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201200337 Parcel ID Number:400044773 which cu��ently has the address of 1507 POST PL (Street) GRAND ISLAND (City), Nebraska 68801-7034 {Zip Code) ("Properry Address"): TOGETHER W[TH atl ihe improvemenh now or hereafter erec[ecl on Lhe property, and all casemeuts, appi�rtenances, and 13x[ures now or hereafler a part of tlie property. All replacements and additions shall also bc covered by thls Security Instniment. All of I'he foregoing is referred to in this Security lnslrument ati the "Pruperty." Borruwer unden[ands and agrees thnt MBRS holds oaly legal tille lo the interest granted by I3onower in this Security inshvment, but, if�ecessary to cmnply wiW law or custom, iY1LBS (as nominee for Lender and Lende�'s successurs and assigns) has ihe righC to exercise any oe all of those interests, including, but not limited � to, the right to foreclose v�d scll the Property; and to Cake any acYion� required of' Lender including, but not limited lo, rcicasing and canceling this Securily I�strument. SORROWER COVINAN'fS d�at Borrower is lawfully seised of the estale liere6y coirveyed and has the rigln to grant and convey the Property and that the Property is u�encumbeird, except for encambrxnces of reconi. Borrower warrants and will defend geneYally the title fo fhe Property against a11 claims and demands, subject ro any encmnbrances of record. THIS SECURITY INSTRUMENT combines unifoim covenants for national use and non-unifm'm covenaats witli Gmited variations by jurisdicflon to consfihde a«niform security inshument covering real property. Uniform Covenants. Borrower and I.ender covcnant and agrcc as f'ollo�vs: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Burruwer shall pay when duc [he pri�cipal of, and interest on, the debt evldenced 6y the Notc and any prcpayment charges and late charges due unde� [he Note. Borrower shall alsu pay fimds for Escrow Items ymsuant fo Sectiun 3. Paymenls due under the Note a�d [his Se�vrify Inslrumen[ shall be made in U.S. currency. However, if any cliecle or other inslrument received Uy Lender as payment untlur tlie Note or this Security instrwnent is remrncd to Lcndcr impaid, Lender may require that auy or all subsequent payments due under llie Note and this Security L�sWmeut be made in one or more of the followi�g forms, as selec[ed Ly Lender: (a) cash; (b) money order; (c) cextifted check, bank check, treasurer's cLeck or cashier's che�ck, provided any such check is draw� upnn an institution whose deposits are insured by a federal agency, inshumentality, or e�ntlty; or (d) Elechonic Funds Transfer. � Payments are deemed received by Lender when received at the locatiou designated in the Note or al snch other locafim� as �nay be designated by Lender i� nccordance with fhe no6ce provisiuns iu Section 15. � Lendcr may rctarn any payment or parfial payment if the paymcnt or partial payments arc insufficien[ to bring [he Loan cu�renL Lender may accept any paymenL or parlial payment insnfficienl lo biing the Luan � current, wi[hout waiver of any rights hereunder or prejudlce to iCS riglits ro.refuse such payment or partial paymcnts in tLc firturc, Lnt Lender is not obligated to apply snch payments at thc timc such payments arc � accepted. If each Pe�iudic Yayment is �pplied as uf its scheduled dne dafe, then Lender need nol pay interest on unapplied Cui�ds. Lender may hold such unapplied funds until Borrower r��akes payment to bring ll�e Loa�i c�u'rent. If Borrower does not do so wiltdn a reasmiable period of fime, Lender shall either apply such Funds or return them ro Borrowcr. If not applied earlier, such funds will be applied tn the ou[standing principal balance under the Note immediately prior to foreclosure. Nn nffset or claim which Bnrrnwer mighf have now or iu the fiiture against Lender shall relieve 13orrower from making paymenls due under tlie Nute aud this Security Instrume�t or perfurming the covenants and agreemenis secured by[his Security Tnstrument. oo112zazonos [oolizzazoao�7 NEBRASHA-Single Famity-Fannie Mae/Fetltlie Mac UNIFORM INSTRUMENT WITH MERS Portn 3028 V01 VMV 59 VMPGA(NEj(110.5).00 Wolters Kluwcr Pinencinl5ervices PaHe�of 1]