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<br /> TOGETFIEPt WiTH all the imprevementa ncaw or heru�fter emcted on thn pmpeny, and�11 euseuieuts,nppurtenances,:u►d • ,r$
<br /> • fixtures now or hercafter a pars of the �:r�pr,rty. AIB repl�cements nnd nddltiana sl�all also be covem,d Uy thi� Security
<br /> �� Instrument.All of the foregoing is refr.nrd ar�in tt.�ia Securiry Instn►ment as tho"Propeny. " _
<br /> � BORROWER COVENANTS thnt Sc�r�wer ie lavrfedly seised of the estnto hercby conveycd und hns tl�e riQht to grant nnd �, ���
<br /> ..;�..:�' convey the Property�nnd that the P���cr►y ia uaencumttcred. eacept for encumbr,u�ces o f record. Borrowr,r wrsrrnnts and will
<br /> • »-�-��"rQ" defend generally the tide to the Pr�perty a�c�Innt al!claimn arcd demands,subject ta any cncumbcances of record.
<br /> THIS SECURiTY INSTRUMENT comhine3 uniforn�r.ovenents for natianel usc nnd non•uniform covenants with limited
<br /> • " � vas�iations by jurisdiction to constituta s unff�rm security instrument caverinA m.�l property. � _
<br /> s UNIFORNx COVBNANTS. Bar.r�tver and Lenacr covenrun and a�rcc ae follows: ,� —
<br /> j ;. Pagm►ent of Principal ana 1:�tr.rest; a�re[layuie��: a�u La:� Ctsni�lea. Borrowcr sl�oll promptly prty hen due thc
<br /> � princtp�l of und interest on the debt evAdaQCed by tite Notc arLd any prepayment nnd late ct�uges due undcr d�e Note. _
<br /> 2. �nds[or Tt�xes and Insur�nce. S�ibjr.ct to applicable la�v or to a�vrinen waivcr by l.ender, Aorrower s e�ll P`�es
<br /> ' ''5 i Lender on the day monthly paymente am @ue under tdtc Note.untll the Note is paid in full.�sum("Cunds")tior:(a)y y
<br /> :,"',T; j•� and assessments which may attain pdoriry over tl�is SecuricY Instrument ns a Ifen on tl�e Praperty;(b)Yearly icasehold payments
<br /> ;.::.,:
<br /> ,.,,, •�,c. ':�•� or�round reAts c�n the 1Property, ii any;(c)yettrly hazar�or prop�ety insuraneo premiums;(d) yearly flood insurance premiums, _.,
<br /> • � ����� � if any; (e)yearly martgage inettrance premiums, if aay;and(�any sums pflyable by B-ottower to Lendr,r, in accordance with . —
<br /> � ��"`�� �" the provisions of paragrapli 8, in lieu of the puyrnent of mortgage Insurance premlums•Th�se items nre called"Escrow Items." '�?''1'�-'-'
<br /> . °.; l,ender may, at any tfine. callect and hold Funds in an ainaunt not to exceed the maaimum nmouut a i.ender for a federally
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<br /> a related mortgage loan may requice for Barrower's escrow secount under the federal Real Bstate Settle�ent Procedures Act of ��.-
<br /> .J�; 1974 as amended from time ta timc, 1Z U.S.C. Section 2601 et seq. ("RESPA"), wiless anuWer iaw cii�t applies to ahe Funds �:�,
<br /> sets a l�sser antount. If so, Lendar may, at any time, colle�t and hold Funda in an arnwnt not to excr.ed the lesser amount.
<br /> � Lender may estimsta the amount oC FunQu due on tlie basis of current data and reasopable esdmates of expenditures of future �--
<br /> - � Escraw Items or otherwi��e ia ucco�+dnnce wid�applicable law. �'
<br /> `. , The Funds shall be hold in an innticudon whose deposits arc insured by a fedcrol agency, lnatnunentality, or entity �
<br /> " .,; (including L.ender,if L.ender io suclt an inatitution)or u►�o n���nlvine thoi't uds,wlnually analYziu(;lche Scrowd aecount tor �
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