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<br />1 f Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a
<br />period ofnot less than 30 days from the date the notice is given in accordance with Scction 15 within which Borrower
<br />must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums priar to the expiration of
<br />d�is period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand
<br />on Borrower.
<br />19. Borrower's Right to Reinstate After AcceleraHon. If Borrower meets certaia conditions, Borrower shall
<br />have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a)
<br />five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such
<br />other period as Applicable Law might specify for the terminalion �f Borrower's right to reinstate; or (c) enlry �f a
<br />judgment enforcing this Security lnstrument. Those conditions are that Eiarrower: (a} pays Lender all sums which
<br />then would be due under this Security [nstrument and the Note as if no acceleration had occurred; (b) cures any default
<br />of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including,
<br />but not limited to, reasonable attorneys' fees, property inspection and va(uation fces, and other fees incurred for the
<br />purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such
<br />action as Lender may reasonably re�uire to assure that Lender's interest in the Property and rights under this Security
<br />Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or morc of the follodving forms,
<br />as selected by Lender. {a) cash; (b) �noney order, (c) certified check, bank check, treasurer's check or cashier' s check,
<br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality
<br />or entity; or (d) Eleckronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations
<br />secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall
<br />not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security Instrument} can be sold one or more times without prior notice ro�rrower. A sale might
<br />result in a change in the enrity (known as the "Loan Servicer") that collects Periodic Payments due under the Note
<br />and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security
<br />Insteument, and Applicable Law. There also might be one or moee changes of the Loan Servicer unrelated to a sale
<br />of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice uf the change which will
<br />state the name and address of the new Loan Servicer, the address to w�hich payments should be made and any other
<br />information RESPA requires in connection with a notice of transfer of servicing. [f the Note is sold and thereaf�er
<br />the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Sen�icer and are not assumed
<br />by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may conunence, join, or be joined to any judicial ackion (as either an individual
<br />litigant or the member of a class) that arises from the other paety' s actions pursuant to this Security Instrument or that
<br />alleges that the other party has breached any provision of, or any duty owed by reason of, this Security lnstrument,
<br />until such Borrower or Lender has notified the other party (with such notice given in compliance with the reyuirements
<br />of Section I S) of such alleged breach and afforded the other party hereto a reasonable pericxl afler the giving of such
<br />notice to take corrective action. If Appiicable Law provides a time period which must elapse before certain action
<br />can be taken, that time period will be deemed to be reasonable for purposes of ihis paragraph. The notice of
<br />acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given
<br />to Borrower pursuant ta Section 18 shatl be deemed to satisfy the notice and opport�mity to take corrective action
<br />provisions of this Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances:
<br />gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br />materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal
<br />laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection;
<br />{c} "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contriUute to, or
<br />otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or pennit the presence, use, disposal, storagc, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrowee shall not do, noe allow anyone else
<br />to do, anything affecting the Propeety {a} that is in violation of any Environmental Law, (b) which creates an
<br />Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a
<br />condition that adversely affects the value of tlie Property. The preceding t�vo sentences shall not apply to the
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally rccognized
<br />to be appropriate to narmal residential uses and to maintenance of the Property (including, but not limited to,
<br />hazardous substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a} any investigation, claim, demand, lawsuit or �ther
<br />action by any governmental or regulatory agency ar private party involving the Property and any Hazardous Substance
<br />or Environmental Law of which f3orrower has actual knowledge, (b) any Environmenta( Condition, including but not
<br />timited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any
<br />condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the
<br />Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that
<br />any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall
<br />promptly take all necessary retnedial actions in accordance with Environmental Law. Nothing herein shall create any
<br />obligation on Lender for an Environmental Cleanup.
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT p�yy����,.��
<br />Fatm 3028 1l01 Page 8 of 11 www.docmagic.com
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