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Y� <br />1 <br />�o������� <br />8. Borrower's Loan Application. Bonower shall be in default if, during the Loan application <br />process, Borrower or any persons or entities acting at the direction of Borrower or with <br />Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or <br />statements to Lender (or failed to provide Lender with material information) in connection with <br />the Loan. Material representations include, but are not limited to, representations concerning <br />Bonower's occupancy of the Property as Bonower's second home. <br />BY SIGNING BELOW, Bonower accepts and agrees to the terms and co enants containe in this <br />Second Home Rider. <br />�� �� � ,o - � �° <br />( ea (Seal) <br />Deborah M McMillan, by <br />Power of Attomey <br />-Borrower <br />`� ,�� .e"`°"' tiC.��v""� L��19'�� � <br />� V�!��'� / "/ • l / S 1� S�1 <br />� � � � <br />Deborah M McMlllan, by Phyllis Bartu as _gorrower -sorrower <br />Power of Attomey <br />MULTISTATE SECONDHOME RIDER- Single Family - FannieMae/FreddieMac Unlform Instrument <br />Form 3890 1/01 <br />Laser Forms Inc. (S00) 4463555 <br />LFI #FNMA38901/01 Page 2 of 2 <br />