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<br />-M��.,�y� _ .a fM�nF• i f •"t 1rn.. w.. ni�+x:•,� v1�.y�� . __•'�.,'�'.S�:_
<br /> •�T3[4f.`� ` :_ :-�i��..�.- �.'."f������.a��'�Ysi..��r'�1�'11�:�..�.e_�k ��i- ,;`f7�(";', ..s.��?�,�'as t�hA.n+lic�r,��_�'� __ '�.' —
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<br /> . .. . ��um J„i�F./��� fc's`
<br /> TQC'sFTHER W ITH all tl�c impn�vements now or tiereafter erected on the property.a�ld a���ati��7C°�ti•appurtenattceti. and �•Y
<br /> ' � Y ��''.
<br /> fixtures nuw �►n c�rcaftcr �i part of the property. All rcpincemcnts and udditiuns shali ulso bc cnvc+'ed by this Sccurit
<br />-�r,�� Instrumcnt.All af tl�e furegoing is referrcd w in this.ccurity Instrunicnt as the"Pra�perty•" �. '
<br /> - x��_ " '
<br /> • BORROW�R COV6NANTS that Burrrnvcr is luwfully seisecl uf the cstatc hercby conveycd und has the ritiht t��grant .�nd _�_
<br /> cunvcy tlze Property and that the Property iti unencumbereJ, except for encumbranees of rernrd. Hono�ver �varnmt�: and will "
<br /> defend genernlly the title to th�Property ugainst all cluiros and denr.uids.subject to any encun►brance�uf rcci�rd. �";_
<br />�` THIS SECURl1'Y INS'fRUMENT combinesunift�rm covenants for nationa! use and non-uniforni covenants«•ith limited �__.
<br />,� variutions by jurisdictiun tu constitutc u unifbrni sccurity instrumcnt covcring rcal property.
<br /> ---° -- UNIFORM COV ENANTS. Burro�vcr and l.endcr co�enant und ugree us fallows: whcn duc thc
<br /> .;� 1. PAyment of Principal und lntevest; ['i�epnyment und L.ute Charges. Aorruwcr shall promptly pay :�,;•
<br /> >• , principa!uf and imc�mst on�he debt evidenced by the Note and any prepayment and late charges due under thc Notc. '
<br /> ■K-_
<br /> • 2, l�tnds �ar Tnxes aitd Insu�nce. Subjcct to applirxblc la�v or to u written waivcr by Lendcr, Bnrrnwer shnll pay to Er__-
<br />-=<':., L.cnder on the day mimthly payments arc duc undcrthe Notc,until the Note is paid in full.3 sum("Funed�si'1�°�eho d paym ntfi �`''.
<br /> - and assessmcnts which may auai�►priority ovcr this Security Instrument as a licn on the Pronertea�(b�t oaf insurance premiums, �
<br /> I��., •�,•,;{� or ground rents un the Property, if any;(c)yearly h.u.ard or property insurat►ce pmmiums;(d)y y
<br />"'"^��'� if any: (e)yearly mortga�e insurance premiumti.if any; and (�any sums payabde by Borro�ver to [�:nder. in accordance with :�_
<br /> .�+t
<br /> ���.?'�',�',� the provisIons af paragrAph 8, in lie�of the payment of martgage insurance premiums.These items are c:illed"Escrow Items." -
<br />�• �aa�,,:� Lendcr may, at any timc, culle�:� w�d hold Fue�ds in ari un�ount not to exceed the maximum amount a lender for a federally —
<br /> �:+^�?�i:� related mortgage loan may require for 8orrower's�scrow account under the federnl Real Estate Settlement Procedures A�t of _
<br /> � � 1974 as amended from time to time. 12 U.S.C. Sa:eian 26(11 el seg. C'RESPA"�,unless another law th:n applies to thc Funds —
<br />�='�,�Fn � sets a lesser amuunt. If so. I.ender may, at any time, coUect and hold Funds in an amount not to exceed the lesser amount_ �.,
<br /> .x-
<br /> ��`�� Lender muy estimate the amount of Funds due an the basis of cunrent duts and reasonable estimates of T��penditures of future -
<br /> -�.;;k. � Escrow items or otherwise in acconiance wid�applicable law. �n"j
<br /> "��`�` The Funds sha11 be held in an institution whose depoaits are insucr,d by n federal agency, instrumentality, or entity �
<br />:;_�:�,.
<br />-�i �� • (including Lender, if Lender is such an institution)or in any Feticral Home Loan Bank•Lender shall apply the Cunds to pny t e -
<br />-�•_�.������
<br /> _��;�� Escrow Items. Lender may nut chnrge Borrawer for holding and applying the Funds,annually analyz►�E the escrow nccoun,o�
<br />;:.�;:;:�t�RS.�r verifying the Escrow Items,unless Lender pays Borrower interest on the Funds and applicable law permits Lender to mnke such
<br /> -,,^:^i.�1�
<br /> u charge. Howevcr, I.ender may�t�uirc Borrower�to pay nlicable luw�provides othenvis��Unless an t�s�e�►�e�rt� n�c�or
<br /> :.'.`i. I]SC� by I.CRdCi iu �vi�iii�ttvi: :+;a.. itil� .OBE'!. ------- �.. �
<br />-��r�;�t� a
<br />-�:.;�� applicnble law requires interest t�be paid,Lender shall not be required to pay Bonower any interest ur earnin�s on ii�a�a���s•
<br />_�'^.+1t51�6
<br />-:.,�,,�,L-�! Borr�wer and Lcnder may agTee in writing,ho«�ever,that interest shall be paid on the Funds. Lender sh�ll give to rrower.
<br /> f���� without charge, an annual accounting of the Funds, showing credits and debits ro the Funds ana the purpose for whtch each c
<br /> hini�W�
<br />-r;;l� debit ta the Funds wns made.'I'ha Funds are pledged as additional securiry for ull sums secur�by this Security nstniment.
<br /> - = If the Funds held by l.+:ndec�xceed the rimounts pem�itted to be held by applicable 9x�'u•,Lender shall account to Basrower
<br /> -��'�' for the excess Fnnds i�1 accordnnce with the requirements of applicable law. If the umount�uf the Funds held by I.ender at any
<br /> °""'°'� time is not sufficient to pay the Escrow Items when due,Lender may so notify Borrower in writing.and,in such case Borrower
<br />_::-��,�� sht�ll pay to Lender the amount neeessssry to rnake uQ the deficiency. Borrower ehall make up the deficiency in nu more thun
<br /> —_�� twelve monthly paymcnts,at Lender s sole discrction.
<br /> -;;';;�� i7pon payment in full of aU sums secured by this Security Instrument. Lender shafl promptly refund to Bonower any
<br /> _— Funds held by Lender. If,under parngruph 21.l.cnder shall acquire or sell the Property.Lender,prior to the acquisitiun or sale
<br /> -- of the Property,shall apply any Funds held by Lender at the time of acquisition or sale as a credit ag,ii.r.st the sums secured by
<br />—--= this Security Instrument.
<br /> ------- 3.Applicatto»of Pnymcnis.Unless applipble law provides uthenvise,all payments received by Lendcr under paragtaphs
<br /> -- 1 und 2 shall be applied:first,to any prepayrnent charges due under the Note; second,to amounts payable under pnragraph 2;
<br /> ��' thirci,co interest due:fourth,to principal due; and last. to any Iate charges duc under the Note.
<br /> - -- -�_ �,�parges; �,r��s.Borrower shall pay ull taxes. assessments,charge:�,t"ines a�d impositions attributablo to tha Piroperty
<br /> __ �vhich may attain priority over this Security Instrument, and leasehold payments or ground rcnts. if any. Borrower shull pny
<br /> these obligations in the mann�'a-�ravided in paragraph 2,or if not paid in[hat manner,Borrower shnll pay them on time directly
<br />-�..�...�� to thE petson owed payment. �oraower shall promptly fumish to Lender all notices of:unounts to be paid under thie paragraph•
<br /> If Borrowc�mukes these payments directly,Eiorrowcr shall promptly furnish to Lendcr eeceipcs evidencing thc puymenta.
<br /> Bonower sk�a9!promptly discharge any Aien which has priority ovcr this Security Mstrument unless Borrower: ,n)agrees in
<br /> �;' writing ro the payment of the obligation secured by the lien in a manner acceptable to Lender,(b)contests in good faith the lien
<br /> ----—��� by, or defends against enforcernent of the licn in, legal procecdings which in thc Lender's opinion operate to prevent thc
<br /> ���.i enforcement of the lien;or(e}secures from the holder of the lien an agrecment satisfaczory to Lender subordinuting the lien ro
<br />`";"�SF�'~a'-: , this Security Instrument, If I.ender detennines that any part of the Property is subjeci to a lien w6ich may attuin priority over -
<br /> -""''''"-`' �this Security lnstrrsament.Lcnder muy give Bonowcr a notic:c-identifying tt�e lien.Borcower shall satisfy the lien or take one ur
<br /> ,�..,_'1�.�:;
<br />--°;`�'�;:;�,°, more of t�ie actions set forth above within 10 days vf the giving nf natice.
<br />-�`:�,�_: y : F�rm 3028 9/fl0
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