<br />,,�,,..'�,:'' "; for the excess �unds in uccorclunce with the requirements of applicable Isw. If the aR►ount o#'the Funds held by Lendc:r at nny
<br />-n��'1;��'�+ time is not suff cient ta puy tha Escrow Ilem:��vlien du�.Lender may so notify Borrower in writing,and,in s�!ch case P3orrower
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<br />_�_.�;.�_ shall pay to T.ender the atnannt necessary to mnlce up the deficiency. Bonowar shull make up the deficiency in no more t an
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<br /> ';,.� twelve monthly payment�i. at Lende�r's solc disa�toon.
<br />-�:��,4':�..� Upon puyment in fuil of alt sums sccwrd by this Sccurity Instrument, Lcndcr shall promptly rcfund to Ro�TOwer any
<br /> -- �`"�'� Funds held b y Lendcr.(P, undt:r puragraph 21,Lc:nder shall ncquirc or seU the�roperty.L.ender,ptior to the ucquisi��on or sale
<br />:���;�� of the Property, shalt ap�ly any Funds held by L.ender at the time of acquisition or sule as a credit uguinst the sums secured by
<br />��";'''�7 this Security Instrument.
<br /> '�!"",�,� 3.Ap�licut�on of Fuymcsnt4. Unl�ss applicable law provides othcnvisc,all payments received by Lcndcr under paragraphs —
<br /> =��"`''� 1 und 2 shull be applied: ficst. to uny pnepuyment churges due under thc Note; sccond,to�unounts payablc under puragraph 2;
<br /> -- � = third,to intemst due; fourth,tcr pi�iteipul du�;una tasi.w a��y�atc:!:,ro��duu undar the Note.
<br /> �— 4. Cherges;1.ieno. Earro�vcr shult puy all caxes,assessments. charges, �nas and impositions attrihut�iUle to[he Property
<br /> `---- which may attain priarity over thie+ 5ecurity Instrument, and leasehold payments or ground rents, if nny. T�o�rower shull pay
<br /> - --=�`.�� these obligations in the manner providcd in puiagraph 2,or if not paid in that munn�r,Borrower shall pay thcm on ti:ne dinectly
<br /> _����� to the persan owed payment. Burra�var stuill promptly furr:ish to Leaader all notic�es af amounts to be paid undcr diis paragraph.
<br /> - -�—;-__.-,,,�,. If Borrower mnkes these payments din:ctly. Burro�ver tihnll prumptly fumish to �..cnder rcceipts evidcncing the puyments.
<br />��a� Borrower shall promptly dischurga uny lien �vhich hw priority ovcr this Sscwity[nstn�ment unle�x Bormwer;(a)agrees in
<br />°'=�!�,'.�g'� writing to the payment of the abligatuin Recurcd by iice iie:u i���r�a:����r acccp:wble:�l�nd�r; {r)mattnslti in ctoc�d f.u'[h Ihe I1C1�
<br /> �`���'�'=��'`� . b or defends a ainst enforcement oP the lien in, legat proccedings which in the Lender's opinion uperute w prevent the
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<br />—="����,���,:,,; , enforccment of thc lien; or(c)secu�uti fnam the holderof thc licn an�grcement sntisfactory to Lender subordinuting thc licn to
<br />— ��''"'�%' this Security Instn►ment. itLender dat�rmines tD�ut�iy purt of the Propeny is subject to u lien which may attain priority ovcr
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<br /> .,' this Securiry Instrument. Lendcr may give Purrc�wcr .�nutice identifying the lien.Horrower shall siuisfy thc licn ur takc onc or
<br /> ••�"� more of the actions set farth above wi►hin lC,duyY of uhe eiving of notice.
<br />-+�" � Form 3028 9l80
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