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I�tt _ 1 . ��iL.u.� � 3 . i � .... <br /> ....�iJln.e�.✓-L.i.�Vl:lcnu4tvFiw.r.n.�uv:1�...��.'✓J�9.�i���a����I�1���^' ._. . ..� .._....�__... _ � _ <br /> r J�..i�V��aIV _ <br /> FNRZ-3Li6-3 <br /> IfI��•AntiaoxctcisotLoComersloodpdon,ImustfirstaxeicedalaconAlltors.Thosxcondidonxacetbsc(Utmus� ___._..___ <br /> ghntM KoteRofdornatico thu I wom todoso;01)on th:Comr•rsMn Data,l must not bo indefault undenhe Note or thc <br /> Seturlly Insirunxnl:(IIU by adnta sp,.•cIt1W by�IFO Tao Itolder,i must pay the Nota Hotd,;r aconrersion ke of U.S. <br /> $ 10D.00 :and pv)1 must slgn ar.d give thc Nota Hotd.r any docunxnts the Notz F1otd¢r �-.�-_ <br /> requires to offat�ho wm•arsion. —=— <br /> (D)Caknlallon of I+txed Itntc ' ` '`- <br /> �-=�'�'_ = <br /> niy nzrv,fized Inttrost�ate wlll be equal to ihe Feder2l Na�lonal Mortgage Associatian i requlred net yleld <br /> as oSa dn�o and time of day sQcetficei 6y tho Noto Hotder for 0)if the odginal term of this Note is greater than IS ���...v,y� <br /> yoars,30•yearfixed nte moctg�ges covered by applicable 60•day mandntory Aelirery commitments,plus fire- �'�.�� �d; - <br /> elgLlhs of ono pz�+'+�ve G+>Int.((!t+25%x rounded to the nennst onacigh�h of onc percentage poim(0.125�k),or � - - <br /> (iq if the odginaE mem o€J�Is�y,��:6S IS �ears or less,.l.i-year.flxed rate mongages co�•ered by npplicab!t 60-day ���;;,,_,;: <br /> mandatory de0very cmronit�a�.:i'}�lus�ive-eiyht6s oRone pen:r.ntage point(0.625�k),roundcd to tCe nearcst � :-�r t(. <br /> onme(ghth ot one pe�senu�e p'o�ss".'{0.125riJ. Y?t]Is cC��)md+�r.r.yield cannot be determined because the applb �et r <br /> cabto commlimenro are nne aY�i>sL�7:;tL: 2'rxr @Io1dCr i�iU determine my Interest rate by using compsrable � ���Y� ' <br /> InCormallon.T1y newraceta!aaCa!es+m:erthlsSection5(B)wiltnailrgreatcrthamheAfaximumRutcs�ateJinSec�ion J{�,�, <br /> 4(D)abo�•c. MY IMTF..t�'ST S2�.1�� NtT.I_E. NEVCR. t�E 'C,�'Er�TER 7N11N 12.250 PGRCENT, ,��},. <br /> (C)NewPaymm�.tA�r.:muntnnOFt[ectlimiin:n� U1�'�:'s,s� : <br /> �syX�tt� . <br /> If I chooso to execcese th:C�nversion Op6on,the Tate Holder��ill deternilne�ho amount of�he monthly ; ,1 � :' <br /> payment that wout.�tx snf9ibiam to repay�he unpatd principal I nm expected tn oxe on�ho Comcrsion Dnce in ttrt��t,; ',` <br /> r,'-- , _. <br />, full on�ho maturiey da!e at my new fixed interest rate in snbsiamiatly equnl paymeme.The reside of�his cnlcu- a,�,��isyt�:- <br />' letlon�v10 be tfie r,e�r ntt;ount of my monthly paymen�. Qeginning wiih my firsl monthly pnyment after�T.e �"t;f+.��•,�;�:_ <br /> Conversimt Date,E i�uRl pac Iht rew nmount nc my momhly payment umil the Ma7oflly date. �;'�u;��'in"::-! <br /> r:7i`t..__. <br /> C.TRANSNE➢�m2F��Y��PR�P�RTY OR A DENEFICIAL 1NTEREST iN AORRO�YER hy�'rM.�rt7s=. <br /> I. Until florro��.r exercises�hc Convusion Optlon under the wnditlons slated in Sectlon D ot�his AdJusb '1't����`�^`:-�- <br /> ,yc:.:. <br /> ablc Ratc RIdeG Un+;orm Covcnnnt)i of�he Secudly Instrument(s nmended ro rcai.s follo�ss: �4�y`N:i+�: <br /> )r es �_.. <br /> 1Yxnsfcrofi�.37oPertyornrieneticialInteresttnDarowenlfalloranypxrtofthePropenyoranyinterut �.�4rt�,,,4.; <br /> In I!!s<_e!d e!!ea!e<(?r�ed(nr it a 6eneficfnl intcresl in 6orrower is sold or Ir.msferred the Dorrou�er is no�a �,„t <br /> naturnl person)withou�Lender's p�lor writlen conscm, Lendcr may,e�its op�lon,rcquiro immediatcµ�yment in ,� ��;,, , <br /> � fult of nll sums secuced by Uils Sewd�y Instrmnenl. However,this optlon shall nm Uo exercixed by Lender if -�J U <br /> exerclsc Is prohibited by fedeml law as of thc datc of�his Securi�y lnxuument. l.ondcr also shatl not excrcise thls 5.�,`,>;',ht j:. <br /> �=5.�s.v t._:: <br />-- option If:(o)Borrow�er cnuses�o bc submitte<i toLendet information ra�7uired hy Lcndcr to cvaluntc�he IntendtA „aJ.��l�„�__: <br />� trmisferee ns if n new loan were being made�o the vansierce and iby Lcndc� icc�sona6ly dttcrmints that l.cnd• - - - , <br /> er's securlly wlll not be impaired 6y�hc Inan assmnption anA �hat Ihe rlEk ot n bronch of any wrcnam or 3��jfi��t -__� <br />._ agreement fn thls Securlty Ins�mmeN is accapteble�o Lendee '�r�r�`^;;_"�� <br /> �a4,Xp�:..:. <br /> 'Ib tho ex�end permined by applicable laa�.Lender may charge a rcasonable fce ns a conditfon lo Lender's .�_�"'<��.ji;'_- <br /> consent to tlic ban nssnm �ion. I.ender also ma rc ulre thc uansferec to si n nn assum �lon n rcement that is ''`;�'.,;�^__ <br /> p y q 6 P S i•.<_ <br /> acccptablo �o Lender nnJ tha�obligates tlic�mnsferee ro Aecp all the promises nnd agrcemems mnde in ihc Noic �`_€!�.�'.;.�:•.- <br /> and in th(s Securl�y Instmment. Qorrox�er will wntinue�o be obltgated unJer the Nme nnd this Securi�y Instra• [S�e:T�.li.:`.�_ <br /> ment unlcss Iendcr rcleases Rotto��rr In writing. •� ,- <br /> fi � y <br /> It Lender exerdses�hc optlon to requirc immediate payment in fu1L Lender shnll gh•e Uarrowcr nodce of si,f�xth -_� <br />�- accclera�lon.The no�ice shall provide a period of not less�han 30 days from the da�c the no�lce is delivered ar �dr�t�:55:��.t'- <br />= mnilcd withfn whtch Dorrmvcr must pay nll snms sewred by this Scwriq• Insuumcn�. If Unrro�+�er fails to pay �i.�+'.;�-���^�- <br /> _ .in,iN;;;;:: <br />-' these sums prfor to�he expiration of�his period, 4enJer may Im�oke sny rcmedfes pennined by�his Security }���i�__- <br />