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� <br />2 01109855 <br />Recording Requested By: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />(800) 576-4687 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />SECOND HOME RIDER <br />ParcellD: 400110687 <br />Loan No: 101246299 <br />THIS SECOND HOME RIDER is made this 28 th day of December, 2011 , <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />or Security Deed (the "Security Instrument") of the same date given by the undersigned (the <br />"Borrower") whether there aze one or more persons undersigned) to secure Bonower's Note to <br />Five Points Bank, a Nebraska Corporation <br />(the "Lender") of the same date and covering the Property described in the Security Instrument (the <br />"Properly"), which is located at: <br />2107 W John St <br />Grand Island, NE 68803 <br />[Property Address] <br />In addition to the covenants and agreements made in the Security Instrument, Bonower and <br />Lender further covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are <br />replaced by the following: <br />6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second <br />home. Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at <br />all times, and shall not subject the Property to any timesharing or other shared ownership <br />arrangement or to any rental pool or agreement that requires Borrower either to rent the Property <br />or give a management firm or any other person any control over the occupancy or use of the <br />Property. <br />MULTISTATE SECOND HOME RIDER- Single Family - FannieMae/FreddieMac Unlform Instrument <br />Form 3890 1/01 �/� _ � <br />Laser Farms Ina (800) 446-3555 I � C �!_Q/� �� <br />LFI#FNMA38901/01 Page 1 of2 I�it181S: �� �� <br />PJd .� %3�. /�D /�- <br />��� - <br />