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<br />201200040
<br />Subject to the ovisions of Sectian 18, any Succ�sar in Iaterast of Borraver who ass�ne.a Borrawer's
<br />obligatic�ns under this �e�,cmity Instnunent in writing, and is approved by Lenc�r, st�a�l abtain al] af Boirower's
<br />rights and benefits imder this Security Ins�t Borrow�r sh�il not be released frt� Borrower's obliga#ions
<br />and liabilily under this Security I�raa�eat unl�s Lender egrees M such release in wridng, The covenattis aad
<br />agresfieni� of �this Se�curity Instntment sha]1 bind (excePt afi �xovided Yn SeCdiom 20) and benefrt the successars
<br />and essigns af Lender.
<br />14. Laan Charges. Lender may charge Borrower fe�es far services performed in cAnnectian with
<br />Brnro�rver's defauh, for the puQpose of protecting Lettder's interest i�n the Property �d righta w�der this Security
<br />Yns�nt, mcluding, but not limited to, attomeys' fees, Propei'l}' inspectio�► and va]uation fees. In regard to�ty
<br />other f�es, the absenee of express authoriry �Inthis Seeuriiy Tns�ument W charge a specifie fee to Borrower sha�l
<br />not be conslruecl as a proh biti�n on ihe chargm' gof suc� f�. Lender may nflt c�iarge fees that are expre�sly
<br />pzohibited by this Se�uity inshvument or by Applicable LavY.
<br />Iftlxe Lomi is suTsject ta a lat�v which sats ma�c�mum loan eharges, and ti�,at law is finaliy intecgreted so
<br />that �he mteres� or other loan ctiarges collected or to be collected in eonnacf3on with the Loan exceed the
<br />�emiitted lirnits, then: (aj any svd� loan eharge shall be redu�ed by the amwmtn to redttee the ch�ge to
<br />the peruxitted lirni� and @} acry sums akeady collected frora Borrawer w3�ieh exc��permitted lmmits will be
<br />refunded to Banov�er. Lender may ehoose tp maka this refund b�+ reducingthe principal owerl under dae Noteor
<br />by makmg a daect payment to Borrawez. If a refund reduces prmcipal, the reduction v�n71 be �eated as apart�a1
<br />prepa.yment withont any prepaymen# charge {whet#�erornora�prepayment charge is providetl forunder the�Tote).
<br />Boaower's a�c�ptauce of any such refimd made by direct payment to Borrower will constitute a waiver of �y
<br />right of action Borrower might have arising wt of Such overc}�erge.
<br />1S. Notices. All natic� given by Borrc�werbr Lend�r in crnmectionwit� this Seccu�ity Insfiunent must
<br />ba in writmg. Any notice ta Borrower � conne�tion wii� this Securiiy �nt shall b� deemed to have b�n
<br />given to Boaawer wben maaled by first class m�7 or�vl� a�tualiy delivered ta Boirawer's notice address if sent
<br />by other means. Notice to any one Bbrtower shall constituie notice to a11 Boaowers un1�s Applicabla Law
<br />exgressly requffes otherrvise. Tha motice addrass s� be i6e Propen#3+ Addrass �less Baaower has designatec} a
<br />substitute notice address by notice to Le�der. Borrowe,r shall promptly notify I.eader of Borrower's change of
<br />addxess. ff Lender specifies a procedure for repordng Borrower's ehat►ge of as�ss, then �orrower shall anly
<br />repart a change of addr�ss through that specified grocecleue. Tlaere may be only ana designated notic� address
<br />under this Seam'ty Tns�nt at any one time. Any no#ace to Lender shall be given by delivering it or by
<br />mailing it by first �lass mail to Lender's address state3, herein im�ess Lender has designated aaother address iry
<br />notice ta Borrower. Any noiice in connection with this Seciuity Instnm�ent shall not be dcemed to have been
<br />give?� w J.ender until actuall�+ received by Lend�r. Tf at��r notica reytured by this Security lnstrunaent is alsa
<br />reqwred under Applicable X;aw, the Appli�ablp Law requirement e�vi11 satisfy the cor�nd�g requiram�nt uuder
<br />t�is Seciuity Instrument �
<br />16. Governing Law; Severability; Rales ofConstraMion. This Seaurty Insti�ut�errt shall ba governed
<br />by fedezal law and tha Iaw af �a jurisdicrion ia which the Progerty is loceted. All rights �d t�blagations
<br />contaimed in this Security InstivrnBnt ara snbject to any r�uirements and limitations o� Applicatsle Law.
<br />Applicable Law migk�t explicrtlyorunplicitly allow thep�ties to agree by ca�tiact or it mightbe silent, but sucb
<br />s�lence shall not be construed as a prahibition agaimst ageemern by contract. In the e�ent that any�ovisictn or
<br />�lause of this Sec�uity TnsWment or the Note conflick� with Appl4cable La�r, sueh eonflict shaU nQt affect other
<br />provisions �of this Secnrity Jnstrument or the Nate which can be giverr effect w+ithout the conflietiag provision.
<br />As used in this Security Tnstrumen� {a) w�ds of the masculine gender shall mean and incIude
<br />correspon�ug neuterwrords or words ofihe feminine gender, (b) wozds in the su�gular shall anean aud include the
<br />plural and vice versa; and (c} the w�urd "may" gi�es soie discretian witht�irt any cibligation to take aay 2ctian.
<br />17. �orrower's Copy. Borrower shall be given one cqpy oftheNote and ofihis Secwity Instnunetit,
<br />S�. Tr�nsfer ug t6e Pi�p�r#y ar a BeneTeia� g�t�r�t i� ��rrAwer. As useci � 4his �tivn 18,
<br />"Interest in the Property" �iieans a�+ legal ar l�nefiaial umYerest in the erty, includ"ntg, butnot li�inted to, 3hose
<br />benef eial uiterestc irat�sferred in a band for deed, eontrtct for dee� installment sales conhact or escrow
<br />agr�ment, the intent of whic� is thehansfer oftitle by Boaower at a�1aue date to a purch8ser.
<br />If aU or any part of the Property ar any Int�t m#he Propeity is sold or'�ansfeired (or if Boaower is
<br />not a nawial gerson and � bez►eficial innt�e5t m Boirow� is sold or transferrec� witbout Lende�'s prior writtan
<br />conseni, Lender mayrequire immediate payruent m full of all sumc secured by t13�is Seeurity TnshvFnent
<br />However, thisoptioa shall nat be exercised by Y.ender'rf such eaceccise is �rolubited by Appliea�}e I.aw.
<br />If Lender $acercises this ogi�n, L�ader shall give Borrower nohce of acceleration. Tlse n�tice shall
<br />provide a periad of not less than 30 days frozn the date the norice 3s given � aecordance with 5ection 15 within
<br />which Banower must pay all sums seaired by this Security Tnstrument. If Borrower fails�ta gay these sums prior
<br />ta the expiration of this period, Lenckr may mvo� any remedies permittai by ti�is Security Instrvment without
<br />fmther notice ar demand on Borrower.
<br />�9 Borrower's Ri�ht 4o Re'r,nsiafe After Acceleration. If Burrower meets certain conditiens,
<br />Bort�ower shall h�ve the right to have enforcement of this 5ecurity Inshument disconeinued at any time prior to
<br />tlte e,a�liest of: �a} frve days before saie of the Froperty pursuant to �y pawer af sale contained ia this 5e�u�ity
<br />Instcvment; (b such olfier period as Applicable Law migh�t s�cify for the termination af 8orrower's rig�►t to
<br />reinsstate; oY (e� entry of a judg� t enforcmg this Security Inst�ument '1`hosz �anditions are tl�at B�rrower, (a)
<br />pays Lender all sums which t�en would be due under this Sec�u�ty instrument end the Note as if no acceleration
<br />h�i accutred; (b) cures anY default of any other �venants or agreements; (c) pays all expenses incurred
<br />in enfoccing this Sectail.y ��, includyng, butnot 3imited tq reasanable attomeys' fees, pro�rty inspection
<br />an� valuation fees, and other �ees incurrsd For thepu�pose of protecting Len�r's interest i� tt�a Prope�ty and
<br />ri�his under �is Secutity In�strument; and (d) takes suG� ar�on as Lender may reasonably require ta ass�ae that
<br />Lender's interest in �he Y'ro�erty and rig,t�s under this Seeurity Instrumen� and Borrower's obligation to pay the
<br />sums sec�sed by thu Secunty Instrumen�, shali corrtinue tmchanged. Lender rrmy �ey��e that Borrower �y such
<br />reinstat�neat sums and expenses in one ar rnare of the £ollowmg forms, as setected by Lend�r: (a) cash;
<br />(b) money order; (�} certified check, bank ch�k, treasmea's check or cashier's check, �ovided any such checic is
<br />drawn upon an institution tvhose deposits are insur� by a federal a�ency, inslrumentalit� or enfity; or
<br />(� El�anic Funds Transfer. Upan reinstate�nt by Borrower� thi, Secunty Insmur�nt �nd oblr�ations s�d
<br />bereby shall remain fully effective es if nc� ac,�eieration h�d oc,curred. Hawever, this right ta remstate shall not
<br />apply in the case of acxelera�on under �on 18.
<br />Zl1. Sale of Note; Change of 'Losn Servicer; No�ice of Grievance. The Note ora partial interest in the
<br />Note (iQgeYhcr with this Security Inshument) can be sold one ormo� rimes without prior notace to Boaraw+er. A
<br />sale rnight result in a change in the entity (lrnOwn as the "Loan S�rvicaz") that collecKS Pari�c Payments siue
<br />lYEBRASKA—S6�e Fataily—Fannie MaelFredd'ie Mac UNIFORM Il�iSTRIJN�I+JT pYI�RS) Form 3028 U01 (page 7 of 9 pages,)
<br />1�499.Ci�(9l113 RL1U684 CreaYlveThin{cing,Tne
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